Exchange Stellar to BNB (XLM to BNB) Instantly Without KYC

Send Stellar (XLM) and receive BNB on BNB Smart Chain in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to BNB Smart Chain, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XLM
XLM
BNB (BSC)
BNB (BSC)


⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Stellar Logo
XLM
Stellar
Price:
$0.2205
24h Change:
-3.45%
Market Cap:
$7.72B
Volume (24h):
$233.10M
Circulating Supply:
35.04B XLM
Binance Coin (BSC) Logo
BNB (BSC)
BNB (BSC)
Price:
$775.70
24h Change:
0.88%
Market Cap:
$103.28B
Volume (24h):
$691.84M
Circulating Supply:
133.16M BNB (BSC)

Data by CoinGecko

XLM to BNB (BSC) Exchange Rate

1 XLM = 0.000284 BNB (BSC)

The 1 Stellar to BNB (BSC) reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to BNB swap at a glance

Everything that is specific to swapping Stellar to BNB on GhostSwap.

Stellar (XLM)You send · Stellar network
BNBYou receive · BNB Smart Chain network

It is a cross-chain swap from Stellar to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your BNB is sent
Network fee
Paid in XLMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXLM on StellarExpert · BNB on BscScan
Your BNB address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 XLM ≈ 0.000284 BNB1 BNB ≈ 3,518.55 XLM · market prices, 2 Oct 2026
Minimum
About 140 XLMThe exact minimum and maximum are shown in the exchange box before you send.
Deposit Memo.ID
Include it if shownCopy the Memo.ID from the deposit screen exactly.
  1. Send XLMA few seconds to confirm on Stellar
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive BNBSent to your address; BNB Smart Chain confirms in under a minute
Facts checked 2 Oct 2026Reverse: BNB to XLM

How much BNB do you get for XLM?

GhostSwap quotes at 2 Oct 2026, 03:31 UTC. What lands in your wallet: service fee and BNB network fee already deducted.

Fees included
500XLM
0.139616BNB
2,500XLM
0.698858BNB
10,000XLM
2.7955BNB

The rate floats with the market until your XLM deposit confirms. The minimum for this pair is about 140 XLM. Enter any amount in the exchange box above for a live quote; no account needed.

Stellar (XLM) to BNB: memo and address checks

XLM to BNB moves value from Stellar, a payments network whose ledgers close in seconds, to BNB on BNB Smart Chain, the gas coin for BSC apps and BEP20 tokens. Stellar holders use it when they need BNB to trade or pay fees on BSC. The BNB goes to the 0x address you enter.

Stellar ledgers close every few seconds, so the XLM deposit is credited quickly, and the BNB payout on BNB Smart Chain is usually confirmed in under a minute. The detail that trips people up is the memo: deposits to shared Stellar addresses are matched by memo, so your XLM transfer must include one if the deposit details show one.

Tips for this swap

  • BNB is paid to a BNB Smart Chain address (0x plus 40 hex characters) from Trust Wallet, MetaMask or Rabby. The BNB side needs no memo.
  • Stellar accounts must keep a small minimum XLM balance, so you cannot send the full amount your wallet shows.
  • Send from your own Stellar wallet, such as Lobstr or Freighter, and enter its G-address as the refund address. If the deposit details show a memo, add it exactly.

Can I swap XLM to BNB without KYC?

Yes. A standard swap asks for no account, email or ID. Enter your BSC address, then send the XLM, with the memo if one is shown.

What happens if I forget the memo on my XLM deposit?

The deposit may not be matched to your swap automatically. Contact GhostSwap support with your swap ID and the Stellar transaction hash.

Swap 1,600+ coins on our no-KYC crypto exchange

Going the other way? Swap BNB to XLM

Other ways to get BNB (BNB)

BTC to BNBETH to BNBUSDT to BNBUSDT TRC20 to BNBUSDC to BNBSOL to BNBLTC to BNBXMR to BNBZEC to BNBXRP to BNBDOGE to BNBTRX to BNB

More XLM swaps

XLM to USDCXLM to ETHXLM to USDT TRC20XLM to XRPXLM to TRXXLM to PONKEXLM to XMRXLM to BTCXLM to USDTXLM to HBARXLM to APEXLM to ICP

XLM to BNB Live Price Chart

XLM/BNB (BSC)

Loading chart...

Reference market prices, updated live

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies. Exchange XLM on GhostSwap to swap Stellar Lumens for any supported cryptocurrency — fast, private, and without KYC verification.

BNBBSC

What is BNB (BSC)?

BNB on Binance Smart Chain (BSC) is the native token of the Binance ecosystem, one of the largest and most active blockchain networks in crypto. BNB is used to pay transaction fees on BSC, participate in DeFi protocols, access token launches, and receive trading fee discounts on the Binance exchange. The BNB Smart Chain supports thousands of decentralized applications including PancakeSwap, Venus Protocol, and many more. With fast block times and low fees, BSC remains a popular alternative to Ethereum for DeFi and token trading. Swap BNB across chains on GhostSwap without creating an account or verifying your identity.

XLM → BNBBSC

Why Swap XLM for BNB?

Converting Stellar to BNB (BSC) on GhostSwap upgrades your transaction speed and cuts your fees significantly — without needing KYC or a centralized exchange. Where Stellar transactions take a few seconds (Stellar ledgers close about every 5 seconds), BNB (BSC) confirms in under 5 seconds. If you need faster, cheaper crypto transactions, swapping XLM to BNB (BSC) is a direct path to better performance.

Dramatically faster confirmations

Go from a few seconds (Stellar ledgers close about every 5 seconds) on Stellar to under 5 seconds on BNB Smart Chain (BEP-20) — a major upgrade in transaction speed.

Significantly lower transaction fees

Stellar fees are a tiny fraction of a cent. After swapping, BNB Chain fees are very low — making BNB (BSC) far more practical for frequent use.

Access BNB Chain DeFi, trading fee discounts, and dApp usage

BNB (BSC) opens the door to BNB Chain DeFi, trading fee discounts, and dApp usage, giving you capabilities beyond what Stellar offers natively.

No accounts or verification

GhostSwap converts your XLM to BNB (BSC) without sign-ups, KYC, or personal data. Just a wallet address and your deposit.

Exchange XLM for BNB (BSC) on GhostSwap and start transacting on the BNB Smart Chain (BEP-20) network. BNB Chain fees are very low.

XLM

Convert Stellar to BNB (BSC)

XLMBNB (BSC)
100XLM0.028421BNB (BSC)
250XLM0.071052BNB (BSC)
500XLM0.142104BNB (BSC)
1,000XLM0.284208BNB (BSC)
2,500XLM0.710520BNB (BSC)
5,000XLM1.4210BNB (BSC)
25,000XLM7.1052BNB (BSC)
50,000XLM14.2104BNB (BSC)

At market prices of $0.220460 per XLM and $775.7000 per BNB (BSC) (2 Oct 2026), 2,500 XLM is worth about 0.710520 BNB (BSC). Your exact amount, after network fees, is shown in the exchange box before you send.

BNBBSC

Convert BNB (BSC) to Stellar

BNB (BSC)XLM
0.02BNB (BSC)70.3710XLM
0.05BNB (BSC)175.9276XLM
0.1BNB (BSC)351.8552XLM
0.2BNB (BSC)703.7104XLM
0.5BNB (BSC)1,759.28XLM
1BNB (BSC)3,518.55XLM
5BNB (BSC)17,592.76XLM
10BNB (BSC)35,185.52XLM

Going the other way, 0.5 BNB (BSC) is worth about 1,759.28 XLM at the same prices.

How to Exchange Stellar to BNB

Line Vector
Select Crypto Currency

Select XLM and BNB

Pick XLM in “You send” and BNB in “You get”, then enter the amount. The box shows how much BNB you get and the minimum XLM for this pair.

Select Wallet Address
Line Vector

Enter BNB Address

Paste the BNB Smart Chain address that should receive the BNB (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)).

Sent Crypto Currency
Line Vector

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive Crypto

Receive BNB

Your BNB arrives on BNB Smart Chain, usually 5–15 minutes after you send. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
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SOL
ETH
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BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XLM to BNB: questions and answers

Everything you need to know about exchanging XLM to BNB (BSC) on GhostSwap.

How long does it take to swap XLM to BNB on GhostSwap?
Most XLM to BNB swaps finish in 5–15 minutes. Your XLM deposit needs a few seconds to confirm on Stellar; after that the BNB is sent to your wallet and BNB Smart Chain confirms it in under a minute. Busy networks can add a few minutes.
How much BNB do I get for 10,000 XLM?
At 2 Oct 2026, 03:31 UTC, 10,000 XLM swapped to about 2.7955 BNB on GhostSwap, after the service fee and the BNB network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
Do I need KYC or an account to exchange XLM to BNB?
No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the BNB, send XLM from your own wallet, and the BNB goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Stellar to BNB?
The GhostSwap fee is already included in the rate in the exchange box, so the BNB amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.
What wallet should I use to receive BNB?
To receive BNB from your swap, we recommend using MetaMask (configured for BNB Chain), Trust Wallet, or SafePal. Make sure your wallet supports the BNB Smart Chain (BEP-20) network before starting the exchange. Double-check your BNB address before confirming — cryptocurrency transactions cannot be reversed.
What format is the BNB address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand.
Can I track my XLM to BNB swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming BNB on BscScan (https://bscscan.com).
Is it safe to exchange XLM for BNB on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the BNB is sent straight to the BNB Smart Chain address you enter, so check that address twice — BNB Smart Chain transfers cannot be reversed.
How does a cross-chain XLM to BNB swap work?
Stellar lives on Stellar and BNB on BNB Smart Chain, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native BNB on BNB Smart Chain, so you never hold a wrapped token or pay bridge fees.
What happens if my XLM to BNB exchange fails?
If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XLM to other coins

Easily swap Stellar with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

XLM
to
BTC
XLM
to
ETH
XLM
to
SOL
XLM
to
BNB
XLM
to
XRP
XLM
to
ADA
XLM
to
DOGE
XLM
to
TRX
XLM
to
LINK
XLM
to
USDC
XLM
to
USDT
XLM
to
USDT TRC20
XLM
to
USDC BEP20
XLM
to
USDC SOL
XLM
to
USDT BEP20
XLM
to
USDT SOL
XLM
to
USDT AVAX
XLM
to
USDT Polygon
XLM
to
PYUSD
XLM
to
FDUSD
XLM
to
XMR
XLM
to
ZEC
XLM
to
DASH
XLM
to
SHIB
XLM
to
AVAX
XLM
to
SUI
XLM
to
PEPE
XLM
to
BCH
XLM
to
DOT
XLM
to
LTC
XLM
to
UNI
XLM
to
CRO
XLM
to
ICP
XLM
to
WIF
XLM
to
ETC
XLM
to
POL
XLM
to
ATOM
XLM
to
APT
XLM
to
ARB
XLM
to
OP
XLM
to
FIL
XLM
to
ALGO
XLM
to
BONK
XLM
to
INJ
XLM
to
VET
XLM
to
HBAR
XLM
to
KAS
XLM
to
ZRX
XLM
to
AAVE
XLM
to
APE
XLM
to
BABYDOGE
XLM
to
BEAMX
XLM
to
BOME
XLM
to
BRETT
XLM
to
BTT
XLM
to
DEGEN
XLM
to
DRIFT
XLM
to
ELON
XLM
to
FLOKI
XLM
to
IMX
XLM
to
JUP
XLM
to
MEW
XLM
to
NOT
XLM
to
ORCA
XLM
to
PONKE
XLM
to
POPCAT
XLM
to
RAY
XLM
to
RENDER
XLM
to
SAND
XLM
to
SUNDOG
XLM
to
TAO
XLM
to
THETA
XLM
to
TIA