Exchange Stellar to XRP (XLM to XRP) Instantly Without KYC

Send Stellar (XLM) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to XRP Ledger, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XLM
XLM
XRP
XRP


⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

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Bitcoin
Stellar Logo
XLM
Stellar
Price:
$0.2183
24h Change:
-1.85%
Market Cap:
$7,642,624,191
Volume (24h):
$268,152,392
Circulating Supply:
35,022,047,695 XLM
XRP Logo
XRP
XRP
Price:
$1.48
24h Change:
-1.23%
Market Cap:
$93,315,389,217
Volume (24h):
$2,342,864,184
Circulating Supply:
63,092,975,951 XRP

Data by CoinGecko

XLM to XRP Exchange Rate

1 XLM = 0.147532 XRP

The current 1 Stellar to XRP reference rate, refreshed every 15 minutes. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to XRP swap at a glance

Everything that is specific to swapping Stellar to XRP on GhostSwap.

Stellar (XLM)You send · Stellar network
XRPYou receive · XRP Ledger network

It is a cross-chain swap from Stellar to XRP Ledger, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XRP is sent
Network fee
Paid in XLMby your wallet
Account / KYC
NoneNo sign-up, email or ID
Tracking
Live status pageXLM on StellarExpert · XRP on XRPSCAN
Your XRP address
XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.
Reference rate
1 XLM ≈ 0.147532 XRP1 XRP ≈ 6.7782 XLM · market prices, 1 Oct 2026
Destination Tag for XRP
Only for exchange accountsPersonal wallets leave it empty.
Deposit Memo.ID
Include it if shownCopy the Memo.ID from the deposit screen exactly.
  1. Send XLMA few seconds to confirm on Stellar
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XRPSent to your address; XRP Ledger confirms in a few seconds
Facts checked 1 Oct 2026Reverse: XRP to XLM

Going the other way? Swap XRP to XLM

Other ways to get XRP (XRP)

BTC to XRPETH to XRPUSDT to XRPUSDT TRC20 to XRPUSDC to XRPSOL to XRPLTC to XRPXMR to XRPZEC to XRPBNB to XRPDOGE to XRPTRX to XRP

More XLM swaps

XLM to ICPXLM to APEXLM to NEAR BEP20XLM to FDUSDXLM to BTTXLM to ORCAXLM to USDT BEP20XLM to WIFXLM to BNBXLM to JUPXLM to ETHXLM to BCH

XLM to XRP Live Price Chart

XLM/XRP

Loading chart...

Reference market prices, updated live

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies. Exchange XLM on GhostSwap to swap Stellar Lumens for any supported cryptocurrency — fast, private, and without KYC verification.

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable. Exchange XRP on GhostSwap to move quickly between XRP and hundreds of other digital assets without identity verification or account creation.

XLM → XRP

Why Swap XLM for XRP?

Converting Stellar to XRP on GhostSwap upgrades your transaction speed and cuts your fees significantly — without needing KYC or a centralized exchange. Where Stellar transactions take a few seconds (Stellar ledgers close about every 5 seconds), XRP confirms in 3–5 seconds. If you need faster, cheaper crypto transactions, swapping XLM to XRP is a direct path to better performance.

Dramatically faster confirmations

Go from a few seconds (Stellar ledgers close about every 5 seconds) on Stellar to 3–5 seconds on XRP Ledger — a major upgrade in transaction speed.

Significantly lower transaction fees

Stellar fees are a tiny fraction of a cent. After swapping, XRP transaction fees are negligible, typically a fraction of a cent — making XRP far more practical for frequent use.

Access fast cross-border payments and remittances

XRP opens the door to fast cross-border payments and remittances, giving you capabilities beyond what Stellar offers natively.

No accounts or verification

GhostSwap converts your XLM to XRP without sign-ups, KYC, or personal data. Just a wallet address and your deposit.

Exchange XLM for XRP on GhostSwap and start transacting on the XRP Ledger network. XRP transaction fees are negligible, typically a fraction of a cent.

XLM

Convert Stellar to XRP

XLMXRP
100XLM14.7532XRP
250XLM36.8829XRP
500XLM73.7659XRP
1,000XLM147.5318XRP
2,500XLM368.8294XRP
5,000XLM737.6588XRP
25,000XLM3,688.29XRP
50,000XLM7,376.59XRP

At market prices of $0.218347 per XLM and $1.4800 per XRP (1 Oct 2026), 2,500 XLM is worth about 368.8294 XRP. Your exact amount, after network fees, is shown in the exchange box before you send.

XRP

Convert XRP to Stellar

XRPXLM
25XRP169.4550XLM
50XRP338.9101XLM
250XRP1,694.55XLM
500XRP3,389.10XLM
2,500XRP16,945.50XLM
5,000XRP33,891.01XLM

Going the other way, 500 XRP is worth about 3,389.10 XLM at the same prices.

How to Exchange Stellar to XRP

Line Vector
Select Crypto Currency

Select XLM and XRP

Pick XLM in “You send” and XRP in “You get”, then enter the amount. The box shows how much XRP you get and the minimum XLM for this pair.

Select Wallet Address
Line Vector

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP (it starts with r). Add a Destination Tag only if that address belongs to an exchange account.

Sent Crypto Currency
Line Vector

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive Crypto

Receive XRP

Your XRP arrives on XRP Ledger, usually 5–15 minutes after you send. Follow each step on the status page with your swap ID.

Top Pairs on GhostSwap!

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
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ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XLM to XRP: questions and answers

Everything you need to know about exchanging XLM to XRP on GhostSwap.

How long does it take to swap XLM to XRP on GhostSwap?
Most XLM to XRP swaps finish in 5–15 minutes. Your XLM deposit needs a few seconds to confirm on Stellar; after that the XRP is sent to your wallet and XRP Ledger confirms it in a few seconds. Busy networks can add a few minutes.
Do I need KYC or an account to exchange XLM to XRP?
No. GhostSwap has no accounts: you paste the XRP Ledger address that should receive the XRP, send XLM from your own wallet, and the XRP goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Stellar to XRP?
The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.
What wallet should I use to receive XRP?
To receive XRP from your swap, we recommend using Xaman (formerly Xumm), Trust Wallet, or a Ledger hardware wallet. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming — cryptocurrency transactions cannot be reversed.
What format is the XRP address?
Use a XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand.
Do I need a Destination Tag to receive XRP?
Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one.
Can I track my XLM to XRP swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming XRP on XRPScan (https://xrpscan.com).
Is it safe to exchange XLM for XRP on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice — XRP Ledger transfers cannot be reversed.
How does a cross-chain XLM to XRP swap work?
Stellar lives on Stellar and XRP on XRP Ledger, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native XRP on XRP Ledger, so you never hold a wrapped token or pay bridge fees.
What happens if my XLM to XRP exchange fails?
If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XLM to other coins

Easily swap Stellar with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

XLM
to
BTC
XLM
to
ETH
XLM
to
SOL
XLM
to
BNB
XLM
to
XRP
XLM
to
ADA
XLM
to
DOGE
XLM
to
TRX
XLM
to
LINK
XLM
to
USDC
XLM
to
USDT
XLM
to
USDT TRC20
XLM
to
USDC BEP20
XLM
to
USDC SOL
XLM
to
USDT BEP20
XLM
to
USDT SOL
XLM
to
USDT AVAX
XLM
to
USDT Polygon
XLM
to
PYUSD
XLM
to
FDUSD
XLM
to
XMR
XLM
to
ZEC
XLM
to
DASH
XLM
to
SHIB
XLM
to
AVAX
XLM
to
SUI
XLM
to
PEPE
XLM
to
BCH
XLM
to
DOT
XLM
to
LTC
XLM
to
UNI
XLM
to
CRO
XLM
to
ICP
XLM
to
WIF
XLM
to
ETC
XLM
to
POL
XLM
to
ATOM
XLM
to
NEAR BEP20
XLM
to
NEAR
XLM
to
APT
XLM
to
ARB
XLM
to
OP
XLM
to
FIL
XLM
to
ALGO
XLM
to
BONK
XLM
to
INJ
XLM
to
VET
XLM
to
HBAR
XLM
to
KAS
XLM
to
ZRX
XLM
to
AAVE
XLM
to
APE
XLM
to
BABYDOGE
XLM
to
BEAMX
XLM
to
BOME
XLM
to
BRETT
XLM
to
BTT
XLM
to
DEGEN
XLM
to
DRIFT
XLM
to
ELON
XLM
to
FLOKI
XLM
to
IMX
XLM
to
JUP
XLM
to
MEW
XLM
to
NOT
XLM
to
ORCA
XLM
to
PONKE
XLM
to
POPCAT
XLM
to
RAY
XLM
to
RENDER
XLM
to
SAND
XLM
to
SUNDOG
XLM
to
TAO
XLM
to
THETA
XLM
to
TIA