XRP to USDT: Exchange XRP for Tether (ERC20) Without KYC

Send XRP on XRP Ledger and receive Tether (USDT, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into USDT locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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XRP
XRP
USDT (ERC20)
USDT (ERC20)


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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XRP Logo
XRP
XRP
Price:
$1.41
24h Change:
-3.94%
Market Cap:
$88.81B
Volume (24h):
$2.50B
Circulating Supply:
63.09B XRP
Tether Ethereum Chain Logo
USDT (ERC20)
Tether (USDT) on Ethereum
Price:
$0.9994
24h Change:
-0.03%
Market Cap:
$183.98B
Volume (24h):
$70.50B
Circulating Supply:
184.09B USDT (ERC20)

Data by CoinGecko

XRP to USDT (ERC20) Exchange Rate

1 XRP = 1.4108 USDT (ERC20)

The 1 XRP to Tether (USDT) on Ethereum reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XRP to USDT swap at a glance

Everything that is specific to swapping XRP to Tether on GhostSwap.

XRPYou send · XRP Ledger network
Tether (USDT)You receive · ERC-20 token on Ethereum

Swapping into USDT locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from XRP Ledger to Ethereum, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your USDT is sent
Network fee
Paid in XRPby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXRP on XRPSCAN · USDT on Etherscan
Your USDT address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 XRP ≈ 1.4108 USDT1 USDT ≈ 0.708816 XRP · market prices, 8 Oct 2026
Minimum
About 22 XRPThe exact minimum and maximum are shown in the exchange box before you send.
Deposit Destination Tag
Include it if shownCopy the Destination Tag from the deposit screen exactly.
  1. Send XRPA few seconds to confirm on XRP Ledger
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDTSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 8 Oct 2026Reverse: USDT to XRP

How much USDT do you get for XRP?

GhostSwap quotes at 8 Oct 2026, 08:58 UTC. What lands in your wallet: service fee and USDT network fee already deducted.

Fees included
50XRP
69.3641USDT
500XRP
695.9492USDT
1,000XRP
1,392.15USDT

The rate floats with the market until your XRP deposit confirms. The minimum for this pair is about 22 XRP. Enter any amount in the exchange box above for a live quote; no account needed.

XRP to Tether ERC20: leaving the XRP Ledger for Ethereum dollars

XRP to USDT ERC-20 takes XRP off the XRP Ledger and pays Tether as an ERC-20 token on Ethereum, the version many Ethereum apps and payment services ask for. The USDT goes to the 0x address you enter, with no account. Ripple's own dollar token, RLUSD, is also issued on the XRP Ledger, where holding it needs a trust line; this pair pays Tether on Ethereum instead.

The XRP deposit is credited within seconds and the USDT then confirms on Ethereum in about 2 to 5 minutes, so most swaps finish in 5 to 15 minutes. Copy the deposit address and, if one is shown, the Destination Tag into your XRP wallet together. On the receiving side, ERC-20 transfers pay gas in ETH, so add a little ETH to the wallet before you plan to move the USDT.

Tips for this swap

  • Enter a 0x Ethereum address with 40 hex characters after the prefix, from MetaMask, Rabby or a Ledger. An XRP r-address cannot receive ERC-20 USDT.
  • Send XRP from Xaman or a Ledger and enter that r-address as the sender address.
  • Want to keep dollars on the XRP Ledger? RLUSD (XRP Ledger) is listed as a separate receive coin. Your r-address needs a trust line for it first, and an exchange deposit may also need its Payment ID.

Can I sell XRP for USDT without KYC?

Yes. No registration, email or ID is needed for a standard swap. Paste your Ethereum address, check the floating rate shown before you send and send the XRP, with the Destination Tag if the deposit shows one; refunds go back to your XRP sender address.

Can I send the XRP from an exchange?

It is better not to. An exchange withdrawal comes from the exchange's shared address, so you cannot enter your own sender address and a refund would go to the exchange. Withdraw to Xaman or a Ledger first, then send the deposit from there.

Swap 1,600+ coins on our no-KYC crypto exchange

Going the other way? Swap USDT to XRP

Other ways to get Tether (ERC20) (USDT)

BTC to USDTETH to USDTUSDT TRC20 to USDTUSDC to USDTSOL to USDTLTC to USDTXMR to USDTZEC to USDTBNB to USDTDOGE to USDTTRX to USDTADA to USDTXTZ to USDTZRX to USDT

More XRP swaps

XRP to XMRXRP to BNBXRP to TRXXRP to USDT TRC20XRP to ADAXRP to ETHXRP to LINKXRP to ICPXRP to XLMXRP to DOGEXRP to USDT AVAXXRP to USDT Polygon

XRP to USDT Live Price Chart

XRP/USDT (ERC20)

Loading chart...

Reference market prices, updated live

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

USDT20

What is Tether (USDT) on Ethereum?

Tether on Ethereum (USDT ERC-20) is the most widely used stablecoin in cryptocurrency, pegged 1:1 to the US Dollar. USDT provides a stable store of value within the volatile crypto market, making it essential for traders who want to lock in profits or park funds without converting to fiat. As an ERC-20 token on Ethereum, USDT benefits from the broadest DeFi ecosystem support and the most exchange integrations of any stablecoin network. Note that Ethereum gas fees apply to ERC-20 USDT transfers.

XRP → USDT20

Why Swap XRP for USDT?

Swapping XRP to Tether (USDT) on Ethereum with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

Tether (USDT) on Ethereum is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of XRP.

Stay in crypto

No need to cash out to a bank account. Your USDT (ERC20) is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts XRP to USDT (ERC20) directly.

No identity verification needed

Your XRP to Tether (USDT) on Ethereum conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XRP for USDT (ERC20) on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your XRP.

XRP

Convert XRP to Tether (USDT) on Ethereum

XRPUSDT (ERC20) at market price
25XRP35.2701USDT (ERC20)
50XRP70.5402USDT (ERC20)
250XRP352.7010USDT (ERC20)
500XRP705.4021USDT (ERC20)
5,000XRP7,054.02USDT (ERC20)

At market prices of $1.4100 per XRP and $0.999430 per USDT (ERC20) (8 Oct 2026), 250 XRP is worth about 352.7010 USDT (ERC20). Your exact amount, after network fees, is shown in the exchange box before you send.

USDT20

Convert Tether (USDT) on Ethereum to XRP

USDT (ERC20)XRP at market price
31USDT (ERC20)21.9733XRP
50USDT (ERC20)35.4408XRP
100USDT (ERC20)70.8816XRP
250USDT (ERC20)177.2039XRP
500USDT (ERC20)354.4078XRP
1,000USDT (ERC20)708.8156XRP
5,000USDT (ERC20)3,544.08XRP
10,000USDT (ERC20)7,088.16XRP

Going the other way, 500 USDT (ERC20) is worth about 354.4078 XRP at the same prices.

How to Exchange XRP to Tether (ERC20)

Line Vector
Select Crypto Currency

Select XRP and USDT

Pick XRP in “You send” and USDT in “You get”, then enter the amount. The box shows how much USDT you get and the minimum XRP for this pair.

Select Wallet Address
Line Vector

Enter Tether (ERC20) Address

Paste the Ethereum address that should receive the USDT (it starts with 0x followed by 40 hexadecimal characters). Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send XRP

Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.

Receive Crypto

Receive Tether (ERC20)

Your USDT is usually paid out 5–15 minutes after you send your XRP, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

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XRP to USDT: questions and answers

Everything you need to know about exchanging XRP to USDT (ERC20) on GhostSwap.

How long does it take to swap XRP to USDT on GhostSwap?
Most XRP to USDT swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the USDT is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 XRP in USDT?
1 XRP is worth about 1.4108 USDT at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT network fee. The minimum for this pair is about 22 XRP. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send.
What are the fees for converting XRP to Tether (ERC20)?
The GhostSwap fee is already included in the rate in the exchange box, so the USDT amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.
What wallet should I use to receive USDT?
To receive Tether (ERC20) from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDT address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDT address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDT to an address on another network can lose the coins.
Can I track my XRP to USDT swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming USDT on Etherscan (https://etherscan.io).
Is it safe to exchange XRP for USDT on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the USDT is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
Why swap XRP to USDT?
Converting XRP to Tether (ERC20) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my XRP to USDT exchange fails?
If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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