XLM to ATOM: Exchange Stellar for Cosmos Without KYC

Send Stellar (XLM) and receive Cosmos (ATOM) on Cosmos Hub in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Cosmos Hub, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XLM
XLM
ATOM
ATOM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Stellar Logo
XLM
Stellar
Price:
$0.1990
24h Change:
0.69%
Market Cap:
$6.98B
Volume (24h):
$149.63M
Circulating Supply:
35.06B XLM
Cosmos Logo
ATOM
Cosmos
Price:
$1.85
24h Change:
-3.94%
Market Cap:
$988.98M
Volume (24h):
$113.46M
Circulating Supply:
535.64M ATOM

Data by CoinGecko

XLM to ATOM Exchange Rate

1 XLM = 0.107579 ATOM

The 1 Stellar to Cosmos reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to ATOM swap at a glance

Everything that is specific to swapping Stellar to Cosmos on GhostSwap.

Stellar (XLM)You send · Stellar network
Cosmos (ATOM)You receive · Cosmos Hub network

It is a cross-chain swap from Stellar to Cosmos Hub, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your ATOM is sent
Network fee
Paid in XLMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXLM on StellarExpert · ATOM on Mintscan
Your ATOM address
Cosmos Hub addressIt starts with cosmos1. Wallets: Keplr, Trust Wallet or Vultisig.
Reference rate
1 XLM ≈ 0.107579 ATOM1 ATOM ≈ 9.2955 XLM · market prices, 12 Oct 2026
Memo for ATOM
Only for exchange accountsPersonal wallets leave it empty.
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send XLMA few seconds to confirm on Stellar
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive ATOMSent to your address; Cosmos Hub confirms in under a minute
Facts checked 12 Oct 2026Reverse: ATOM to XLM

Going the other way? Swap ATOM to XLM

Other ways to get Cosmos (ATOM)

BTC to ATOMETH to ATOMUSDT to ATOMUSDT TRC20 to ATOMUSDC to ATOMSOL to ATOMLTC to ATOMXMR to ATOMZEC to ATOMBNB to ATOMXRP to ATOMDOGE to ATOMXTZ to ATOMZRX to ATOM

More XLM swaps

XLM to CROXLM to USDTXLM to BTCXLM to SOLXLM to USDCXLM to TRXXLM to XRPXLM to BNBXLM to PONKEXLM to XMRXLM to AVAXXLM to AXS

XLM to ATOM Live Price Chart

XLM/ATOM

Loading chart...

Reference market prices, updated live

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

ATOM

What is Cosmos?

Cosmos (ATOM) powers an ecosystem of independent, interconnected blockchains known as the 'Internet of Blockchains.' Using the Inter-Blockchain Communication (IBC) protocol, Cosmos enables different chains to transfer tokens and data between each other seamlessly. ATOM is used for staking, governance, and securing the Cosmos Hub — the central chain that coordinates the network. Many major projects including Osmosis, Celestia, and dYdX have been built using Cosmos SDK technology.

XLM → ATOM

Why Swap XLM for ATOM?

Converting Stellar to Cosmos on GhostSwap moves your funds from XLM into ATOM without KYC or account creation. Stellar is used for fast, cheap cross-border payments. Cosmos is used for staking and governance of the Cosmos Hub.

Two different networks

XLM runs on Stellar and ATOM on Cosmos Hub; GhostSwap swaps between them in one step.

About Cosmos

Cosmos is used for staking and governance of the Cosmos Hub.

No KYC or exchange accounts

GhostSwap processes your XLM to ATOM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XLM for ATOM on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

XLM

Convert Stellar to Cosmos

XLMATOM at market price
100XLM10.7579ATOM
250XLM26.8947ATOM
500XLM53.7895ATOM
1,000XLM107.5789ATOM
2,500XLM268.9473ATOM
5,000XLM537.8946ATOM
25,000XLM2,689.47ATOM
50,000XLM5,378.95ATOM

At market prices of $0.199021 per XLM and $1.8500 per ATOM (12 Oct 2026), 2,500 XLM is worth about 268.9473 ATOM. Your exact amount, after network fees, is shown in the exchange box before you send.

ATOM

Convert Cosmos to Stellar

ATOMXLM at market price
10ATOM92.9550XLM
25ATOM232.3875XLM
50ATOM464.7751XLM
100ATOM929.5501XLM
250ATOM2,323.88XLM
500ATOM4,647.75XLM
2,500ATOM23,238.75XLM
5,000ATOM46,477.51XLM

Going the other way, 250 ATOM is worth about 2,323.88 XLM at the same prices.

How to Exchange Stellar to Cosmos

Line Vector
Select Crypto Currency

Select XLM and ATOM

Pick XLM in “You send” and ATOM in “You get”, then enter the amount. The box shows how much ATOM you get and the minimum XLM for this pair.

Select Wallet Address
Line Vector

Enter Cosmos Address

Paste the Cosmos Hub address that should receive the ATOM (it starts with cosmos1). Add a Memo only if that address belongs to an exchange account. Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive Crypto

Receive Cosmos

Your ATOM is usually paid out 5–15 minutes after you send your XLM, and Cosmos Hub then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

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WIF
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DOGE
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XLM to ATOM: questions and answers

Everything you need to know about exchanging XLM to ATOM on GhostSwap.

How long does it take to swap XLM to ATOM on GhostSwap?
Most XLM to ATOM swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the ATOM is sent to your wallet, and Cosmos Hub confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 XLM in ATOM?
1 XLM is worth about 0.107579 ATOM at the market rate, before fees (market prices, 12 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the ATOM network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XLM to ATOM?
No. GhostSwap has no accounts: you paste the Cosmos Hub address that should receive the ATOM, send XLM from your own wallet, and the ATOM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Stellar to Cosmos?
The GhostSwap fee is already included in the rate in the exchange box, so the ATOM amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.
What wallet should I use to receive ATOM?
To receive Cosmos from your swap, we recommend using Keplr, Trust Wallet or Vultisig. Make sure your wallet supports the Cosmos Hub network before starting the exchange. Double-check your ATOM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the ATOM address?
Use a Cosmos Hub address: it starts with cosmos1. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive ATOM?
Only if the ATOM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal ATOM wallet does not need one.
Can I track my XLM to ATOM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming ATOM on Mintscan (https://www.mintscan.io/cosmos).
Is it safe to exchange XLM for ATOM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the ATOM is sent straight to the Cosmos Hub address you enter, so check that address twice, Cosmos Hub transfers cannot be reversed.
How does a cross-chain XLM to ATOM swap work?
Stellar lives on Stellar and Cosmos on Cosmos Hub, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native ATOM on Cosmos Hub, so you never hold a wrapped token or pay bridge fees.
What happens if my XLM to ATOM exchange fails?
If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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USDT SOL
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USDT Polygon
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PYUSD
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FDUSD
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DASH
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SUI
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PEPE
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UNI
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POL
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NEAR
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APT
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ARB
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OP
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FIL
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ALGO
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BONK
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INJ
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VET
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HBAR
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KAS
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ZRX
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AAVE
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APE
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BABYDOGE
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BEAMX
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BOME
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BRETT
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BTT
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DRIFT
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FLOKI
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IMX
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JUP
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MEW
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NOT
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PONKE
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POPCAT
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RAY
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RENDER
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SAND
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SUNDOG
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TAO
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THETA
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TIA