XLM to BNB: Swap Stellar Lumens for BNB on BSC
To swap XLM to BNB on BSC, enter the XLM amount, paste the 0x BNB Smart Chain address that should receive the BNB and your Stellar G address as the sender, then send XLM to the deposit address with the Memo if one is shown. The BNB arrives as the native coin on BNB Smart Chain, with no account and no ID.
- Within minutes
- No account · No KYC
- Paid to your wallet
- Fees included in quote
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Data by CoinGecko
XLM to BNB (BSC) Exchange Rate
The 1 Stellar to BNB (BSC) reference rate at market prices, before fees.
XLM to BNB swap at a glance
Send XLM from Lobstr or Freighter.
- Send XLMA few seconds to confirm on Stellar
- GhostSwap swaps itAt the floating rate, fees already in the quote
- Receive BNBSent to your address; BNB Smart Chain confirms in under a minute
How much BNB do you get for XLM?
GhostSwap quotes at 12 Nov 2026, 14:34 UTC, after the service fee and the cost of sending the BNB to your wallet.
500XLM5,000XLM10,000XLMThe rate floats with the market until your XLM deposit confirms.
Copy the deposit Memo when one is shown
On this pair the Stellar side is the deposit, so the Memo question runs the other way from a normal payout. Stellar deposit addresses can be shared, and a Memo is how an incoming payment is matched to one swap. If the deposit details give you a Memo, your XLM transfer has to carry it exactly as written. With no Memo in the deposit details, a plain payment is correct.
Lobstr and Freighter both have a Memo field on the send form, usually just below the address. Trust Wallet has one as well on its Stellar send page. Paste the value rather than typing it, and check it once more before you confirm.
Forgetting a required Memo is the single most common problem with XLM deposits. If it happens, contact support@ghostswap.io with the swap ID and the transaction hash from StellarExpert.
The minimum balance that cannot leave your Stellar wallet
Every Stellar account keeps a minimum balance locked while it exists, plus a little more for each trustline it holds. That part of your XLM cannot be sent, so the most you can swap is the spendable balance, not the total your wallet shows at the top.
Lobstr and Freighter display the spendable figure separately. If you try to send the full total, the wallet will refuse or the ledger will reject the payment. Enter an amount below the spendable figure in the box, and remember that the Stellar network fee is also paid in XLM, although it is very small.
Closing a Stellar account and sending everything is possible with a merge operation, but that is a separate step in your wallet. For this swap, a normal payment of part of your balance is all that is needed.
Getting BNB out of a Trust Wallet XLM balance
A lot of people searching for this route hold XLM in Trust Wallet and want BNB in the same app. That works well here, because Trust Wallet carries both networks. Open the Stellar asset, use Send, paste the deposit address and any Memo, and confirm. For the payout, copy the BNB Smart Chain address from the same wallet, the one that starts with 0x.
For the sender field, enter the Stellar G address you are sending from. That address is where a refund would go, which is why it should be your own wallet and not an exchange account.
The Trust Wallet swap guide walks through the app step by step.
Lobstr and Freighter users follow the same pattern. The only difference is that the BNB payout address has to come from a separate EVM wallet, since neither app holds BNB Smart Chain assets.
Receiving native BNB on BNB Smart Chain
The payout is BNB on BNB Smart Chain, sent to a 0x address with 40 hexadecimal characters after the prefix. Trust Wallet, MetaMask and Rabby all generate one. Because BNB is the gas coin of that chain, the payout can be moved or used straight away; there is no second coin to arrange.
The same 0x address also exists on Ethereum and other EVM chains, so a wallet set to the wrong network will not show the new balance. Switch it to BNB Smart Chain, or look the address up on BscScan.
If the BNB is going to an exchange, confirm it accepts BNB on BNB Smart Chain at that address. Other BNB networks use other deposit details. The quote is built from aggregated liquidity from leading crypto markets and floats until your XLM confirms. From that point, most swaps finish within minutes.
Stellar and BNB Smart Chain compared
| XLM (you send) | BNB (you receive) | |
|---|---|---|
| Network | Stellar | BNB Smart Chain |
| Address | G plus 55 characters | 0x plus 40 hex characters |
| Extra field | Memo, only if the deposit shows one | None |
| Confirms in | A few seconds | Under a minute |
| Locked balance | Minimum account balance | None |
| Wallets | Lobstr, Freighter | Trust Wallet, MetaMask, Rabby |
| Explorer | StellarExpert | BscScan |
The third and fifth rows only apply to the sending side. Once the BNB lands, there is no memo and no reserve to think about.
Both chains confirm quickly, so the time from sending XLM to seeing BNB is mostly the swap itself. Most swaps finish within minutes.
Explorers differ as well: search the G address on StellarExpert for the deposit and the 0x address on BscScan for the payout.
If the swap does not go through
If a swap cannot be completed, the coins are refunded to the sender address you entered, meaning the Stellar G address you gave. The refund is paid in XLM.
The status page follows the swap through each stage. For anything unusual, such as a deposit sent without the Memo or a status that stops moving, email support@ghostswap.io with the swap ID and the StellarExpert link of your payment.
Keep a copy of the deposit address and any Memo you were given until the BNB has arrived. If a question comes up, those two values together with the swap ID let support find your payment on the Stellar ledger.
A refund in XLM lands as a normal Stellar payment, so it needs no Memo when your own wallet is the sender.
Common mistakes
- Sending XLM without the Memo when the deposit details show one.
- Trying to send the full XLM total instead of the spendable balance above the locked minimum.
- Pasting a Stellar address or an Ethereum-only account into the BNB payout field.
- Looking for the BNB while the wallet is set to Ethereum instead of BNB Smart Chain.
- Entering an exchange account as the Stellar sender address, which is where a refund would go.
Going the other way? Swap BNB to XLM
Other ways to get BNB (BNB)
More XLM swaps
XLM to BNB Live Price Chart
XLM/BNB (BSC)
Reference market prices, updated live
Convert Stellar to BNB (BSC)
| XLM | BNB (BSC) at market price |
|---|---|
| 250XLM | 0.054814BNB (BSC) |
| 500XLM | 0.109629BNB (BSC) |
| 2,500XLM | 0.548144BNB (BSC) |
| 5,000XLM | 1.0963BNB (BSC) |
| 50,000XLM | 10.9629BNB (BSC) |
At market prices of $0.142717 per XLM and $650.9100 per BNB (BSC) (12 Nov 2026), 2,500 XLM is worth about 0.548144 BNB (BSC).
Convert BNB (BSC) to Stellar
| BNB (BSC) | XLM at market price |
|---|---|
| 0.05BNB (BSC) | 228.0422XLM |
| 0.1BNB (BSC) | 456.0844XLM |
| 0.2BNB (BSC) | 912.1688XLM |
| 0.5BNB (BSC) | 2,280.42XLM |
| 1BNB (BSC) | 4,560.84XLM |
| 2.5BNB (BSC) | 11,402.11XLM |
| 10BNB (BSC) | 45,608.44XLM |
| 25BNB (BSC) | 114,021.10XLM |
Going the other way, 1 BNB (BSC) is worth about 4,560.84 XLM at the same prices.
How to Exchange Stellar to BNB
Select XLM and BNB
Pick XLM in “You send” and BNB in “You get”, then enter the amount.
Enter BNB Address
Paste the BNB Smart Chain address that should receive the BNB. Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.
Send Stellar
Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.
Receive BNB
Your BNB arrives on BNB Smart Chain. Follow each step on the status page with your swap ID.