USDT to ZEC: Exchange Tether (ERC20) for Zcash Without KYC

Send Tether (USDT, an ERC-20 token on Ethereum) and receive Zcash (ZEC) in your own wallet, with no account and no KYC. Zcash supports shielded transfers, which hide the sender, receiver and amount once the coins are in a shielded address.

10–25 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

USDT (ERC20)

You Get

ZEC

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

USDT (ERC20)

Tether (USDT) on Ethereum

Price:

$0.9991

24h Change:

-0.02%

Market Cap:

$183.88B

Volume (24h):

$75.41B

Circulating Supply:

184.05B USDT (ERC20)

ZEC

Zcash

Price:

$1,227.14

24h Change:

6.79%

Market Cap:

$20.85B

Volume (24h):

$1.42B

Circulating Supply:

16.99M ZEC

Data by CoinGecko

USDT (ERC20) to ZEC Exchange Rate

1 USDT (ERC20) = 0.000814 ZEC

The 1 Tether (USDT) on Ethereum to Zcash reference rate at market prices, before fees.

Live market rate

USDT to ZEC swap at a glance

Send USDT from MetaMask, Rabby or a Ledger.

Tether (USDT)You send · ERC-20 token on Ethereum

Zcash (ZEC)You receive · Zcash network

It is a cross-chain swap from Ethereum to Zcash, with no bridge and no wrapped tokens.

Swap time

10–25 minuntil your ZEC is sent

Network fee

Paid in ETHkeep a little ETH too

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageUSDT on Etherscan · ZEC on Blockchair

Your ZEC address

Zcash addressIt starts with t1 or t3 for a transparent address. Wallets: Zodl (formerly Zashi), Zkool or Zingo.

Reference rate

1 USDT ≈ 0.000814 ZEC1 ZEC ≈ 1,228.26 USDT · market prices, 15 Oct 2026

Minimum

About 31 USDT

Send USDTAbout 2–5 minutes to confirm on Ethereum
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive ZECSent to your address; Zcash confirms in about 10–20 minutes

Facts checked 15 Oct 2026Reverse: ZEC to USDT

How much ZEC do you get for USDT?

GhostSwap quotes at 15 Oct 2026, 18:58 UTC, after the service fee and the cost of sending the ZEC to your wallet.

Fees included

100USDT

0.079577ZEC

500USDT

0.399283ZEC

2,500USDT

1.9979ZEC

The rate floats with the market until your USDT deposit confirms.

USDT (ERC20) to Zcash: what to know before you swap

USDT to ZEC swaps Tether on Ethereum into Zcash. USDT balances are public and can be frozen by the issuer; Zcash lets you shield your coins in your wallet for private transfers. No account is needed.

The ERC20 deposit confirms within a minute or two; Zcash blocks arrive about every 75 seconds.

Tips for this swap

Use a transparent Zcash address (t1 or t3) for the payout, then shield the ZEC in your wallet.
You need a little ETH in the sending wallet to pay gas for the USDT transfer.
If your USDT is on Tron, pick USDT TRC20 as the coin you send instead.

Can I swap USDT to ZEC without KYC?

Yes. Paste your Zcash address and send the USDT. No account or ID.

Which Zcash address should I use?

A transparent address (t1 or t3). Shield the ZEC in your wallet afterwards to make it private.

Is Zcash legal?

No country has banned owning Zcash. Some countries stop licensed exchanges from listing privacy coins, and from 10 July 2027 EU crypto providers can't keep accounts that use them. Country by country: Will Zcash be banned?

No-KYC Zcash exchange

USDT to ZEC Live Price Chart

USDT (ERC20)/ZEC

Loading chart...

Reference market prices, updated live

What is Tether (USDT) on Ethereum?

Tether on Ethereum (USDT ERC-20) is the most widely used stablecoin in cryptocurrency, pegged 1:1 to the US Dollar. USDT provides a stable store of value within the volatile crypto market, making it essential for traders who want to lock in profits or park funds without converting to fiat. As an ERC-20 token on Ethereum, USDT benefits from the broadest DeFi ecosystem support and the most exchange integrations of any stablecoin network. Note that Ethereum gas fees apply to ERC-20 USDT transfers.

What is Zcash?

Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Unlike Monero where privacy is mandatory, Zcash gives users the choice between transparent transactions (publicly visible, like Bitcoin) and shielded transactions (fully private — hiding sender, receiver, and amount). This flexibility lets Zcash users choose a shielded transfer when they want privacy and a transparent one when they do not. ZEC has been instrumental in advancing cryptographic research that now underpins many Layer 2 scaling solutions.

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Why Swap USDT for ZEC?

Swapping Tether (USDT) on Ethereum to Zcash on GhostSwap moves your funds into a privacy coin without KYC or account creation. Tether (USDT) on Ethereum is transparent: visible on Etherscan like any ERC-20 token.

Shield your financial activity

Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. Use the private option in your wallet to keep balances and payments out of public view.

No account linking the two coins

Your USDT (ERC20) history stays public on the Ethereum (ERC-20) blockchain. The ZEC arrives at your transparent Zcash address, and your wallet can then move it into the shielded pool, where amounts and addresses are hidden. A no-KYC swap adds no account or ID linking the two.

Low fees on the Zcash network

Zcash fees are minimal, making ZEC practical for regular private transactions, not just large transfers.

Convert Tether (USDT) on Ethereum to Zcash

USDT (ERC20)	ZEC at market price
31USDT (ERC20)	0.025239ZEC
50USDT (ERC20)	0.040708ZEC
100USDT (ERC20)	0.081416ZEC
250USDT (ERC20)	0.203539ZEC
500USDT (ERC20)	0.407079ZEC
1,000USDT (ERC20)	0.814157ZEC
5,000USDT (ERC20)	4.0708ZEC
10,000USDT (ERC20)	8.1416ZEC

At market prices of $0.999085 per USDT (ERC20) and $1,227.14 per ZEC (15 Oct 2026), 500 USDT (ERC20) is worth about 0.407079 ZEC.

Convert Zcash to Tether (USDT) on Ethereum

ZEC	USDT (ERC20) at market price
0.02ZEC	24.5653USDT (ERC20)
0.05ZEC	61.4132USDT (ERC20)
0.1ZEC	122.8264USDT (ERC20)
0.2ZEC	245.6528USDT (ERC20)
0.5ZEC	614.1319USDT (ERC20)
1ZEC	1,228.26USDT (ERC20)
5ZEC	6,141.32USDT (ERC20)
10ZEC	12,282.64USDT (ERC20)

Going the other way, 0.5 ZEC is worth about 614.1319 USDT (ERC20) at the same prices.

How to Exchange Tether (ERC20) to Zcash

Select USDT and ZEC

Pick USDT in “You send” and ZEC in “You get”, then enter the amount.

Enter Zcash Address

Paste the Zcash address that should receive the ZEC. Then enter the Ethereum address you send USDT from; a refund, if ever needed, goes there.

Send Tether (ERC20)

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Zcash

Your ZEC arrives on Zcash. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other USDT and ZEC pairs.

USDT to ZEC: questions and answers

How long does it take to swap USDT to ZEC on GhostSwap?

Most USDT to ZEC swaps are paid out within 10–25 minutes: the USDT deposit needs about 2–5 minutes to confirm on Ethereum, then the ZEC is sent to your wallet, and Zcash confirms the payout in about 10–20 minutes.

How much is 1 USDT in ZEC?

1 USDT is worth about 0.000814 ZEC at the market rate, before fees (market prices, 15 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the ZEC network fee. The minimum for this pair is about 31 USDT. The Ethereum network fee for sending the USDT is paid separately, in ETH. The rate floats with the market until your USDT deposit confirms.

Can I send USDT straight to my ZEC address?

No. USDT moves on Ethereum and ZEC on Zcash, so USDT can only be sent to an Ethereum address. To swap, send the USDT to the one-time deposit address GhostSwap shows, and the ZEC is paid to the Zcash address you enter, with no bridge or wrapped token.

What wallet and address do I need to receive ZEC?

Use a Zcash address from a wallet you control, such as Zodl (formerly Zashi), Zkool or Zingo. All three can move ZEC into the shielded pool. The address starts with t1 or t3 for a transparent address. GhostSwap never holds your funds: the ZEC is sent straight to the address you enter.

Which USDT network does this USDT to ZEC swap use?

The USDT you send is an ERC-20 token on Ethereum, sent from an Ethereum wallet that also holds a little ETH for the network fee. The same swap on other networks: USDT TRC20 to ZEC, USDT BEP20 to ZEC, USDT SOL to ZEC, USDT Polygon to ZEC.

Can my USDT to ZEC swap be traced?

Your USDT transaction to GhostSwap is visible on the Ethereum (ERC-20) blockchain since Tether (ERC20) is transparent: visible on Etherscan like any ERC-20 token. However, once your ZEC arrives in your wallet, Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. By swapping USDT to ZEC on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.

Is it legal to own and swap Zcash?

In most countries, yes: owning and swapping Zcash is not banned, although some centralized exchanges have stopped listing privacy coins in certain regions. Privacy is a legitimate need, and using privacy-enhancing tools is not illegal in itself. You are responsible for following the cryptocurrency rules where you live.

What happens if my USDT to ZEC exchange fails?

If a swap cannot be completed, the USDT is refunded to the Ethereum address you entered as the sender address.