XLM to POL: Exchange Stellar for Polygon Without KYC

Send Stellar (XLM) and receive Polygon (POL) on Polygon PoS in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Polygon PoS, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XLM
XLM
POL
POL


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Stellar Logo
XLM
Stellar
Price:
$0.1990
24h Change:
-3.43%
Market Cap:
$6.97B
Volume (24h):
$176.32M
Circulating Supply:
35.04B XLM
Polygon Logo
POL
Polygon
Price:
$0.1027
24h Change:
-0.48%
Market Cap:
$1.09B
Volume (24h):
$81.59M
Circulating Supply:
10.63B POL

Data by CoinGecko

XLM to POL Exchange Rate

1 XLM = 1.9376 POL

The 1 Stellar to Polygon reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to POL swap at a glance

Everything that is specific to swapping Stellar to Polygon on GhostSwap.

Stellar (XLM)You send · Stellar network
Polygon (POL)You receive · Polygon PoS network

It is a cross-chain swap from Stellar to Polygon PoS, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your POL is sent
Network fee
Paid in XLMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXLM on StellarExpert · POL on PolygonScan
Your POL address
Polygon PoS addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask or Rabby.
Reference rate
1 XLM ≈ 1.9376 POL1 POL ≈ 0.516097 XLM · market prices, 8 Oct 2026
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send XLMA few seconds to confirm on Stellar
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive POLSent to your address; Polygon PoS confirms in about a minute
Facts checked 8 Oct 2026Reverse: POL to XLM

Going the other way? Swap POL to XLM

Other ways to get Polygon (POL)

BTC to POLETH to POLUSDT to POLUSDT TRC20 to POLUSDC to POLSOL to POLLTC to POLXMR to POLZEC to POLBNB to POLXRP to POLDOGE to POLZRX to POLAAVE to POL

More XLM swaps

XLM to ETHXLM to XMRXLM to TRXXLM to XRPXLM to USDTXLM to HBARXLM to SOLXLM to BTCXLM to PONKEXLM to BNBXLM to POPCATXLM to PYTH

XLM to POL Live Price Chart

XLM/POL

Loading chart...

Reference market prices, updated live

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

POL

What is Polygon?

Polygon (POL), formerly MATIC, is a leading Ethereum scaling solution that provides faster and cheaper transactions while inheriting Ethereum's security. Polygon supports multiple scaling technologies including sidechains, zk-rollups (Polygon zkEVM), and data availability layers (Polygon Avail). POL is used for gas fees, staking, and governance across the Polygon ecosystem. Thousands of dApps have deployed on Polygon, from DeFi protocols like Aave and QuickSwap to gaming and NFT platforms.

XLM → POL

Why Swap XLM for POL?

Converting Stellar to Polygon on GhostSwap moves your funds from XLM into POL without KYC or account creation. Stellar is used for fast, cheap cross-border payments. Polygon is the native coin of Polygon PoS.

Two different networks

XLM runs on Stellar and POL on Polygon PoS; GhostSwap swaps between them in one step.

About Polygon

Polygon is the native coin of Polygon PoS.

No KYC or exchange accounts

GhostSwap processes your XLM to POL swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XLM for POL on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

XLM

Convert Stellar to Polygon

XLMPOL at market price
100XLM193.7619POL
250XLM484.4047POL
500XLM968.8093POL
1,000XLM1,937.62POL
2,500XLM4,844.05POL
5,000XLM9,688.09POL
25,000XLM48,440.47POL
50,000XLM96,880.93POL

At market prices of $0.199007 per XLM and $0.102707 per POL (8 Oct 2026), 2,500 XLM is worth about 4,844.05 POL. Your exact amount, after network fees, is shown in the exchange box before you send.

POL

Convert Polygon to Stellar

POLXLM at market price
250POL129.0244XLM
500POL258.0487XLM
1,000POL516.0974XLM
2,500POL1,290.24XLM
5,000POL2,580.49XLM
10,000POL5,160.97XLM
50,000POL25,804.87XLM
100,000POL51,609.74XLM

Going the other way, 5,000 POL is worth about 2,580.49 XLM at the same prices.

How to Exchange Stellar to Polygon

Line Vector
Select Crypto Currency

Select XLM and POL

Pick XLM in “You send” and POL in “You get”, then enter the amount. The box shows how much POL you get and the minimum XLM for this pair.

Select Wallet Address
Line Vector

Enter Polygon Address

Paste the Polygon PoS address that should receive the POL (it starts with 0x followed by 40 hexadecimal characters). Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive Crypto

Receive Polygon

Your POL is usually paid out 5–15 minutes after you send your XLM, and Polygon PoS then confirms it in about a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
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ETH
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SOL
ETH
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BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
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ETH
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ZEC
SOL
to
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ZEC
to
USDT
USDT
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ZEC
ZEC
to
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ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XLM to POL: questions and answers

Everything you need to know about exchanging XLM to POL on GhostSwap.

How long does it take to swap XLM to POL on GhostSwap?
Most XLM to POL swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the POL is sent to your wallet, and Polygon PoS confirms the payout in about a minute. Busy networks can add a few minutes.
How much is 1 XLM in POL?
1 XLM is worth about 1.9376 POL at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the POL network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XLM to POL?
No. GhostSwap has no accounts: you paste the Polygon PoS address that should receive the POL, send XLM from your own wallet, and the POL goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Stellar to Polygon?
The GhostSwap fee is already included in the rate in the exchange box, so the POL amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.
What wallet should I use to receive POL?
To receive Polygon from your swap, we recommend using MetaMask or Rabby. Make sure your wallet supports the Polygon PoS network before starting the exchange. Double-check your POL address before confirming, cryptocurrency transactions cannot be reversed.
What format is the POL address?
Use a Polygon PoS address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand.
Can I track my XLM to POL swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming POL on PolygonScan (https://polygonscan.com).
Is it safe to exchange XLM for POL on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the POL is sent straight to the Polygon PoS address you enter, so check that address twice, Polygon PoS transfers cannot be reversed.
How does a cross-chain XLM to POL swap work?
Stellar lives on Stellar and Polygon on Polygon PoS, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native POL on Polygon PoS, so you never hold a wrapped token or pay bridge fees.
What happens if my XLM to POL exchange fails?
If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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