BTC to XLM: Exchange Bitcoin for Stellar Without KYC

Send Bitcoin (BTC) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Bitcoin to Stellar, with no bridge and no wrapped tokens.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
BTC
BTC
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Bitcoin Logo
BTC
Bitcoin
Price:
$82,747.00
24h Change:
-1.47%
Market Cap:
$1.66T
Volume (24h):
$36.26B
Circulating Supply:
20.10M BTC
Stellar Logo
XLM
Stellar
Price:
$0.1990
24h Change:
-3.22%
Market Cap:
$6.97B
Volume (24h):
$178.74M
Circulating Supply:
35.04B XLM

Data by CoinGecko

BTC to XLM Exchange Rate

1 BTC = 415,832.88 XLM

The 1 Bitcoin to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

BTC to XLM swap at a glance

Everything that is specific to swapping Bitcoin to Stellar on GhostSwap.

Bitcoin (BTC)You send · Bitcoin network
Stellar (XLM)You receive · Stellar network

It is a cross-chain swap from Bitcoin to Stellar, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your XLM is sent
Network fee
Paid in BTCby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageBTC on mempool.space · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 BTC ≈ 415,832.88 XLM1 XLM ≈ 0.0000024048 BTC · market prices, 8 Oct 2026
Minimum
About 0.00036 BTCThe exact minimum and maximum are shown in the exchange box before you send.
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send BTC10–30 minutes (1–3 confirmations) to confirm on Bitcoin
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XLM to BTC

How much XLM do you get for BTC?

GhostSwap quotes at 7 Oct 2026, 19:11 UTC. What lands in your wallet: service fee and XLM network fee already deducted.

Fees included
0.001BTC
409.7062XLM
0.005BTC
2,059.36XLM
0.02BTC
8,242.80XLM
1BTC
411,860.43XLM

The rate floats with the market until your BTC deposit confirms. The minimum for this pair is about 0.00036 BTC. Enter any amount in the exchange box above for a live quote; no account needed.

BTC to XLM: from Bitcoin's block wait to Stellar's fast ledgers

BTC to XLM suits Bitcoin holders who want a coin that moves in seconds for a tiny fee, for example to pay someone who uses a Stellar wallet. Bitcoin is built for settlement: a block arrives about every 10 minutes, and fees rise when the network is busy. Stellar closes a ledger about every 5 seconds, and a payment is final once it is in one. The XLM goes to the G address you enter, with no GhostSwap account.

Bitcoin sets the pace here: the deposit needs 1 to 3 confirmations, so most swaps finish in 20 to 60 minutes. If your wallet lets you set the fee, choose one aimed at the next few blocks; a low-fee deposit can sit unconfirmed for hours. A new Stellar account keeps 1 XLM locked as its minimum balance, so you cannot spend the full payout from a fresh wallet.

Tips for this swap

  • Paste a Stellar public key: G followed by 55 more characters, from Lobstr, Freighter or a Ledger. A federation name such as name*lobstr.co is not an address.
  • Receiving into an exchange account? Enter the memo the exchange shows for XLM deposits; without it the exchange cannot tell whose XLM arrived.
  • Send BTC from a wallet you control, such as Sparrow or Electrum, and give its address as the sender address for refunds.

Is there KYC for a BTC to XLM swap?

No. GhostSwap asks for no sign-up, email or ID on a standard swap: enter your Stellar address, check the floating rate shown and send the Bitcoin. If the swap cannot complete, the BTC is refunded to the sender address you gave.

Stellar settles in seconds, so why does the swap take longer?

The swap moves on only once your Bitcoin deposit is confirmed, and Bitcoin adds about one block every 10 minutes. After that, the XLM settles within seconds of being sent.

Swap 1,600+ coins on our no-KYC crypto exchange

Going the other way? Swap XLM to BTC

Other ways to get Stellar (XLM)

ETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMTRX to XLMBTT to XLMCRO to XLM

More BTC swaps

BTC to XMRBTC to ZECBTC to LTCBTC to USDT TRC20BTC to DASHBTC to ETHBTC to SUIBTC to FDUSDBTC to BNBBTC to USDC BEP20BTC to XTZBTC to YFI

Live prices: Bitcoin price today

BTC to XLM Live Price Chart

BTC/XLM

Loading chart...

Reference market prices, updated live

BTC

What is Bitcoin?

Bitcoin (BTC) is the world's first and largest cryptocurrency, created in 2009 as a decentralized digital currency that operates without banks or intermediaries. Running on a proof-of-work blockchain, Bitcoin enables peer-to-peer value transfer across borders with no central authority. Many holders keep BTC as a long-term store of value. With the largest market capitalization and deepest liquidity of any cryptocurrency, Bitcoin is the most commonly exchanged digital asset.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

BTC → XLM

Why Swap BTC for XLM?

Converting Bitcoin to Stellar on GhostSwap moves your funds from BTC into XLM without KYC or account creation. Bitcoin is used for peer-to-peer payments and as a long-term store of value. Stellar is used for fast, cheap cross-border payments.

Two different networks

BTC runs on Bitcoin and XLM on Stellar; GhostSwap swaps between them in one step.

About Stellar

Stellar is used for fast, cheap cross-border payments.

No KYC or exchange accounts

GhostSwap processes your BTC to XLM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange BTC for XLM on GhostSwap. Most swaps are paid out within 20–60 minutes after you send, with no registration and no verification for standard swaps.

BTC

Convert Bitcoin to Stellar

BTCXLM at market price
0.00036BTC149.6998XLM
0.0005BTC207.9164XLM
0.001BTC415.8329XLM
0.002BTC831.6658XLM
0.005BTC2,079.16XLM
0.01BTC4,158.33XLM
0.05BTC20,791.64XLM
0.1BTC41,583.29XLM

At market prices of $82,747.00 per BTC and $0.198991 per XLM (8 Oct 2026), 0.005 BTC is worth about 2,079.16 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to Bitcoin

XLMBTC at market price
160XLM0.000385BTC
250XLM0.000601BTC
500XLM0.001202BTC
1,000XLM0.002405BTC
2,500XLM0.006012BTC
5,000XLM0.012024BTC
25,000XLM0.060120BTC
50,000XLM0.120241BTC

Going the other way, 2,500 XLM is worth about 0.006012 BTC at the same prices.

How to Exchange Bitcoin to Stellar

Line Vector
Select Crypto Currency

Select BTC and XLM

Pick BTC in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum BTC for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the Bitcoin address you send BTC from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Bitcoin

Send exactly the amount shown from your own Bitcoin wallet to the one-time deposit address.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 20–60 minutes after you send your BTC, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

BTC to XLM: questions and answers

Everything you need to know about exchanging BTC to XLM on GhostSwap.

How long does it take to swap BTC to XLM on GhostSwap?
Most BTC to XLM swaps are paid out within 20–60 minutes: the BTC deposit needs 10–30 minutes (1–3 confirmations) to confirm on Bitcoin, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 BTC in XLM?
At 7 Oct 2026, 19:11 UTC, 1 BTC swapped to about 411,860.43 XLM on GhostSwap, after the service fee. The minimum for this pair is about 0.00036 BTC. The rate floats with the market until your BTC deposit confirms, so the exchange box shows the exact amount before you send.
What are the fees for converting Bitcoin to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, the Bitcoin network fee for your deposit is paid in BTC by your wallet.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my BTC to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your BTC payment on mempool.space (https://mempool.space) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange BTC for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your BTC deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.
How does a cross-chain BTC to XLM swap work?
Bitcoin lives on Bitcoin and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your BTC on Bitcoin and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.
What happens if my BTC to XLM exchange fails?
If a swap cannot be completed, the BTC is refunded to the Bitcoin address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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