XLM to ALGO: Exchange Stellar for Algorand Without KYC

Send Stellar (XLM) and receive Algorand (ALGO) in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Algorand, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XLM
XLM
ALGO
ALGO


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Stellar Logo
XLM
Stellar
Price:
$0.1990
24h Change:
-3.43%
Market Cap:
$6.97B
Volume (24h):
$176.32M
Circulating Supply:
35.04B XLM
Algorand Logo
ALGO
Algorand
Price:
$0.1255
24h Change:
4.94%
Market Cap:
$1.14B
Volume (24h):
$63.51M
Circulating Supply:
9.06B ALGO

Data by CoinGecko

XLM to ALGO Exchange Rate

1 XLM = 1.5852 ALGO

The 1 Stellar to Algorand reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to ALGO swap at a glance

Everything that is specific to swapping Stellar to Algorand on GhostSwap.

Stellar (XLM)You send · Stellar network
Algorand (ALGO)You receive · Algorand network

It is a cross-chain swap from Stellar to Algorand, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your ALGO is sent
Network fee
Paid in XLMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXLM on StellarExpert · ALGO on Allo
Your ALGO address
Algorand addressIt is 58 characters of capital letters and digits. Wallets: Pera or Defly.
Reference rate
1 XLM ≈ 1.5852 ALGO1 ALGO ≈ 0.630817 XLM · market prices, 8 Oct 2026
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send XLMA few seconds to confirm on Stellar
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive ALGOSent to your address; Algorand confirms in under a minute
Facts checked 8 Oct 2026Reverse: ALGO to XLM

Going the other way? Swap ALGO to XLM

Other ways to get Algorand (ALGO)

BTC to ALGOETH to ALGOUSDT to ALGOUSDT TRC20 to ALGOUSDC to ALGOSOL to ALGOLTC to ALGOXMR to ALGOZEC to ALGOBNB to ALGOXRP to ALGODOGE to ALGOXTZ to ALGOZRX to ALGO

More XLM swaps

XLM to PONKEXLM to CROXLM to SOLXLM to USDT TRC20XLM to HBARXLM to BTCXLM to BNBXLM to XMRXLM to TRXXLM to XRPXLM to APEXLM to APT

XLM to ALGO Live Price Chart

XLM/ALGO

Loading chart...

Reference market prices, updated live

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

ALGO

What is Algorand?

Algorand (ALGO) is a scalable blockchain platform designed for speed, security, and true decentralization. Founded by MIT professor and Turing Award winner Silvio Micali, Algorand uses a pure proof-of-stake consensus mechanism that achieves instant finality — meaning transactions are confirmed and irreversible in seconds. ALGO is used for transaction fees, staking, and governance. The platform is particularly popular for real-world asset tokenization, central bank digital currencies (CBDCs), and carbon credit markets.

XLM → ALGO

Why Swap XLM for ALGO?

Converting Stellar to Algorand on GhostSwap moves your funds from XLM into ALGO without KYC or account creation. Stellar is used for fast, cheap cross-border payments. Algorand is used for fast, low-cost payments and smart contracts.

Two different networks

XLM runs on Stellar and ALGO on Algorand; GhostSwap swaps between them in one step.

About Algorand

Algorand is used for fast, low-cost payments and smart contracts.

No KYC or exchange accounts

GhostSwap processes your XLM to ALGO swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XLM for ALGO on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

XLM

Convert Stellar to Algorand

XLMALGO at market price
100XLM158.5246ALGO
250XLM396.3114ALGO
500XLM792.6229ALGO
1,000XLM1,585.25ALGO
2,500XLM3,963.11ALGO
5,000XLM7,926.23ALGO
25,000XLM39,631.14ALGO
50,000XLM79,262.29ALGO

At market prices of $0.199007 per XLM and $0.125537 per ALGO (8 Oct 2026), 2,500 XLM is worth about 3,963.11 ALGO. Your exact amount, after network fees, is shown in the exchange box before you send.

ALGO

Convert Algorand to Stellar

ALGOXLM at market price
250ALGO157.7043XLM
500ALGO315.4085XLM
1,000ALGO630.8170XLM
2,500ALGO1,577.04XLM
5,000ALGO3,154.09XLM
10,000ALGO6,308.17XLM
50,000ALGO31,540.85XLM
100,000ALGO63,081.70XLM

Going the other way, 5,000 ALGO is worth about 3,154.09 XLM at the same prices.

How to Exchange Stellar to Algorand

Line Vector
Select Crypto Currency

Select XLM and ALGO

Pick XLM in “You send” and ALGO in “You get”, then enter the amount. The box shows how much ALGO you get and the minimum XLM for this pair.

Select Wallet Address
Line Vector

Enter Algorand Address

Paste the Algorand address that should receive the ALGO (it is 58 characters of capital letters and digits). Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive Crypto

Receive Algorand

Your ALGO is usually paid out 5–15 minutes after you send your XLM, and Algorand then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

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XLM to ALGO: questions and answers

Everything you need to know about exchanging XLM to ALGO on GhostSwap.

How long does it take to swap XLM to ALGO on GhostSwap?
Most XLM to ALGO swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the ALGO is sent to your wallet, and Algorand confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 XLM in ALGO?
1 XLM is worth about 1.5852 ALGO at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the ALGO network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XLM to ALGO?
No. GhostSwap has no accounts: you paste the Algorand address that should receive the ALGO, send XLM from your own wallet, and the ALGO goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Stellar to Algorand?
The GhostSwap fee is already included in the rate in the exchange box, so the ALGO amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.
What wallet should I use to receive ALGO?
To receive Algorand from your swap, we recommend using Pera or Defly. Make sure your wallet supports the Algorand network before starting the exchange. Double-check your ALGO address before confirming, cryptocurrency transactions cannot be reversed.
What format is the ALGO address?
Use an Algorand address: it is 58 characters of capital letters and digits. Copy it from your wallet and paste it; never type it by hand.
Can I track my XLM to ALGO swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming ALGO on Allo (https://allo.info).
Is it safe to exchange XLM for ALGO on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the ALGO is sent straight to the Algorand address you enter, so check that address twice, Algorand transfers cannot be reversed.
How does a cross-chain XLM to ALGO swap work?
Stellar lives on Stellar and Algorand on Algorand, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native ALGO on Algorand, so you never hold a wrapped token or pay bridge fees.
What happens if my XLM to ALGO exchange fails?
If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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