XLM to USDC SOL: Exchange Stellar for USD Coin (Solana) Without KYC

Send Stellar (XLM) and receive USD Coin (USDC SOL, an SPL token on Solana) in your own wallet, with no account and no KYC. Swapping into USDC SOL locks in a dollar value without selling on a centralized exchange.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

XLM

You Get

USDC (Solana)

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XLM

Stellar

Price:

$0.1990

24h Change:

-3.43%

Market Cap:

$6.97B

Volume (24h):

$176.32M

Circulating Supply:

35.04B XLM

USDC (Solana)

USD Coin (USDC) on Solana

Price:

$0.9996

24h Change:

-0.03%

Market Cap:

$73.59B

Volume (24h):

$24.12B

Circulating Supply:

73.62B USDC (Solana)

Data by CoinGecko

XLM to USDC (Solana) Exchange Rate

1 XLM = 0.199082 USDC (Solana)

The 1 Stellar to USD Coin (USDC) on Solana reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to USDC SOL swap at a glance

Everything that is specific to swapping Stellar to USD Coin on GhostSwap.

Stellar (XLM)You send · Stellar network

USD Coin (USDC SOL)You receive · SPL token on Solana

Swapping into USDC SOL locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Stellar to Solana, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your USDC SOL is sent

Network fee

Paid in XLMby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageXLM on StellarExpert · USDC SOL on Solscan

Your USDC SOL address

Solana addressIt is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger.

Reference rate

1 XLM ≈ 0.199082 USDC SOL1 USDC SOL ≈ 5.0231 XLM · market prices, 8 Oct 2026

Deposit Memo

Include it if shownCopy the Memo from the deposit screen exactly.

Send XLMA few seconds to confirm on Stellar
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive USDC SOLSent to your address; Solana confirms in under a minute

Facts checked 8 Oct 2026Reverse: USDC SOL to XLM

XLM to USDC SOL Live Price Chart

XLM/USDC (Solana)

Loading chart...

Reference market prices, updated live

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

What is USD Coin (USDC) on Solana?

USD Coin (USDC (Solana)) is a stablecoin pegged to the U.S. Dollar, operating on the Solana blockchain. USDC on Solana offers high-speed transactions with minimal fees, benefiting from Solana's scalable network. It serves as a stable medium of exchange within the Solana ecosystem for various DeFi applications.

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Why Swap XLM for USDC SOL?

Swapping Stellar to USD Coin (USDC) on Solana with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

USD Coin (USDC) on Solana is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Stellar.

Stay in crypto

No need to cash out to a bank account. Your USDC (Solana) is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts XLM to USDC (Solana) directly.

No identity verification needed

Your Stellar to USD Coin (USDC) on Solana conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XLM for USDC (Solana) on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your XLM.

Convert Stellar to USD Coin (USDC) on Solana

XLM	USDC (Solana) at market price
100XLM	19.9082USDC (Solana)
250XLM	49.7704USDC (Solana)
500XLM	99.5408USDC (Solana)
1,000XLM	199.0817USDC (Solana)
2,500XLM	497.7041USDC (Solana)
5,000XLM	995.4083USDC (Solana)
25,000XLM	4,977.04USDC (Solana)
50,000XLM	9,954.08USDC (Solana)

At market prices of $0.199007 per XLM and $0.999625 per USDC (Solana) (8 Oct 2026), 2,500 XLM is worth about 497.7041 USDC (Solana). Your exact amount, after network fees, is shown in the exchange box before you send.

Convert USD Coin (USDC) on Solana to Stellar

USDC (Solana)	XLM at market price
25USDC (Solana)	125.5766XLM
50USDC (Solana)	251.1532XLM
100USDC (Solana)	502.3065XLM
250USDC (Solana)	1,255.77XLM
500USDC (Solana)	2,511.53XLM
1,000USDC (Solana)	5,023.06XLM
5,000USDC (Solana)	25,115.32XLM
10,000USDC (Solana)	50,230.65XLM

Going the other way, 500 USDC (Solana) is worth about 2,511.53 XLM at the same prices.

How to Exchange Stellar to USD Coin (Solana)

Select XLM and USDC SOL

Pick XLM in “You send” and USDC SOL in “You get”, then enter the amount. The box shows how much USDC SOL you get and the minimum XLM for this pair.

Enter USD Coin (Solana) Address

Paste the Solana address that should receive the USDC SOL (it is 32–44 letters and numbers with no 0x prefix). Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive USD Coin (Solana)

Your USDC SOL is usually paid out 5–15 minutes after you send your XLM, and Solana then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

XLM to USDC SOL: questions and answers

Everything you need to know about exchanging XLM to USDC (Solana) on GhostSwap.

How long does it take to swap XLM to USDC SOL on GhostSwap?

Most XLM to USDC SOL swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the USDC SOL is sent to your wallet, and Solana confirms the payout in under a minute. Busy networks can add a few minutes.

How much is 1 XLM in USDC SOL?

1 XLM is worth about 0.199082 USDC SOL at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC SOL network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send.

Do I need KYC or an account to exchange XLM to USDC SOL?

No. GhostSwap has no accounts: you paste the Solana address that should receive the USDC SOL, send XLM from your own wallet, and the USDC SOL goes straight to that address. No email, phone number or ID upload.

What are the fees for converting Stellar to USD Coin (Solana)?

The GhostSwap fee is already included in the rate in the exchange box, so the USDC SOL amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.

What wallet should I use to receive USDC SOL?

To receive USD Coin (Solana) from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana network before starting the exchange. Double-check your USDC SOL address before confirming, cryptocurrency transactions cannot be reversed.

What format is the USDC SOL address?

Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending USDC SOL to an address on another network can lose the coins.

Can I track my XLM to USDC SOL swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming USDC SOL on Solscan (https://solscan.io).

Is it safe to exchange XLM for USDC SOL on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the USDC SOL is sent straight to the Solana address you enter, so check that address twice, Solana transfers cannot be reversed.

Why swap XLM to USDC SOL?

Converting Stellar to USD Coin (Solana) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.

What happens if my XLM to USDC SOL exchange fails?

If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

XLM to USDC SOL: Exchange Stellar for USD Coin (Solana) Without KYC

XLM to USDC (Solana) Exchange Rate

XLM to USDC SOL swap at a glance

Other ways to get USD Coin (Solana) (USDC SOL)

More XLM swaps

XLM to USDC SOL Live Price Chart

XLM/USDC (Solana)

What is Stellar?

What is USD Coin (USDC) on Solana?

Why Swap XLM for USDC SOL?

Convert Stellar to USD Coin (USDC) on Solana

Convert USD Coin (USDC) on Solana to Stellar

How to Exchange Stellar to USD Coin (Solana)

Select XLM and USDC SOL

Enter USD Coin (Solana) Address

Send Stellar

Receive USD Coin (Solana)

Popular swap pairs

XLM to USDC SOL: questions and answers

Swap XLM to other coins