XLM to FDUSD: Exchange Stellar for First Digital USD Without KYC

Send Stellar (XLM) and receive First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Swapping into FDUSD locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XLM
XLM
FDUSD
FDUSD


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Stellar Logo
XLM
Stellar
Price:
$0.1990
24h Change:
-3.43%
Market Cap:
$6.97B
Volume (24h):
$176.32M
Circulating Supply:
35.04B XLM
First Digital USD Logo
FDUSD
First Digital USD
Price:
$0.9972
24h Change:
-0.15%
Market Cap:
$324.05M
Volume (24h):
$148.45M
Circulating Supply:
324.95M FDUSD

Data by CoinGecko

XLM to FDUSD Exchange Rate

1 XLM = 0.199558 FDUSD

The 1 Stellar to First Digital USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to FDUSD swap at a glance

Everything that is specific to swapping Stellar to First Digital USD on GhostSwap.

Stellar (XLM)You send · Stellar network
First Digital USD (FDUSD)You receive · BEP-20 token on BNB Smart Chain

Swapping into FDUSD locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Stellar to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your FDUSD is sent
Network fee
Paid in XLMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXLM on StellarExpert · FDUSD on BscScan
Your FDUSD address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 XLM ≈ 0.199558 FDUSD1 FDUSD ≈ 5.0111 XLM · market prices, 8 Oct 2026
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send XLMA few seconds to confirm on Stellar
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive FDUSDSent to your address; BNB Smart Chain confirms in under a minute
Facts checked 8 Oct 2026Reverse: FDUSD to XLM

Going the other way? Swap FDUSD to XLM

Other ways to get First Digital USD (FDUSD)

BTC to FDUSDETH to FDUSDUSDT to FDUSDUSDT TRC20 to FDUSDUSDC to FDUSDSOL to FDUSDLTC to FDUSDXMR to FDUSDZEC to FDUSDBNB to FDUSDXRP to FDUSDDOGE to FDUSDZRX to FDUSDAAVE to FDUSD

More XLM swaps

XLM to USDT TRC20XLM to ETHXLM to BNBXLM to XMRXLM to XRPXLM to HBARXLM to TRXXLM to USDTXLM to SOLXLM to BTCXLM to FILXLM to FLIP

XLM to FDUSD Live Price Chart

XLM/FDUSD

Loading chart...

Reference market prices, updated live

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

FDUSD

What is First Digital USD?

First Digital USD (FDUSD) is a stablecoin pegged 1:1 to the U.S. Dollar, issued by First Digital Trust. It aims to provide a secure and regulated digital asset for transactions and payments. FDUSD operates on multiple blockchain networks, facilitating interoperability.

XLM → FDUSD

Why Swap XLM for FDUSD?

Swapping Stellar to First Digital USD on GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

First Digital USD is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Stellar.

Stay in crypto

No need to cash out to a bank account. Your FDUSD is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts XLM to FDUSD directly.

No identity verification needed

Your Stellar to First Digital USD conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XLM for FDUSD on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your XLM.

XLM

Convert Stellar to First Digital USD

XLMFDUSD at market price
100XLM19.9558FDUSD
250XLM49.8895FDUSD
500XLM99.7790FDUSD
1,000XLM199.5580FDUSD
2,500XLM498.8949FDUSD
5,000XLM997.7899FDUSD
25,000XLM4,988.95FDUSD
50,000XLM9,977.90FDUSD

At market prices of $0.199007 per XLM and $0.997239 per FDUSD (8 Oct 2026), 2,500 XLM is worth about 498.8949 FDUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

FDUSD

Convert First Digital USD to Stellar

FDUSDXLM at market price
25FDUSD125.2769XLM
50FDUSD250.5537XLM
100FDUSD501.1075XLM
250FDUSD1,252.77XLM
500FDUSD2,505.54XLM
1,000FDUSD5,011.07XLM
5,000FDUSD25,055.37XLM
10,000FDUSD50,110.75XLM

Going the other way, 500 FDUSD is worth about 2,505.54 XLM at the same prices.

How to Exchange Stellar to First Digital USD

Line Vector
Select Crypto Currency

Select XLM and FDUSD

Pick XLM in “You send” and FDUSD in “You get”, then enter the amount. The box shows how much FDUSD you get and the minimum XLM for this pair.

Select Wallet Address
Line Vector

Enter First Digital USD Address

Paste the BNB Smart Chain address that should receive the FDUSD (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)). Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive Crypto

Receive First Digital USD

Your FDUSD is usually paid out 5–15 minutes after you send your XLM, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

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DOGE
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XLM to FDUSD: questions and answers

Everything you need to know about exchanging XLM to FDUSD on GhostSwap.

How long does it take to swap XLM to FDUSD on GhostSwap?
Most XLM to FDUSD swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the FDUSD is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 XLM in FDUSD?
1 XLM is worth about 0.199558 FDUSD at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the FDUSD network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XLM to FDUSD?
No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the FDUSD, send XLM from your own wallet, and the FDUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Stellar to First Digital USD?
The GhostSwap fee is already included in the rate in the exchange box, so the FDUSD amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.
What wallet should I use to receive FDUSD?
To receive First Digital USD from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain network before starting the exchange. Double-check your FDUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the FDUSD address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending FDUSD to an address on another network can lose the coins.
Can I track my XLM to FDUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming FDUSD on BscScan (https://bscscan.com).
Is it safe to exchange XLM for FDUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the FDUSD is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.
Why swap XLM to FDUSD?
Converting Stellar to First Digital USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my XLM to FDUSD exchange fails?
If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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