XLM to BNB: Exchange Stellar for BNB Without KYC

Send Stellar (XLM) and receive BNB on BNB Smart Chain in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to BNB Smart Chain, with no bridge and no wrapped tokens.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

XLM

You Get

BNB (BSC)

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XLM

Stellar

Price:

$0.1855

24h Change:

2.09%

Market Cap:

$6.53B

Volume (24h):

$140.58M

Circulating Supply:

35.22B XLM

BNB (BSC)

Price:

$749.31

24h Change:

1.33%

Market Cap:

$98.54B

Volume (24h):

$760.34M

Circulating Supply:

131.51M BNB (BSC)

Data by CoinGecko

XLM to BNB (BSC) Exchange Rate

1 XLM = 0.000248 BNB (BSC)

The 1 Stellar to BNB (BSC) reference rate at market prices, before fees.

Live market rate

XLM to BNB swap at a glance

Send XLM from Lobstr or Freighter.

Stellar (XLM)You send · Stellar network

BNBYou receive · BNB Smart Chain network

Swap time

5–15 minuntil your BNB is sent

Network fee

Paid in XLMby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageXLM on StellarExpert · BNB on BscScan

Your BNB address

BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.

Reference rate

1 XLM ≈ 0.000248 BNB1 BNB ≈ 4,039.65 XLM · market prices, 21 Oct 2026

Minimum

About 170 XLM

Deposit Memo

Include it if shownCopy the Memo from the deposit screen exactly.

Send XLMA few seconds to confirm on Stellar
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive BNBSent to your address; BNB Smart Chain confirms in under a minute

Facts checked 21 Oct 2026Reverse: BNB to XLM

How much BNB do you get for XLM?

GhostSwap quotes at 21 Oct 2026, 21:30 UTC, after the service fee and the cost of sending the BNB to your wallet.

Fees included

500XLM

0.121743BNB

2,500XLM

0.609758BNB

10,000XLM

2.4395BNB

The rate floats with the market until your XLM deposit confirms.

Stellar (XLM) to BNB: memo and address checks

XLM to BNB moves value from Stellar, a payments network whose ledgers close in seconds, to BNB on BNB Smart Chain, the gas coin for BSC apps and BEP20 tokens. Stellar holders use it when they need BNB to trade or pay fees on BSC. The BNB goes to the 0x address you enter.

Stellar ledgers close every few seconds, so the XLM deposit is credited quickly, and the BNB payout on BNB Smart Chain is usually confirmed in under a minute. The detail that trips people up is the memo: deposits to shared Stellar addresses are matched by memo, so your XLM transfer must include one if the deposit details show one.

Tips for this swap

BNB is paid to a BNB Smart Chain address (0x plus 40 hex characters) from Trust Wallet, MetaMask or Rabby. The BNB side needs no memo.
Stellar accounts must keep a small minimum XLM balance, so you cannot send the full amount your wallet shows.
Send from your own Stellar wallet, such as Lobstr or Freighter, and enter its G-address as the refund address. If the deposit details show a memo, add it exactly.

Can I swap XLM to BNB without KYC?

Yes. A standard swap asks for no account, email or ID. Enter your BSC address, then send the XLM, with the memo if one is shown.

What happens if I forget the memo on my XLM deposit?

The deposit may not be matched to your swap automatically. Contact GhostSwap support with your swap ID and the Stellar transaction hash.

Swap 1,600+ coins on our no-KYC crypto exchange

XLM to BNB Live Price Chart

XLM/BNB (BSC)

Loading chart...

Reference market prices, updated live

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

What is BNB (BSC)?

BNB on Binance Smart Chain (BSC) is the native token of the Binance ecosystem, one of the largest and most active blockchain networks in crypto. BNB is used to pay transaction fees on BSC, participate in DeFi protocols, access token launches, and receive trading fee discounts on the Binance exchange. The BNB Smart Chain supports thousands of decentralized applications including PancakeSwap, Venus Protocol, and many more. With fast block times and low fees, BSC remains a popular alternative to Ethereum for DeFi and token trading.

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Why Swap XLM for BNB?

Converting Stellar to BNB (BSC) on GhostSwap moves your funds to BNB Smart Chain without needing KYC or a centralized exchange. Where Stellar transactions take a few seconds (Stellar ledgers close about every 5 seconds), BNB (BSC) confirms in under 5 seconds.

Confirmation times

From a few seconds (Stellar ledgers close about every 5 seconds) on Stellar to under 5 seconds on BNB Smart Chain.

Network fees

Stellar fees are a tiny fraction of a cent. After swapping, BNB Chain fees are very low.

Access BNB Chain DeFi, trading fee discounts, and dApp usage

BNB (BSC) is used for BNB Chain DeFi, trading fee discounts, and dApp usage.

Convert Stellar to BNB (BSC)

XLM	BNB (BSC) at market price
170XLM	0.042083BNB (BSC)
250XLM	0.061887BNB (BSC)
500XLM	0.123773BNB (BSC)
1,000XLM	0.247546BNB (BSC)
2,500XLM	0.618866BNB (BSC)
5,000XLM	1.2377BNB (BSC)
25,000XLM	6.1887BNB (BSC)
50,000XLM	12.3773BNB (BSC)

At market prices of $0.185489 per XLM and $749.3100 per BNB (BSC) (21 Oct 2026), 2,500 XLM is worth about 0.618866 BNB (BSC).

Convert BNB (BSC) to Stellar

BNB (BSC)	XLM at market price
0.041BNB (BSC)	165.6255XLM
0.05BNB (BSC)	201.9823XLM
0.1BNB (BSC)	403.9647XLM
0.2BNB (BSC)	807.9293XLM
0.5BNB (BSC)	2,019.82XLM
1BNB (BSC)	4,039.65XLM
5BNB (BSC)	20,198.23XLM
10BNB (BSC)	40,396.47XLM

Going the other way, 0.5 BNB (BSC) is worth about 2,019.82 XLM at the same prices.

How to Exchange Stellar to BNB

Select XLM and BNB

Pick XLM in “You send” and BNB in “You get”, then enter the amount.

Enter BNB Address

Paste the BNB Smart Chain address that should receive the BNB. Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive BNB

Your BNB arrives on BNB Smart Chain. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other XLM and BNB pairs.

XLM to BNB: questions and answers

How long does it take to swap XLM to BNB on GhostSwap?

Most XLM to BNB swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the BNB is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute.

How much is 1 XLM in BNB?

1 XLM is worth about 0.000248 BNB at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the BNB network fee. The minimum for this pair is about 170 XLM. The Stellar network fee for sending the XLM is paid separately, in XLM. The rate floats with the market until your XLM deposit confirms.

Can I send XLM straight to my BNB address?

No. XLM moves on Stellar and BNB on BNB Smart Chain, so XLM can only be sent to a Stellar address. To swap, send the XLM to the one-time deposit address GhostSwap shows, and the BNB is paid to the BNB Smart Chain address you enter, with no bridge or wrapped token.

What wallet and address do I need to receive BNB?

Use a BNB Smart Chain address from a wallet you control, such as Trust Wallet, MetaMask or Rabby. The address starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). GhostSwap never holds your funds: the BNB is sent straight to the address you enter.

What happens if my XLM to BNB exchange fails?

If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address.