XLM to NEAR BEP20: Exchange Stellar for NEAR (BEP20) Without KYC

Send Stellar (XLM) and receive NEAR (NEAR BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to BNB Smart Chain, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XLM
XLM
NEAR
NEAR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Stellar Logo
XLM
Stellar
Price:
$0.2014
24h Change:
2.57%
Market Cap:
$7.06B
Volume (24h):
$155.89M
Circulating Supply:
35.06B XLM
NEAR Protocol Logo
NEAR
NEAR Protocol
Price:
$5.87
24h Change:
9.71%
Market Cap:
$7.68B
Volume (24h):
$1.07B
Circulating Supply:
1.31B NEAR

Data by CoinGecko

XLM to NEAR Exchange Rate

1 XLM = 0.034310 NEAR

The 1 Stellar to NEAR Protocol reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to NEAR BEP20 swap at a glance

Everything that is specific to swapping Stellar to NEAR on GhostSwap.

Stellar (XLM)You send · Stellar network
NEAR (NEAR BEP20)You receive · BEP-20 token on BNB Smart Chain

It is a cross-chain swap from Stellar to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your NEAR BEP20 is sent
Network fee
Paid in XLMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXLM on StellarExpert · NEAR BEP20 on BscScan
Your NEAR BEP20 address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 XLM ≈ 0.034310 NEAR BEP201 NEAR BEP20 ≈ 29.1457 XLM · market prices, 12 Oct 2026
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send XLMA few seconds to confirm on Stellar
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive NEAR BEP20Sent to your address; BNB Smart Chain confirms in under a minute
Facts checked 12 Oct 2026Reverse: NEAR BEP20 to XLM

Going the other way? Swap NEAR BEP20 to XLM

Other ways to get NEAR (BEP20) (NEAR BEP20)

BTC to NEAR BEP20ETH to NEAR BEP20USDT to NEAR BEP20USDT TRC20 to NEAR BEP20USDC to NEAR BEP20SOL to NEAR BEP20LTC to NEAR BEP20XMR to NEAR BEP20ZEC to NEAR BEP20BNB to NEAR BEP20XRP to NEAR BEP20DOGE to NEAR BEP20ZRX to NEAR BEP20AAVE to NEAR BEP20

More XLM swaps

XLM to SOLXLM to USDTXLM to BTCXLM to USDCXLM to PONKEXLM to CROXLM to USDT TRC20XLM to ETHXLM to BNBXLM to XMRXLM to NEARXLM to NOT

XLM to NEAR BEP20 Live Price Chart

XLM/NEAR

Loading chart...

Reference market prices, updated live

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

NEAR

What is NEAR Protocol?

NEAR Protocol is a scalable, developer-friendly blockchain platform that uses a unique sharding technology called Nightshade to achieve high throughput without sacrificing decentralization. NEAR offers human-readable account names instead of long wallet addresses, making it more accessible for everyday users. The platform supports smart contracts written in Rust and JavaScript, lowering the barrier for Web2 developers entering Web3. NEAR has also expanded into AI and data availability through its ecosystem projects.

XLM → NEAR

Why Swap XLM for NEAR BEP20?

Converting Stellar to NEAR Protocol on GhostSwap moves your funds from XLM into NEAR without KYC or account creation. Stellar is used for fast, cheap cross-border payments. NEAR Protocol is a token on BNB Smart Chain.

Two different networks

XLM runs on Stellar and NEAR on BNB Smart Chain; GhostSwap swaps between them in one step.

About NEAR Protocol

NEAR Protocol is a token on BNB Smart Chain.

No KYC or exchange accounts

GhostSwap processes your XLM to NEAR swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XLM for NEAR on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

XLM

Convert Stellar to NEAR Protocol

XLMNEAR at market price
100XLM3.4310NEAR
250XLM8.5776NEAR
500XLM17.1552NEAR
1,000XLM34.3104NEAR
2,500XLM85.7760NEAR
5,000XLM171.5520NEAR
25,000XLM857.7598NEAR
50,000XLM1,715.52NEAR

At market prices of $0.201402 per XLM and $5.8700 per NEAR (12 Oct 2026), 2,500 XLM is worth about 85.7760 NEAR. Your exact amount, after network fees, is shown in the exchange box before you send.

NEAR

Convert NEAR Protocol to Stellar

NEARXLM at market price
5NEAR145.7284XLM
10NEAR291.4569XLM
25NEAR728.6422XLM
50NEAR1,457.28XLM
100NEAR2,914.57XLM
250NEAR7,286.42XLM
1,000NEAR29,145.69XLM
2,500NEAR72,864.22XLM

Going the other way, 100 NEAR is worth about 2,914.57 XLM at the same prices.

How to Exchange Stellar to NEAR (BEP20)

Line Vector
Select Crypto Currency

Select XLM and NEAR BEP20

Pick XLM in “You send” and NEAR BEP20 in “You get”, then enter the amount. The box shows how much NEAR BEP20 you get and the minimum XLM for this pair.

Select Wallet Address
Line Vector

Enter NEAR (BEP20) Address

Paste the BNB Smart Chain address that should receive the NEAR BEP20 (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)). Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive Crypto

Receive NEAR (BEP20)

Your NEAR BEP20 is usually paid out 5–15 minutes after you send your XLM, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XLM to NEAR BEP20: questions and answers

Everything you need to know about exchanging XLM to NEAR on GhostSwap.

How long does it take to swap XLM to NEAR BEP20 on GhostSwap?
Most XLM to NEAR BEP20 swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the NEAR BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 XLM in NEAR BEP20?
1 XLM is worth about 0.034310 NEAR BEP20 at the market rate, before fees (market prices, 12 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the NEAR BEP20 network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XLM to NEAR BEP20?
No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the NEAR BEP20, send XLM from your own wallet, and the NEAR BEP20 goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Stellar to NEAR (BEP20)?
The GhostSwap fee is already included in the rate in the exchange box, so the NEAR BEP20 amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.
What wallet should I use to receive NEAR BEP20?
To receive NEAR (BEP20) from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain network before starting the exchange. Double-check your NEAR BEP20 address before confirming, cryptocurrency transactions cannot be reversed.
What format is the NEAR BEP20 address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending NEAR BEP20 to an address on another network can lose the coins.
Can I track my XLM to NEAR BEP20 swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming NEAR BEP20 on BscScan (https://bscscan.com).
Is it safe to exchange XLM for NEAR BEP20 on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the NEAR BEP20 is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.
How does a cross-chain XLM to NEAR BEP20 swap work?
Stellar lives on Stellar and NEAR (BEP20) on BNB Smart Chain, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native NEAR BEP20 on BNB Smart Chain, so you never hold a wrapped token or pay bridge fees.
What happens if my XLM to NEAR BEP20 exchange fails?
If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XLM to other coins

XLM
to
BTC
XLM
to
ETH
XLM
to
SOL
XLM
to
BNB
XLM
to
XRP
XLM
to
ADA
XLM
to
DOGE
XLM
to
TRX
XLM
to
LINK
XLM
to
USDC
XLM
to
USDT
XLM
to
USDT TRC20
XLM
to
USDC BEP20
XLM
to
USDC SOL
XLM
to
USDT BEP20
XLM
to
USDT SOL
XLM
to
USDT AVAX
XLM
to
USDT Polygon
XLM
to
PYUSD
XLM
to
FDUSD
XLM
to
XMR
XLM
to
ZEC
XLM
to
DASH
XLM
to
SHIB
XLM
to
AVAX
XLM
to
SUI
XLM
to
PEPE
XLM
to
BCH
XLM
to
DOT
XLM
to
LTC
XLM
to
UNI
XLM
to
CRO
XLM
to
ICP
XLM
to
WIF
XLM
to
ETC
XLM
to
POL
XLM
to
ATOM
XLM
to
NEAR BEP20
XLM
to
NEAR
XLM
to
APT
XLM
to
ARB
XLM
to
OP
XLM
to
FIL
XLM
to
ALGO
XLM
to
BONK
XLM
to
INJ
XLM
to
VET
XLM
to
HBAR
XLM
to
KAS
XLM
to
ZRX
XLM
to
AAVE
XLM
to
APE
XLM
to
BABYDOGE
XLM
to
BEAMX
XLM
to
BOME
XLM
to
BRETT
XLM
to
BTT
XLM
to
DEGEN
XLM
to
DRIFT
XLM
to
ELON
XLM
to
FLOKI
XLM
to
IMX
XLM
to
JUP
XLM
to
MEW
XLM
to
NOT
XLM
to
ORCA
XLM
to
PONKE
XLM
to
POPCAT
XLM
to
RAY
XLM
to
RENDER
XLM
to
SAND
XLM
to
SUNDOG
XLM
to
TAO
XLM
to
THETA
XLM
to
TIA