NEAR to XLM: Exchange NEAR Protocol for Stellar Without KYC

Send NEAR Protocol (NEAR) on NEAR and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from NEAR to Stellar, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
NEAR
NEAR
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

NEAR Protocol Logo
NEAR
NEAR Protocol
Price:
$5.21
24h Change:
1.06%
Market Cap:
$6.82B
Volume (24h):
$1.25B
Circulating Supply:
1.31B NEAR
Stellar Logo
XLM
Stellar
Price:
$0.1993
24h Change:
-2.79%
Market Cap:
$6.98B
Volume (24h):
$178.94M
Circulating Supply:
35.04B XLM

Data by CoinGecko

NEAR to XLM Exchange Rate

1 NEAR = 26.1456 XLM

The 1 NEAR Protocol to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

NEAR to XLM swap at a glance

Everything that is specific to swapping NEAR Protocol to Stellar on GhostSwap.

NEAR Protocol (NEAR)You send · NEAR network
Stellar (XLM)You receive · Stellar network

It is a cross-chain swap from NEAR to Stellar, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XLM is sent
Network fee
Paid in NEARby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageNEAR on NearBlocks · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 NEAR ≈ 26.1456 XLM1 XLM ≈ 0.038247 NEAR · market prices, 8 Oct 2026
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send NEARA few seconds to confirm on NEAR
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XLM to NEAR

Going the other way? Swap XLM to NEAR

Other ways to get Stellar (XLM)

BTC to XLMETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMNOT to XLMONDO to XLM

More NEAR swaps

NEAR to XRPNEAR to ZECNEAR to ZRXNEAR to AAVENEAR to ADANEAR to ALGONEAR to APENEAR to APTNEAR to ARBNEAR to ATOMNEAR to AVAXNEAR to BABYDOGE

NEAR to XLM Live Price Chart

NEAR/XLM

Loading chart...

Reference market prices, updated live

NEARMAINNET

What is NEAR Protocol?

NEAR Protocol (NEAR) is a scalable, developer-friendly blockchain platform designed for decentralized applications (dApps). It uses a unique sharding technology called Nightshade to achieve high throughput and low transaction fees. NEAR tokens are used for transaction fees, staking, and governance, empowering users to participate in network operations.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

NEARMAINNET → XLM

Why Swap NEAR for XLM?

Converting NEAR Protocol to Stellar on GhostSwap moves your funds from NEAR into XLM without KYC or account creation. NEAR Protocol is the native coin of NEAR. Stellar is used for fast, cheap cross-border payments.

Two different networks

NEAR runs on NEAR and XLM on Stellar; GhostSwap swaps between them in one step.

About Stellar

Stellar is used for fast, cheap cross-border payments.

No KYC or exchange accounts

GhostSwap processes your NEAR to XLM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange NEAR for XLM on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

NEARMAINNET

Convert NEAR Protocol to Stellar

NEARXLM at market price
5NEAR130.7278XLM
10NEAR261.4556XLM
25NEAR653.6391XLM
50NEAR1,307.28XLM
100NEAR2,614.56XLM
250NEAR6,536.39XLM
1,000NEAR26,145.56XLM
2,500NEAR65,363.91XLM

At market prices of $5.2100 per NEAR and $0.199269 per XLM (8 Oct 2026), 100 NEAR is worth about 2,614.56 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to NEAR Protocol

XLMNEAR at market price
100XLM3.8247NEAR
250XLM9.5619NEAR
500XLM19.1237NEAR
1,000XLM38.2474NEAR
2,500XLM95.6185NEAR
5,000XLM191.2370NEAR
25,000XLM956.1852NEAR
50,000XLM1,912.37NEAR

Going the other way, 2,500 XLM is worth about 95.6185 NEAR at the same prices.

How to Exchange NEAR Protocol to Stellar

Line Vector
Select Crypto Currency

Select NEAR and XLM

Pick NEAR in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum NEAR for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the NEAR address you send NEAR from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send NEAR Protocol

Send exactly the amount shown from your own NEAR wallet to the one-time deposit address.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 5–15 minutes after you send your NEAR, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
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BTC
BTC
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SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

NEAR to XLM: questions and answers

Everything you need to know about exchanging NEAR to XLM on GhostSwap.

How long does it take to swap NEAR to XLM on GhostSwap?
Most NEAR to XLM swaps are paid out within 5–15 minutes: the NEAR deposit needs a few seconds to confirm on NEAR, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 NEAR in XLM?
1 NEAR is worth about 26.1456 XLM at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your NEAR deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange NEAR to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send NEAR from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting NEAR Protocol to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, the NEAR network fee for your deposit is paid in NEAR by your wallet.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my NEAR to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your NEAR payment on NearBlocks (https://nearblocks.io) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange NEAR for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your NEAR deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.
How does a cross-chain NEAR to XLM swap work?
NEAR Protocol lives on NEAR and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your NEAR on NEAR and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.
What happens if my NEAR to XLM exchange fails?
If a swap cannot be completed, the NEAR is refunded to the NEAR address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap NEAR to other coins

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LINK
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USDC
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USDT
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USDC BEP20
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USDC SOL
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USDT BEP20
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USDT SOL
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USDT AVAX
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USDT Polygon
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PYUSD
NEAR
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FDUSD
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XMR
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ZEC
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DASH
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SHIB
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AVAX
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SUI
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PEPE
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BCH
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DOT
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LTC
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UNI
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CRO
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ICP
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WIF
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ETC
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POL
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ATOM
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NEAR BEP20
NEAR
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APT
NEAR
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ARB
NEAR
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OP
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FIL
NEAR
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ALGO
NEAR
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BONK
NEAR
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INJ
NEAR
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VET
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HBAR
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KAS
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ZRX
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AAVE
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APE
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BABYDOGE
NEAR
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BEAMX
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BOME
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BRETT
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BTT
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DRIFT
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ELON
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FLOKI
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IMX
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JUP
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MEW
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NOT
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ORCA
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PONKE
NEAR
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POPCAT
NEAR
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RAY
NEAR
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RENDER
NEAR
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SAND
NEAR
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SUNDOG
NEAR
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TAO
NEAR
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THETA
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TIA