XLM to USDT SOL: Exchange Stellar for Tether (Solana) Without KYC

Send Stellar (XLM) and receive Tether (USDT SOL, an SPL token on Solana) in your own wallet, with no account and no KYC. Swapping into USDT SOL locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XLM
XLM
USDT (Solana)
USDT (Solana)


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Stellar Logo
XLM
Stellar
Price:
$0.1966
24h Change:
1.47%
Market Cap:
$6.89B
Volume (24h):
$107.24M
Circulating Supply:
35.06B XLM
Tether Solana Chain Logo
USDT (Solana)
Tether (USDT) on Solana
Price:
$0.9992
24h Change:
-0.01%
Market Cap:
$184.10B
Volume (24h):
$40.87B
Circulating Supply:
184.25B USDT (Solana)

Data by CoinGecko

XLM to USDT (Solana) Exchange Rate

1 XLM = 0.196777 USDT (Solana)

The 1 Stellar to Tether (USDT) on Solana reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to USDT SOL swap at a glance

Everything that is specific to swapping Stellar to Tether on GhostSwap.

Stellar (XLM)You send · Stellar network
Tether (USDT SOL)You receive · SPL token on Solana

Swapping into USDT SOL locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Stellar to Solana, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your USDT SOL is sent
Network fee
Paid in XLMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXLM on StellarExpert · USDT SOL on Solscan
Your USDT SOL address
Solana addressIt is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger.
Reference rate
1 XLM ≈ 0.196777 USDT SOL1 USDT SOL ≈ 5.0819 XLM · market prices, 10 Oct 2026
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send XLMA few seconds to confirm on Stellar
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDT SOLSent to your address; Solana confirms in under a minute
Facts checked 10 Oct 2026Reverse: USDT SOL to XLM

Going the other way? Swap USDT SOL to XLM

Other ways to get Tether (Solana) (USDT SOL)

BTC to USDT SOLETH to USDT SOLUSDT to USDT SOLUSDT TRC20 to USDT SOLUSDC to USDT SOLSOL to USDT SOLLTC to USDT SOLXMR to USDT SOLZEC to USDT SOLBNB to USDT SOLXRP to USDT SOLDOGE to USDT SOLZRX to USDT SOLAAVE to USDT SOL

More XLM swaps

XLM to SOLXLM to PONKEXLM to BTCXLM to HBARXLM to USDTXLM to CROXLM to USDCXLM to ETHXLM to USDT TRC20XLM to XMRXLM to VETXLM to WIF

XLM to USDT SOL Live Price Chart

XLM/USDT (Solana)

Loading chart...

Reference market prices, updated live

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

USDTSOL

What is Tether (USDT) on Solana?

Tether on Solana Chain (USDT (Solana)) is Tether's stablecoin pegged 1:1 to the U.S. Dollar, operating on the Solana blockchain. It leverages Solana's high throughput and low transaction fees, enabling efficient trading and DeFi applications within the Solana ecosystem.

XLM → USDTSOL

Why Swap XLM for USDT SOL?

Swapping Stellar to Tether (USDT) on Solana with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

Tether (USDT) on Solana is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Stellar.

Stay in crypto

No need to cash out to a bank account. Your USDT (Solana) is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts XLM to USDT (Solana) directly.

No identity verification needed

Your Stellar to Tether (USDT) on Solana conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XLM for USDT (Solana) on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your XLM.

XLM

Convert Stellar to Tether (USDT) on Solana

XLMUSDT (Solana) at market price
100XLM19.6777USDT (Solana)
250XLM49.1944USDT (Solana)
500XLM98.3887USDT (Solana)
1,000XLM196.7775USDT (Solana)
2,500XLM491.9437USDT (Solana)
5,000XLM983.8874USDT (Solana)
25,000XLM4,919.44USDT (Solana)
50,000XLM9,838.87USDT (Solana)

At market prices of $0.196612 per XLM and $0.999159 per USDT (Solana) (10 Oct 2026), 2,500 XLM is worth about 491.9437 USDT (Solana). Your exact amount, after network fees, is shown in the exchange box before you send.

USDTSOL

Convert Tether (USDT) on Solana to Stellar

USDT (Solana)XLM at market price
25USDT (Solana)127.0471XLM
50USDT (Solana)254.0941XLM
100USDT (Solana)508.1882XLM
250USDT (Solana)1,270.47XLM
500USDT (Solana)2,540.94XLM
1,000USDT (Solana)5,081.88XLM
5,000USDT (Solana)25,409.41XLM
10,000USDT (Solana)50,818.82XLM

Going the other way, 500 USDT (Solana) is worth about 2,540.94 XLM at the same prices.

How to Exchange Stellar to Tether (Solana)

Line Vector
Select Crypto Currency

Select XLM and USDT SOL

Pick XLM in “You send” and USDT SOL in “You get”, then enter the amount. The box shows how much USDT SOL you get and the minimum XLM for this pair.

Select Wallet Address
Line Vector

Enter Tether (Solana) Address

Paste the Solana address that should receive the USDT SOL (it is 32–44 letters and numbers with no 0x prefix). Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive Crypto

Receive Tether (Solana)

Your USDT SOL is usually paid out 5–15 minutes after you send your XLM, and Solana then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XLM to USDT SOL: questions and answers

Everything you need to know about exchanging XLM to USDT (Solana) on GhostSwap.

How long does it take to swap XLM to USDT SOL on GhostSwap?
Most XLM to USDT SOL swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the USDT SOL is sent to your wallet, and Solana confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 XLM in USDT SOL?
1 XLM is worth about 0.196777 USDT SOL at the market rate, before fees (market prices, 10 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT SOL network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XLM to USDT SOL?
No. GhostSwap has no accounts: you paste the Solana address that should receive the USDT SOL, send XLM from your own wallet, and the USDT SOL goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Stellar to Tether (Solana)?
The GhostSwap fee is already included in the rate in the exchange box, so the USDT SOL amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.
What wallet should I use to receive USDT SOL?
To receive Tether (Solana) from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana network before starting the exchange. Double-check your USDT SOL address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDT SOL address?
Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending USDT SOL to an address on another network can lose the coins.
Can I track my XLM to USDT SOL swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming USDT SOL on Solscan (https://solscan.io).
Is it safe to exchange XLM for USDT SOL on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the USDT SOL is sent straight to the Solana address you enter, so check that address twice, Solana transfers cannot be reversed.
Why swap XLM to USDT SOL?
Converting Stellar to Tether (Solana) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my XLM to USDT SOL exchange fails?
If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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