USDT to XMR: Exchange Tether (ERC20) for Monero Without KYC

Send Tether (USDT, an ERC-20 token on Ethereum) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your USDT history.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
USDT (ERC20)
USDT (ERC20)
XMR
XMR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Tether Ethereum Chain Logo
USDT (ERC20)
Tether (USDT) on Ethereum
Price:
$0.9992
24h Change:
-0.01%
Market Cap:
$184.09B
Volume (24h):
$51.58B
Circulating Supply:
184.24B USDT (ERC20)
Monero Logo
XMR
Monero
Price:
$523.75
24h Change:
-0.21%
Market Cap:
$9.86B
Volume (24h):
$128.70M
Circulating Supply:
18.82M XMR

Data by CoinGecko

USDT (ERC20) to XMR Exchange Rate

1 USDT (ERC20) = 0.001908 XMR

The 1 Tether (USDT) on Ethereum to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDT to XMR swap at a glance

Everything that is specific to swapping Tether to Monero on GhostSwap.

Tether (USDT)You send · ERC-20 token on Ethereum
Monero (XMR)You receive · Monero network

Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your USDT history. It is a cross-chain swap from Ethereum to Monero, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your XMR is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDT on Etherscan
Your XMR address
Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.
Reference rate
1 USDT ≈ 0.001908 XMR1 XMR ≈ 524.1798 USDT · market prices, 9 Oct 2026
Minimum
About 31 USDTThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send USDTAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
Facts checked 9 Oct 2026Reverse: XMR to USDT

How much XMR do you get for USDT?

GhostSwap quotes at 9 Oct 2026, 19:33 UTC. What lands in your wallet: service fee and XMR network fee already deducted.

Fees included
100USDT
0.188275XMR
500USDT
0.947528XMR
2,500USDT
4.7438XMR

The rate floats with the market until your USDT deposit confirms. The minimum for this pair is about 31 USDT. Enter any amount in the exchange box above for a live quote; no account needed.

USDT (ERC20) to Monero: what to know before you swap

This pair swaps Tether on the Ethereum network (ERC20) into Monero. Stablecoin balances are fully visible on-chain and USDT can be frozen by its issuer, while XMR is private by default and cannot be frozen. Swapping USDT to XMR is a common way to move a stable balance into a private one, with no account.

Your deposit must be USDT on the Ethereum network. If your USDT is on Tron (TRC20), use the USDT TRC20 to XMR pair instead; it usually has lower network fees.

Tips for this swap

  • Ethereum USDT addresses start with 0x. You need a little ETH in the sending wallet to pay gas.
  • Sending USDT on the wrong network (for example TRC20 to an ERC20 deposit address) can lose the funds, so double-check the network.
  • Monero addresses are 95 characters long and start with 4 (standard) or 8 (subaddress). Paste the address; never type it by hand.

Which USDT network should I use to buy Monero?

Both work. ERC20 USDT uses this pair; USDT on Tron uses the USDT TRC20 to XMR pair, which is usually cheaper to send.

Can I swap USDT to XMR without KYC?

Yes. There is no account or ID upload; enter your Monero address and send the USDT deposit.

No-KYC Monero exchange

Going the other way? Swap XMR to USDT

Other ways to get Monero (XMR)

BTC to XMRETH to XMRUSDT TRC20 to XMRUSDC to XMRSOL to XMRLTC to XMRZEC to XMRBNB to XMRXRP to XMRDOGE to XMRTRX to XMRADA to XMR

More USDT swaps

USDT to BTCUSDT to ZECUSDT to POPCATUSDT to APTUSDT to SUIUSDT to XRPUSDT to INJUSDT to TRXUSDT to USDT TRC20USDT to PAXGUSDT to ORCAUSDT to DRIFT

Live prices: Monero price today

Coin guides: No-KYC Monero exchange

USDT to XMR Live Price Chart

USDT (ERC20)/XMR

Loading chart...

Reference market prices, updated live

USDT20

What is Tether (USDT) on Ethereum?

Tether on Ethereum (USDT ERC-20) is the most widely used stablecoin in cryptocurrency, pegged 1:1 to the US Dollar. USDT provides a stable store of value within the volatile crypto market, making it essential for traders who want to lock in profits or park funds without converting to fiat. As an ERC-20 token on Ethereum, USDT benefits from the broadest DeFi ecosystem support and the most exchange integrations of any stablecoin network. Note that Ethereum gas fees apply to ERC-20 USDT transfers.

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

USDT20 → XMR

Why Swap USDT for XMR?

Swapping Tether (USDT) on Ethereum to Monero on GhostSwap moves your funds into a privacy coin without KYC or account creation. Tether (USDT) on Ethereum is transparent: visible on Etherscan like any ERC-20 token.

Shield your financial activity

Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, so your transactions, balances and payment history stay hidden from outside observers.

Keep new funds off the public ledger

Your USDT (ERC20) history stays public on the Ethereum (ERC-20) blockchain. The XMR you receive sits on a chain that hides balances and payments by default, and a no-KYC swap adds no account or ID linking the two.

Low fees on the Monero network

Monero fees are extremely low, making XMR practical for regular private transactions, not just large transfers.

No identity verification required

GhostSwap processes your USDT (ERC20) to XMR swap without KYC, sign-ups, or personal data collection. The USDT (ERC20) you send is still visible on the Ethereum (ERC-20) blockchain; the privacy starts once the XMR is in your wallet.

Exchange USDT (ERC20) for XMR on GhostSwap with no account and no sign-up. Most swaps are paid out within 10–25 minutes after you send your USDT (ERC20).

USDT20

Convert Tether (USDT) on Ethereum to Monero

USDT (ERC20)XMR at market price
31USDT (ERC20)0.059140XMR
50USDT (ERC20)0.095387XMR
100USDT (ERC20)0.190774XMR
250USDT (ERC20)0.476936XMR
500USDT (ERC20)0.953871XMR
1,000USDT (ERC20)1.9077XMR
5,000USDT (ERC20)9.5387XMR
10,000USDT (ERC20)19.0774XMR

At market prices of $0.999180 per USDT (ERC20) and $523.7500 per XMR (9 Oct 2026), 500 USDT (ERC20) is worth about 0.953871 XMR. Your exact amount, after network fees, is shown in the exchange box before you send.

XMR

Convert Monero to Tether (USDT) on Ethereum

XMRUSDT (ERC20) at market price
0.05XMR26.2090USDT (ERC20)
0.1XMR52.4180USDT (ERC20)
0.2XMR104.8360USDT (ERC20)
0.5XMR262.0899USDT (ERC20)
1XMR524.1798USDT (ERC20)
2.5XMR1,310.45USDT (ERC20)
10XMR5,241.80USDT (ERC20)
25XMR13,104.50USDT (ERC20)

Going the other way, 1 XMR is worth about 524.1798 USDT (ERC20) at the same prices.

How to Exchange Tether (ERC20) to Monero

Line Vector
Select Crypto Currency

Select USDT and XMR

Pick USDT in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get and the minimum USDT for this pair.

Select Wallet Address
Line Vector

Enter Monero Address

Paste the Monero address that should receive the XMR (it is 95 characters and starts with 4 (standard) or 8 (subaddress)). Then enter the Ethereum address you send USDT from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Tether (ERC20)

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive Monero

Your XMR is usually paid out 10–25 minutes after you send your USDT, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

USDT to XMR: questions and answers

Everything you need to know about exchanging USDT (ERC20) to XMR on GhostSwap.

How long does it take to swap USDT to XMR on GhostSwap?
Most USDT to XMR swaps are paid out within 10–25 minutes: the USDT deposit needs about 2–5 minutes to confirm on Ethereum, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.
How much XMR do I get for 2,500 USDT?
At 9 Oct 2026, 19:33 UTC, 2,500 USDT swapped to about 4.7438 XMR on GhostSwap, after the service fee and the XMR network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
What are the fees for converting Tether (ERC20) to Monero?
The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending USDT.
What wallet should I use to receive XMR?
To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XMR address?
Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.
Can I track my USDT to XMR swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDT payment on Etherscan (https://etherscan.io).
Is it safe to exchange USDT for XMR on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDT deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice, Monero transfers cannot be reversed.
Can my USDT to XMR swap be traced?
Your USDT transaction to GhostSwap is visible on the Ethereum (ERC-20) blockchain since Tether (ERC20) is transparent: visible on Etherscan like any ERC-20 token. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping USDT to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.
Why swap USDT to XMR?
Converting Tether (ERC20) to Monero moves dollar-pegged funds into Monero. Monero is used for private digital payments. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my USDT to XMR exchange fails?
If a swap cannot be completed, the USDT is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap USDT to other coins

Easily swap Tether (ERC20) with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

USDT
to
BTC
USDT
to
ETH
USDT
to
SOL
USDT
to
BNB
USDT
to
XRP
USDT
to
ADA
USDT
to
DOGE
USDT
to
TRX
USDT
to
LINK
USDT
to
USDC
USDT
to
USDT TRC20
USDT
to
USDC BEP20
USDT
to
USDC SOL
USDT
to
USDT BEP20
USDT
to
USDT SOL
USDT
to
USDT AVAX
USDT
to
USDT Polygon
USDT
to
PYUSD
USDT
to
FDUSD
USDT
to
XMR
USDT
to
ZEC
USDT
to
DASH
USDT
to
SHIB
USDT
to
AVAX
USDT
to
SUI
USDT
to
PEPE
USDT
to
BCH
USDT
to
DOT
USDT
to
LTC
USDT
to
UNI
USDT
to
CRO
USDT
to
XLM
USDT
to
ICP
USDT
to
WIF
USDT
to
ETC
USDT
to
POL
USDT
to
ATOM
USDT
to
NEAR BEP20
USDT
to
NEAR
USDT
to
APT
USDT
to
ARB
USDT
to
OP
USDT
to
FIL
USDT
to
ALGO
USDT
to
BONK
USDT
to
INJ
USDT
to
VET
USDT
to
HBAR
USDT
to
KAS
USDT
to
ZRX
USDT
to
AAVE
USDT
to
APE
USDT
to
BABYDOGE
USDT
to
BEAMX
USDT
to
BOME
USDT
to
BRETT
USDT
to
BTT
USDT
to
DEGEN
USDT
to
DRIFT
USDT
to
ELON
USDT
to
FLOKI
USDT
to
IMX
USDT
to
JUP
USDT
to
MEW
USDT
to
NOT
USDT
to
ORCA
USDT
to
PONKE
USDT
to
POPCAT
USDT
to
RAY
USDT
to
RENDER
USDT
to
SAND
USDT
to
SUNDOG
USDT
to
TAO
USDT
to
THETA
USDT
to
TIA