ZEC to USDT: Exchange Zcash for Tether (ERC20) Without KYC

Send Zcash (ZEC) and receive Tether (USDT, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. The USDT arrives as an ordinary transfer on Ethereum, while the ZEC you send stays private on its own chain.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
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ZEC
ZEC
USDT (ERC20)
USDT (ERC20)


⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

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Zcash Logo
ZEC
Zcash
Price:
$1,316.54
24h Change:
-5.53%
Market Cap:
$22.34B
Volume (24h):
$713.87M
Circulating Supply:
16.97M ZEC
Tether Ethereum Chain Logo
USDT (ERC20)
Tether (USDT) on Ethereum
Price:
$0.9999
24h Change:
0.01%
Market Cap:
$184.07B
Volume (24h):
$60.73B
Circulating Supply:
184.09B USDT (ERC20)

Data by CoinGecko

ZEC to USDT (ERC20) Exchange Rate

1 ZEC = 1,316.65 USDT (ERC20)

The 1 Zcash to Tether (USDT) on Ethereum reference rate at market prices, before fees.

Live market rate

ZEC to USDT swap at a glance

Send ZEC from Zodl (formerly Zashi), Zkool or Zingo.

Zcash (ZEC)You send · Zcash network
Tether (USDT)You receive · ERC-20 token on Ethereum

It is a cross-chain swap from Zcash to Ethereum, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your USDT is sent
Network fee
Paid in ZECby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageZEC on Blockchair · USDT on Etherscan
Your USDT address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 ZEC ≈ 1,316.65 USDT1 USDT ≈ 0.000760 ZEC · market prices, 3 Oct 2026
Minimum
About 0.023 ZEC
  1. Send ZECAbout 10–20 minutes to confirm on Zcash
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDTSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 3 Oct 2026Reverse: USDT to ZEC

How much USDT do you get for ZEC?

GhostSwap quotes at 3 Oct 2026, 10:58 UTC, after the service fee and the cost of sending the USDT to your wallet.

Fees included
0.1ZEC
129.6206USDT
0.5ZEC
649.3602USDT
1ZEC
1,299.01USDT
2.5ZEC
3,247.75USDT

The rate floats with the market until your ZEC deposit confirms.

Zcash to USDT on Ethereum: locking in a dollar value from ZEC

ZEC to USDT ERC20 is for Zcash holders who want dollars they can use on Ethereum, for example to pay an invoice, use DeFi or fund a service that asks for ERC-20 USDT. Zcash can keep balances in its shielded pools, but USDT on Ethereum is fully public on Etherscan. GhostSwap sends the USDT to your own 0x address; there is no account to open.

With a Zcash block about every 75 seconds, the ZEC deposit usually takes 10 to 20 minutes to confirm, which puts most swaps at 20 to 60 minutes, and the USDT then settles on Ethereum a few minutes later. The payout is ERC-20 USDT on Ethereum mainnet. If you would rather hold Tether on Tron, BNB Smart Chain or Solana, pick that version as the receive coin, because each one needs an address on its own network.

Tips for this swap

  • Receive the USDT at your own Ethereum address from MetaMask, Rabby or a Ledger (0x plus 40 hex characters). Receiving costs no gas, but moving the USDT later needs some ETH.
  • Enter a transparent Zcash address (t1 or t3) as the refund address; the field does not accept shielded zs or unified u1 addresses.
  • Send from your own Zodl (formerly Zashi), Zkool or Zingo wallet. Each can spend from your shielded balance and also show a transparent address to use for refunds.

Can I sell Zcash for USDT without KYC?

Yes. There is no account to create and no email or ID to give for a standard swap. Enter the 0x address that should receive the USDT, check the floating rate and send the ZEC; any refund goes to the t-address you entered.

Can I send ZEC from a shielded address?

Yes. Your wallet sends from the shielded pool to the transparent deposit address. That transfer shows its amount and the deposit address on-chain, but not which shielded address it came from, and your shielded balance and earlier payments stay hidden.

ZEC to USDT Live Price Chart

ZEC/USDT (ERC20)

Loading chart...

Reference market prices, updated live

ZEC

What is Zcash?

Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Unlike Monero where privacy is mandatory, Zcash gives users the choice between transparent transactions (publicly visible, like Bitcoin) and shielded transactions (fully private — hiding sender, receiver, and amount). This flexibility lets Zcash users choose a shielded transfer when they want privacy and a transparent one when they do not. ZEC has been instrumental in advancing cryptographic research that now underpins many Layer 2 scaling solutions.

USDT20

What is Tether (USDT) on Ethereum?

Tether on Ethereum (USDT ERC-20) is the most widely used stablecoin in cryptocurrency, pegged 1:1 to the US Dollar. USDT provides a stable store of value within the volatile crypto market, making it essential for traders who want to lock in profits or park funds without converting to fiat. As an ERC-20 token on Ethereum, USDT benefits from the broadest DeFi ecosystem support and the most exchange integrations of any stablecoin network. Note that Ethereum gas fees apply to ERC-20 USDT transfers.

ZEC → USDT20

Why Swap ZEC for USDT?

Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. Coins sent from a private balance keep their history out of public view. Swapping ZEC to USDT (ERC20) without KYC means there is no account or identity linking your private holdings to your new Tether (USDT) on Ethereum.

Maintain your privacy chain

Your USDT (ERC20) arrives as a fresh transaction on the Ethereum (ERC-20) blockchain with no visible connection to your ZEC holdings. No KYC means no identity link.

About Tether (USDT) on Ethereum

Tether (USDT) on Ethereum is used for stable-value transfers and trading.

ZEC

Convert Zcash to Tether (USDT) on Ethereum

ZECUSDT (ERC20) at market price
0.023ZEC30.2831USDT (ERC20)
0.05ZEC65.8327USDT (ERC20)
0.1ZEC131.6655USDT (ERC20)
0.2ZEC263.3309USDT (ERC20)
0.5ZEC658.3273USDT (ERC20)
1ZEC1,316.65USDT (ERC20)
5ZEC6,583.27USDT (ERC20)
10ZEC13,166.55USDT (ERC20)

At market prices of $1,316.54 per ZEC and $0.999913 per USDT (ERC20) (3 Oct 2026), 0.5 ZEC is worth about 658.3273 USDT (ERC20).

USDT20

Convert Tether (USDT) on Ethereum to Zcash

USDT (ERC20)ZEC at market price
31USDT (ERC20)0.023545ZEC
50USDT (ERC20)0.037975ZEC
100USDT (ERC20)0.075950ZEC
250USDT (ERC20)0.189875ZEC
500USDT (ERC20)0.379750ZEC
1,000USDT (ERC20)0.759501ZEC
5,000USDT (ERC20)3.7975ZEC
10,000USDT (ERC20)7.5950ZEC

Going the other way, 500 USDT (ERC20) is worth about 0.379750 ZEC at the same prices.

How to Exchange Zcash to Tether (ERC20)

Line Vector
Select Crypto Currency

Select ZEC and USDT

Pick ZEC in “You send” and USDT in “You get”, then enter the amount.

Select Wallet Address
Line Vector

Enter Tether (ERC20) Address

Paste the Ethereum address that should receive the USDT. Sending USDT to an address on another network can lose the coins. Then enter the Zcash address you send ZEC from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Zcash

Send exactly the amount shown from your own Zcash wallet to the one-time deposit address.

Receive Crypto

Receive Tether (ERC20)

Your USDT arrives on Ethereum. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other ZEC and USDT pairs.

ZEC to USDT: questions and answers

How long does it take to swap ZEC to USDT on GhostSwap?
Most ZEC to USDT swaps are paid out within 20–60 minutes: the ZEC deposit needs about 10–20 minutes to confirm on Zcash, then the USDT is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes.
How much is 1 ZEC in USDT?
At 3 Oct 2026, 10:58 UTC, 1 ZEC swapped to about 1,299.01 USDT on GhostSwap, after the service fee. The minimum for this pair is about 0.023 ZEC. The Zcash network fee for sending the ZEC is paid separately, in ZEC. The rate floats with the market until your ZEC deposit confirms.
Can I send ZEC straight to my USDT address?
No. ZEC moves on Zcash and USDT on Ethereum, so ZEC can only be sent to a Zcash address. To swap, send the ZEC to the one-time deposit address GhostSwap shows, and the USDT is paid to the Ethereum address you enter, with no bridge or wrapped token.
What wallet and address do I need to receive USDT?
Use an Ethereum address from a wallet you control, such as MetaMask, Rabby or a Ledger. The address starts with 0x followed by 40 hexadecimal characters. Sending USDT to an address on another network can lose the coins. GhostSwap never holds your funds: the USDT is sent straight to the address you enter.
Which USDT network does this ZEC to USDT swap use?
The USDT you receive is an ERC-20 token on Ethereum, paid to an Ethereum address; moving it later costs Ethereum network fees in ETH. The same swap on other networks: ZEC to USDT TRC20, ZEC to USDT BEP20, ZEC to USDT SOL, ZEC to USDT Polygon.
Will my USDT be linked to my ZEC?
Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. Coins sent from a private balance keep their history out of public view. The USDT you receive will appear as a fresh transaction on the Ethereum (ERC-20) blockchain with no visible connection to your ZEC holdings. GhostSwap requires no KYC, so there's no account linking the two.
Is it legal to own and swap Zcash?
In most countries, yes: owning and swapping Zcash is not banned, although some centralized exchanges have stopped listing privacy coins in certain regions. Privacy is a legitimate need, and using privacy-enhancing tools is not illegal in itself. You are responsible for following the cryptocurrency rules where you live.
What happens if my ZEC to USDT exchange fails?
If a swap cannot be completed, the ZEC is refunded to the Zcash address you entered as the sender address.