XLM to SOL: Convert Stellar Lumens to Native Solana

The deposit is XLM on the Stellar network, sent from your own wallet. In Lobstr or Freighter, paste the one-time deposit address into the send screen and type the exact amount the exchange box shows.

Look at the deposit screen for a memo. If one is shown, copy it into the memo field of your wallet exactly before you confirm. If none is shown, leave the field empty.

Stellar closes a ledger about every five seconds, so the deposit is confirmed a few seconds after you send it. The network fee is paid in XLM and is tiny, but it still comes out of the same balance. A Ledger works too, through Lobstr or another Stellar app: approve the payment on the device and the rest is identical. You can watch the transfer arrive on StellarExpert by searching your G address.

Every Stellar account keeps a minimum balance that it cannot send. It is counted in base reserves: two for the account, and one more for each trustline, open offer or data entry. If you hold USDC or other assets on Stellar, each of those trustlines adds to the locked amount.

Wallets show this as available or spendable XLM, which is lower than the total. Use that spendable figure when you enter the swap amount. If you type the total, the wallet will refuse the payment, or the deposit will not match the amount the box expects.

You can free more XLM by removing trustlines for assets you no longer hold, since each removal releases its share of the reserve. Closing the whole account is possible in some wallets, but it is a separate action with its own rules and not something to mix into a swap. For most people, swapping the spendable XLM and leaving the reserve in place is the simplest route.

Solana addresses run 32 to 44 letters and numbers, without any 0x prefix. Copy it from Phantom, Solflare or a Ledger and paste it into the payout field. A Stellar G address cannot receive SOL, and neither can an Ethereum address.

Solana addresses carry no built-in checksum. A typo can produce a string that still looks valid and still accepts the SOL, but belongs to nobody you know. Pasting, rather than typing, and checking the first and last few characters is the defence.

A brand-new wallet is fine. On Solana an address only shows up on-chain once it holds a small rent-exempt balance, and a normal swap payout covers it, so you do not need SOL there beforehand. After the payout confirms on Solscan, the balance appears in the wallet. Since you are receiving SOL itself, the fee for your next Solana transaction comes from the same balance.

Read the table from left to right as the path your funds take. The left column is what you prepare: the spendable XLM, the memo if one is shown and the G address that will take any refund. The right column is what you end up with: native SOL that pays its own fees, at an address with no memo at all. Neither side involves a bridge or a wrapped token, and the two wallets never need to talk to each other. Keep both open while you fill in the form.

Stellar is focused on payments and assets issued on its own ledger. Solana is a general smart-contract chain with a large range of apps, tokens and NFT markets, and every action there pays its fee in SOL. Anyone who wants to use those apps needs SOL first.

Some people also hold tokens on Solana already, such as USDC or a meme coin, and cannot move them because the wallet has no SOL. A small XLM to SOL swap fixes that without opening an exchange account. Others simply want to rebalance from one chain to another.

The quote in the exchange box is the SOL amount after fees for the XLM you enter, from aggregated liquidity from leading crypto markets. The rate floats until your XLM deposit confirms, and the box lists this pair's minimum and maximum. If you would rather end up with a stablecoin on Solana, XLM to USDC on Solana is its own pair.

Once the XLM deposit is in, most swaps finish within minutes, and Solana confirms the SOL payout in under a minute.

Enter the G address you send from as the sender address. If a swap cannot be completed, the coins are refunded to the sender address you entered, so the XLM comes back to your own Lobstr or Freighter account. Sending straight from an exchange withdrawal is a bad idea here: the payment leaves from the exchange's shared address, and a refund to it may need a memo you never had.

The status page under your swap ID shows the deposit and the payout. When StellarExpert shows the XLM arrived and the status has not changed for a long time, email support@ghostswap.io with the swap ID and the Stellar transaction hash. Do not send the XLM again. For the opposite direction, use SOL to XLM.