XLM to NEAR: Exchange Stellar for NEAR Protocol Without KYC

Send Stellar (XLM) and receive NEAR Protocol (NEAR) on NEAR in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to NEAR, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XLM
XLM
NEAR
NEAR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Stellar Logo
XLM
Stellar
Price:
$0.1990
24h Change:
-3.43%
Market Cap:
$6.97B
Volume (24h):
$176.32M
Circulating Supply:
35.04B XLM
NEAR Protocol Logo
NEAR
NEAR Protocol
Price:
$5.38
24h Change:
4.42%
Market Cap:
$7.04B
Volume (24h):
$1.25B
Circulating Supply:
1.31B NEAR

Data by CoinGecko

XLM to NEAR Exchange Rate

1 XLM = 0.036990 NEAR

The 1 Stellar to NEAR Protocol reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to NEAR swap at a glance

Everything that is specific to swapping Stellar to NEAR Protocol on GhostSwap.

Stellar (XLM)You send · Stellar network
NEAR Protocol (NEAR)You receive · NEAR network

It is a cross-chain swap from Stellar to NEAR, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your NEAR is sent
Network fee
Paid in XLMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXLM on StellarExpert · NEAR on NearBlocks
Your NEAR address
NEAR addressIt is a named account such as alice.near or 64 hexadecimal characters. Wallets: Meteor, HOT Wallet or MyNearWallet.
Reference rate
1 XLM ≈ 0.036990 NEAR1 NEAR ≈ 27.0342 XLM · market prices, 8 Oct 2026
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send XLMA few seconds to confirm on Stellar
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive NEARSent to your address; NEAR confirms in a few seconds
Facts checked 8 Oct 2026Reverse: NEAR to XLM

Going the other way? Swap NEAR to XLM

Other ways to get NEAR Protocol (NEAR)

BTC to NEARETH to NEARUSDT to NEARUSDT TRC20 to NEARUSDC to NEARSOL to NEARLTC to NEARXMR to NEARZEC to NEARBNB to NEARXRP to NEARDOGE to NEARZRX to NEARAAVE to NEAR

More XLM swaps

XLM to SOLXLM to BTCXLM to USDT TRC20XLM to PONKEXLM to HBARXLM to BNBXLM to CROXLM to ETHXLM to USDTXLM to XMRXLM to NOTXLM to ONDO

XLM to NEAR Live Price Chart

XLM/NEAR

Loading chart...

Reference market prices, updated live

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

NEARMAINNET

What is NEAR Protocol?

NEAR Protocol (NEAR) is a scalable, developer-friendly blockchain platform designed for decentralized applications (dApps). It uses a unique sharding technology called Nightshade to achieve high throughput and low transaction fees. NEAR tokens are used for transaction fees, staking, and governance, empowering users to participate in network operations.

XLM → NEARMAINNET

Why Swap XLM for NEAR?

Converting Stellar to NEAR Protocol on GhostSwap moves your funds from XLM into NEAR without KYC or account creation. Stellar is used for fast, cheap cross-border payments. NEAR Protocol is the native coin of NEAR.

Two different networks

XLM runs on Stellar and NEAR on NEAR; GhostSwap swaps between them in one step.

About NEAR Protocol

NEAR Protocol is the native coin of NEAR.

No KYC or exchange accounts

GhostSwap processes your XLM to NEAR swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XLM for NEAR on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

XLM

Convert Stellar to NEAR Protocol

XLMNEAR at market price
100XLM3.6990NEAR
250XLM9.2475NEAR
500XLM18.4951NEAR
1,000XLM36.9901NEAR
2,500XLM92.4754NEAR
5,000XLM184.9507NEAR
25,000XLM924.7537NEAR
50,000XLM1,849.51NEAR

At market prices of $0.199007 per XLM and $5.3800 per NEAR (8 Oct 2026), 2,500 XLM is worth about 92.4754 NEAR. Your exact amount, after network fees, is shown in the exchange box before you send.

NEARMAINNET

Convert NEAR Protocol to Stellar

NEARXLM at market price
5NEAR135.1711XLM
10NEAR270.3422XLM
25NEAR675.8556XLM
50NEAR1,351.71XLM
100NEAR2,703.42XLM
250NEAR6,758.56XLM
1,000NEAR27,034.22XLM
2,500NEAR67,585.56XLM

Going the other way, 100 NEAR is worth about 2,703.42 XLM at the same prices.

How to Exchange Stellar to NEAR Protocol

Line Vector
Select Crypto Currency

Select XLM and NEAR

Pick XLM in “You send” and NEAR in “You get”, then enter the amount. The box shows how much NEAR you get and the minimum XLM for this pair.

Select Wallet Address
Line Vector

Enter NEAR Protocol Address

Paste the NEAR address that should receive the NEAR (it is a named account such as alice.near or 64 hexadecimal characters). Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive Crypto

Receive NEAR Protocol

Your NEAR is usually paid out 5–15 minutes after you send your XLM, and NEAR then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

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XMR
ETH
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XMR
SOL
to
XMR
XMR
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USDT
USDT
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XMR
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XRP
BTC
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DOGE
DOGE
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BTC
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SHIB
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PEPE
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SHIB
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BONK
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WIF
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USDT
POPCAT
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USDT
DOGE
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SHIB

XLM to NEAR: questions and answers

Everything you need to know about exchanging XLM to NEAR on GhostSwap.

How long does it take to swap XLM to NEAR on GhostSwap?
Most XLM to NEAR swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the NEAR is sent to your wallet, and NEAR confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 XLM in NEAR?
1 XLM is worth about 0.036990 NEAR at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the NEAR network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XLM to NEAR?
No. GhostSwap has no accounts: you paste the NEAR address that should receive the NEAR, send XLM from your own wallet, and the NEAR goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Stellar to NEAR Protocol?
The GhostSwap fee is already included in the rate in the exchange box, so the NEAR amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.
What wallet should I use to receive NEAR?
To receive NEAR Protocol from your swap, we recommend using Meteor, HOT Wallet or MyNearWallet. Make sure your wallet supports the NEAR network before starting the exchange. Double-check your NEAR address before confirming, cryptocurrency transactions cannot be reversed.
What format is the NEAR address?
Use a NEAR address: it is a named account such as alice.near or 64 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand.
Can I track my XLM to NEAR swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming NEAR on NearBlocks (https://nearblocks.io).
Is it safe to exchange XLM for NEAR on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the NEAR is sent straight to the NEAR address you enter, so check that address twice, NEAR transfers cannot be reversed.
How does a cross-chain XLM to NEAR swap work?
Stellar lives on Stellar and NEAR Protocol on NEAR, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native NEAR on NEAR, so you never hold a wrapped token or pay bridge fees.
What happens if my XLM to NEAR exchange fails?
If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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