XRP to USDC SOL: Exchange XRP for USD Coin (Solana) Without KYC

Send XRP on XRP Ledger and receive USD Coin (USDC SOL, an SPL token on Solana) in your own wallet, with no account and no KYC. Swapping into USDC SOL locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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XRP
XRP
USDC (Solana)
USDC (Solana)


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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XRP Logo
XRP
XRP
Price:
$1.41
24h Change:
-4.08%
Market Cap:
$88.89B
Volume (24h):
$2.50B
Circulating Supply:
63.09B XRP
USD Coin Solana Chain Logo
USDC (Solana)
USD Coin (USDC) on Solana
Price:
$0.9996
24h Change:
-0.03%
Market Cap:
$73.59B
Volume (24h):
$24.12B
Circulating Supply:
73.62B USDC (Solana)

Data by CoinGecko

XRP to USDC (Solana) Exchange Rate

1 XRP = 1.4105 USDC (Solana)

The 1 XRP to USD Coin (USDC) on Solana reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XRP to USDC SOL swap at a glance

Everything that is specific to swapping XRP to USD Coin on GhostSwap.

XRPYou send · XRP Ledger network
USD Coin (USDC SOL)You receive · SPL token on Solana

Swapping into USDC SOL locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from XRP Ledger to Solana, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your USDC SOL is sent
Network fee
Paid in XRPby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXRP on XRPSCAN · USDC SOL on Solscan
Your USDC SOL address
Solana addressIt is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger.
Reference rate
1 XRP ≈ 1.4105 USDC SOL1 USDC SOL ≈ 0.708954 XRP · market prices, 8 Oct 2026
Deposit Destination Tag
Include it if shownCopy the Destination Tag from the deposit screen exactly.
  1. Send XRPA few seconds to confirm on XRP Ledger
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDC SOLSent to your address; Solana confirms in under a minute
Facts checked 8 Oct 2026Reverse: USDC SOL to XRP

XRP to USDC SOL Live Price Chart

XRP/USDC (Solana)

Loading chart...

Reference market prices, updated live

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

USDCSOL

What is USD Coin (USDC) on Solana?

USD Coin (USDC (Solana)) is a stablecoin pegged to the U.S. Dollar, operating on the Solana blockchain. USDC on Solana offers high-speed transactions with minimal fees, benefiting from Solana's scalable network. It serves as a stable medium of exchange within the Solana ecosystem for various DeFi applications.

XRP → USDCSOL

Why Swap XRP for USDC SOL?

Swapping XRP to USD Coin (USDC) on Solana with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

USD Coin (USDC) on Solana is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of XRP.

Stay in crypto

No need to cash out to a bank account. Your USDC (Solana) is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts XRP to USDC (Solana) directly.

No identity verification needed

Your XRP to USD Coin (USDC) on Solana conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XRP for USDC (Solana) on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your XRP.

XRP

Convert XRP to USD Coin (USDC) on Solana

XRPUSDC (Solana) at market price
25XRP35.2632USDC (Solana)
50XRP70.5264USDC (Solana)
250XRP352.6322USDC (Solana)
500XRP705.2645USDC (Solana)
5,000XRP7,052.64USDC (Solana)

At market prices of $1.4100 per XRP and $0.999625 per USDC (Solana) (8 Oct 2026), 250 XRP is worth about 352.6322 USDC (Solana). Your exact amount, after network fees, is shown in the exchange box before you send.

USDCSOL

Convert USD Coin (USDC) on Solana to XRP

USDC (Solana)XRP at market price
25USDC (Solana)17.7238XRP
50USDC (Solana)35.4477XRP
100USDC (Solana)70.8954XRP
250USDC (Solana)177.2385XRP
500USDC (Solana)354.4770XRP
1,000USDC (Solana)708.9539XRP
5,000USDC (Solana)3,544.77XRP
10,000USDC (Solana)7,089.54XRP

Going the other way, 500 USDC (Solana) is worth about 354.4770 XRP at the same prices.

How to Exchange XRP to USD Coin (Solana)

Line Vector
Select Crypto Currency

Select XRP and USDC SOL

Pick XRP in “You send” and USDC SOL in “You get”, then enter the amount. The box shows how much USDC SOL you get and the minimum XRP for this pair.

Select Wallet Address
Line Vector

Enter USD Coin (Solana) Address

Paste the Solana address that should receive the USDC SOL (it is 32–44 letters and numbers with no 0x prefix). Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send XRP

Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.

Receive Crypto

Receive USD Coin (Solana)

Your USDC SOL is usually paid out 5–15 minutes after you send your XRP, and Solana then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

XRP to USDC SOL: questions and answers

Everything you need to know about exchanging XRP to USDC (Solana) on GhostSwap.

How long does it take to swap XRP to USDC SOL on GhostSwap?
Most XRP to USDC SOL swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the USDC SOL is sent to your wallet, and Solana confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 XRP in USDC SOL?
1 XRP is worth about 1.4105 USDC SOL at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC SOL network fee. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XRP to USDC SOL?
No. GhostSwap has no accounts: you paste the Solana address that should receive the USDC SOL, send XRP from your own wallet, and the USDC SOL goes straight to that address. No email, phone number or ID upload.
What are the fees for converting XRP to USD Coin (Solana)?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC SOL amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.
What wallet should I use to receive USDC SOL?
To receive USD Coin (Solana) from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana network before starting the exchange. Double-check your USDC SOL address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDC SOL address?
Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending USDC SOL to an address on another network can lose the coins.
Can I track my XRP to USDC SOL swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming USDC SOL on Solscan (https://solscan.io).
Is it safe to exchange XRP for USDC SOL on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the USDC SOL is sent straight to the Solana address you enter, so check that address twice, Solana transfers cannot be reversed.
Why swap XRP to USDC SOL?
Converting XRP to USD Coin (Solana) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my XRP to USDC SOL exchange fails?
If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.