XLM to RAY: Exchange Stellar for Raydium Without KYC

Send Stellar (XLM) and receive Raydium (RAY, an SPL token on Solana) in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Solana, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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XLM
XLM
RAY
RAY


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Stellar Logo
XLM
Stellar
Price:
$0.1990
24h Change:
-3.43%
Market Cap:
$6.97B
Volume (24h):
$176.32M
Circulating Supply:
35.04B XLM
Raydium Logo
RAY
Raydium
Price:
$2.48
24h Change:
11.45%
Market Cap:
$670.57M
Volume (24h):
$225.11M
Circulating Supply:
269.86M RAY

Data by CoinGecko

XLM to RAY Exchange Rate

1 XLM = 0.080245 RAY

The 1 Stellar to Raydium reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to RAY swap at a glance

Everything that is specific to swapping Stellar to Raydium on GhostSwap.

Stellar (XLM)You send · Stellar network
Raydium (RAY)You receive · SPL token on Solana

It is a cross-chain swap from Stellar to Solana, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your RAY is sent
Network fee
Paid in XLMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXLM on StellarExpert · RAY on Solscan
Your RAY address
Solana addressIt is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger.
Reference rate
1 XLM ≈ 0.080245 RAY1 RAY ≈ 12.4619 XLM · market prices, 8 Oct 2026
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send XLMA few seconds to confirm on Stellar
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive RAYSent to your address; Solana confirms in under a minute
Facts checked 8 Oct 2026Reverse: RAY to XLM

Going the other way? Swap RAY to XLM

Other ways to get Raydium (RAY)

BTC to RAYETH to RAYUSDT to RAYUSDT TRC20 to RAYUSDC to RAYSOL to RAYLTC to RAYXMR to RAYZEC to RAYBNB to RAYXRP to RAYDOGE to RAYXTZ to RAYZRX to RAY

More XLM swaps

XLM to HBARXLM to BTCXLM to SOLXLM to CROXLM to BNBXLM to USDT TRC20XLM to ETHXLM to USDCXLM to TRXXLM to XRPXLM to RENDERXLM to RLUSD

XLM to RAY Live Price Chart

XLM/RAY

Loading chart...

Reference market prices, updated live

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

RAY

What is Raydium?

Raydium (RAY) is an automated market maker (AMM) and liquidity provider built on the Solana blockchain for the Serum decentralized exchange (DEX). It offers fast transactions and low fees. RAY tokens are used for staking, governance, and earning rewards within the platform.

XLM → RAY

Why Swap XLM for RAY?

Converting Stellar to Raydium on GhostSwap moves your funds from XLM into RAY without KYC or account creation. Stellar is used for fast, cheap cross-border payments. Raydium is used for fees and rewards on the Raydium DEX on Solana.

Two different networks

XLM runs on Stellar and RAY on Solana; GhostSwap swaps between them in one step.

About Raydium

Raydium is used for fees and rewards on the Raydium DEX on Solana.

No KYC or exchange accounts

GhostSwap processes your XLM to RAY swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XLM for RAY on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

XLM

Convert Stellar to Raydium

XLMRAY at market price
100XLM8.0245RAY
250XLM20.0612RAY
500XLM40.1224RAY
1,000XLM80.2448RAY
2,500XLM200.6119RAY
5,000XLM401.2238RAY
25,000XLM2,006.12RAY
50,000XLM4,012.24RAY

At market prices of $0.199007 per XLM and $2.4800 per RAY (8 Oct 2026), 2,500 XLM is worth about 200.6119 RAY. Your exact amount, after network fees, is shown in the exchange box before you send.

RAY

Convert Raydium to Stellar

RAYXLM at market price
10RAY124.6187XLM
25RAY311.5468XLM
50RAY623.0937XLM
100RAY1,246.19XLM
250RAY3,115.47XLM
500RAY6,230.94XLM
2,500RAY31,154.68XLM
5,000RAY62,309.37XLM

Going the other way, 250 RAY is worth about 3,115.47 XLM at the same prices.

How to Exchange Stellar to Raydium

Line Vector
Select Crypto Currency

Select XLM and RAY

Pick XLM in “You send” and RAY in “You get”, then enter the amount. The box shows how much RAY you get and the minimum XLM for this pair.

Select Wallet Address
Line Vector

Enter Raydium Address

Paste the Solana address that should receive the RAY (it is 32–44 letters and numbers with no 0x prefix). Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive Crypto

Receive Raydium

Your RAY is usually paid out 5–15 minutes after you send your XLM, and Solana then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

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XMR
ETH
to
XMR
SOL
to
XMR
XMR
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USDT
USDT
to
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XMR
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BTC
BTC
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XRP
BTC
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DOGE
DOGE
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USDT
BTC
to
LTC
SHIB
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PEPE
PEPE
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USDT
SHIB
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USDT
BONK
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USDT
WIF
to
USDT
POPCAT
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USDT
DOGE
to
SHIB

XLM to RAY: questions and answers

Everything you need to know about exchanging XLM to RAY on GhostSwap.

How long does it take to swap XLM to RAY on GhostSwap?
Most XLM to RAY swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the RAY is sent to your wallet, and Solana confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 XLM in RAY?
1 XLM is worth about 0.080245 RAY at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the RAY network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XLM to RAY?
No. GhostSwap has no accounts: you paste the Solana address that should receive the RAY, send XLM from your own wallet, and the RAY goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Stellar to Raydium?
The GhostSwap fee is already included in the rate in the exchange box, so the RAY amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.
What wallet should I use to receive RAY?
To receive Raydium from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana (SPL token) network before starting the exchange. Double-check your RAY address before confirming, cryptocurrency transactions cannot be reversed.
What format is the RAY address?
Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending RAY to an address on another network can lose the coins.
Can I track my XLM to RAY swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming RAY on Solscan (https://solscan.io).
Is it safe to exchange XLM for RAY on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the RAY is sent straight to the Solana address you enter, so check that address twice, Solana transfers cannot be reversed.
How does a cross-chain XLM to RAY swap work?
Stellar lives on Stellar and Raydium on Solana, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native RAY on Solana, so you never hold a wrapped token or pay bridge fees.
What happens if my XLM to RAY exchange fails?
If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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