XLM to BTC: Exchange Stellar for Bitcoin Without KYC

Send Stellar (XLM) and receive Bitcoin (BTC) in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Bitcoin, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XLM
XLM
BTC
BTC


⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Stellar Logo
XLM
Stellar
Price:
$0.2249
24h Change:
0.35%
Market Cap:
$7.87B
Volume (24h):
$239.15M
Circulating Supply:
35.04B XLM
Bitcoin Logo
BTC
Bitcoin
Price:
$86,197.00
24h Change:
3.01%
Market Cap:
$1.73T
Volume (24h):
$38.65B
Circulating Supply:
20.09M BTC

Data by CoinGecko

XLM to BTC Exchange Rate

1 XLM = 0.00000261 BTC

The 1 Stellar to Bitcoin reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to BTC swap at a glance

Everything that is specific to swapping Stellar to Bitcoin on GhostSwap.

Stellar (XLM)You send · Stellar network
Bitcoin (BTC)You receive · Bitcoin network

It is a cross-chain swap from Stellar to Bitcoin, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your BTC is sent
Network fee
Paid in XLMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXLM on StellarExpert · BTC on mempool.space
Your BTC address
Bitcoin addressIt starts with bc1, 3 or 1. Wallets: Sparrow, Electrum or a hardware wallet.
Reference rate
1 XLM ≈ 0.0000026087 BTC1 BTC ≈ 383,336.30 XLM · market prices, 2 Oct 2026
Deposit Memo.ID
Include it if shownCopy the Memo.ID from the deposit screen exactly.
  1. Send XLMA few seconds to confirm on Stellar
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive BTCSent to your address; Bitcoin confirms in 10–30 minutes (1–3 confirmations)
Facts checked 2 Oct 2026Reverse: BTC to XLM

Stellar to Bitcoin: seconds in, ten-minute blocks out

XLM to BTC suits Stellar holders who want part of their balance in Bitcoin, often to keep on a hardware wallet. Stellar is designed for fast, cheap transfers, while Bitcoin is the coin most wallets and services accept. The BTC goes to the Bitcoin address you enter, with no account.

The XLM deposit is final within seconds once it reaches the deposit address with the right memo, so the swap usually reaches the payout in 5 to 15 minutes. The slow part is the other side: the BTC payout waits for the next Bitcoin block, about 10 minutes on average.

Tips for this swap

  • Paste a Bitcoin address (bc1, 3 or 1) from a wallet you control. If the BTC is for long-term storage, take the address from your hardware wallet's app.
  • If the deposit screen shows a Memo ID, add it to your Stellar payment exactly. It is a number, so if your wallet asks for a memo type, choose ID rather than Text.
  • Send from your own Stellar wallet and enter its G address as the refund address. Stellar accounts keep a minimum balance, so you cannot send every last XLM.

Can I convert XLM to BTC without KYC?

Yes. A standard swap needs no account, email or ID. Paste your Bitcoin address, check the floating rate and send the XLM, with the Memo ID if one is shown.

How long does XLM to BTC take?

Usually 5 to 15 minutes until the BTC is sent, because Stellar confirms the deposit in seconds. After that, the BTC needs to be included in a Bitcoin block, which takes about 10 minutes on average.

How to buy Bitcoin anonymously

Going the other way? Swap BTC to XLM

Other ways to get Bitcoin (BTC)

ETH to BTCUSDT to BTCUSDT TRC20 to BTCUSDC to BTCSOL to BTCLTC to BTCXMR to BTCZEC to BTCBNB to BTCXRP to BTCDOGE to BTCTRX to BTC

More XLM swaps

XLM to CROXLM to USDCXLM to USDT TRC20XLM to BNBXLM to SOLXLM to PONKEXLM to XRPXLM to TRXXLM to XMRXLM to ETHXLM to SUNDOGXLM to POPCAT

Live prices: Bitcoin price today

XLM to BTC Live Price Chart

XLM/BTC

Loading chart...

Reference market prices, updated live

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies. Exchange XLM on GhostSwap to swap Stellar Lumens for any supported cryptocurrency — fast, private, and without KYC verification.

BTC

What is Bitcoin?

Bitcoin (BTC) is the world's first and largest cryptocurrency, created in 2009 as a decentralized digital currency that operates without banks or intermediaries. Running on a proof-of-work blockchain, Bitcoin enables peer-to-peer value transfer across borders with no central authority. Many holders keep BTC as a long-term store of value. With the largest market capitalization and deepest liquidity of any cryptocurrency, Bitcoin is the most commonly exchanged digital asset. You can swap BTC for hundreds of other cryptocurrencies on GhostSwap instantly, with no KYC or account required.

XLM → BTC

Why Swap XLM for BTC?

Converting Stellar to Bitcoin on GhostSwap lets you diversify your crypto portfolio across different blockchains and use cases — without KYC, account creation, or centralized exchange fees. Stellar is built for fast, cheap cross-border payments, while Bitcoin serves a different purpose: store of value, peer-to-peer payments, and long-term wealth preservation. Holding both gives you exposure to fundamentally different areas of the crypto market.

Diversify across blockchains

Spread your holdings between Stellar and Bitcoin to reduce single-chain risk and access different ecosystems.

Access store of value, peer-to-peer payments, and long-term wealth preservation

Bitcoin gives you exposure to store of value, peer-to-peer payments, and long-term wealth preservation — a fundamentally different value proposition than Stellar.

No KYC or exchange accounts

GhostSwap processes your XLM to BTC swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XLM for BTC on GhostSwap. Most swaps finish in 5–15 minutes after you send, with no registration and no verification for standard swaps.

XLM

Convert Stellar to Bitcoin

XLMBTC at market price
100XLM0.000261BTC
250XLM0.000652BTC
500XLM0.001304BTC
1,000XLM0.002609BTC
2,500XLM0.006522BTC
5,000XLM0.013043BTC
25,000XLM0.065217BTC
50,000XLM0.130434BTC

At market prices of $0.224860 per XLM and $86,197.00 per BTC (2 Oct 2026), 2,500 XLM is worth about 0.006522 BTC. Your exact amount, after network fees, is shown in the exchange box before you send.

BTC

Convert Bitcoin to Stellar

BTCXLM at market price
0.00035BTC134.1677XLM
0.0005BTC191.6681XLM
0.001BTC383.3363XLM
0.002BTC766.6726XLM
0.005BTC1,916.68XLM
0.01BTC3,833.36XLM
0.05BTC19,166.81XLM
0.1BTC38,333.63XLM

Going the other way, 0.005 BTC is worth about 1,916.68 XLM at the same prices.

How to Exchange Stellar to Bitcoin

Line Vector
Select Crypto Currency

Select XLM and BTC

Pick XLM in “You send” and BTC in “You get”, then enter the amount. The box shows how much BTC you get and the minimum XLM for this pair.

Select Wallet Address
Line Vector

Enter Bitcoin Address

Paste the Bitcoin address that should receive the BTC (it starts with bc1, 3 or 1). Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive Crypto

Receive Bitcoin

Your BTC arrives on Bitcoin, usually 5–15 minutes after you send. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XLM to BTC: questions and answers

Everything you need to know about exchanging XLM to BTC on GhostSwap.

What are the fees for converting Stellar to Bitcoin?
The GhostSwap fee is already included in the rate in the exchange box, so the BTC amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.
What wallet should I use to receive BTC?
To receive Bitcoin from your swap, we recommend using Electrum, Sparrow Wallet, or a hardware wallet like Ledger or Trezor. Make sure your wallet supports the Bitcoin network before starting the exchange. Double-check your BTC address before confirming — cryptocurrency transactions cannot be reversed.
What format is the BTC address?
Use a Bitcoin address: it starts with bc1, 3 or 1. Copy it from your wallet and paste it; never type it by hand.
Can I track my XLM to BTC swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming BTC on Mempool.space (https://mempool.space).
Is it safe to exchange XLM for BTC on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the BTC is sent straight to the Bitcoin address you enter, so check that address twice — Bitcoin transfers cannot be reversed.
How does a cross-chain XLM to BTC swap work?
Stellar lives on Stellar and Bitcoin on Bitcoin, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native BTC on Bitcoin, so you never hold a wrapped token or pay bridge fees.
What happens if my XLM to BTC exchange fails?
If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XLM to other coins

Easily swap Stellar with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

XLM
to
BTC
XLM
to
ETH
XLM
to
SOL
XLM
to
BNB
XLM
to
XRP
XLM
to
ADA
XLM
to
DOGE
XLM
to
TRX
XLM
to
LINK
XLM
to
USDC
XLM
to
USDT
XLM
to
USDT TRC20
XLM
to
USDC BEP20
XLM
to
USDC SOL
XLM
to
USDT BEP20
XLM
to
USDT SOL
XLM
to
USDT AVAX
XLM
to
USDT Polygon
XLM
to
PYUSD
XLM
to
FDUSD
XLM
to
XMR
XLM
to
ZEC
XLM
to
DASH
XLM
to
SHIB
XLM
to
AVAX
XLM
to
SUI
XLM
to
PEPE
XLM
to
BCH
XLM
to
DOT
XLM
to
LTC
XLM
to
UNI
XLM
to
CRO
XLM
to
ICP
XLM
to
WIF
XLM
to
ETC
XLM
to
POL
XLM
to
ATOM
XLM
to
APT
XLM
to
ARB
XLM
to
OP
XLM
to
FIL
XLM
to
ALGO
XLM
to
BONK
XLM
to
INJ
XLM
to
VET
XLM
to
HBAR
XLM
to
KAS
XLM
to
ZRX
XLM
to
AAVE
XLM
to
APE
XLM
to
BABYDOGE
XLM
to
BEAMX
XLM
to
BOME
XLM
to
BRETT
XLM
to
BTT
XLM
to
DEGEN
XLM
to
DRIFT
XLM
to
ELON
XLM
to
FLOKI
XLM
to
IMX
XLM
to
JUP
XLM
to
MEW
XLM
to
NOT
XLM
to
ORCA
XLM
to
PONKE
XLM
to
POPCAT
XLM
to
RAY
XLM
to
RENDER
XLM
to
SAND
XLM
to
SUNDOG
XLM
to
TAO
XLM
to
THETA
XLM
to
TIA