USDC SOL to XLM: Exchange USD Coin (Solana) for Stellar Without KYC

Send USD Coin (USDC SOL, an SPL token on Solana) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It turns a dollar balance into Stellar in one step.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
USDC (Solana)
USDC (Solana)
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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USD Coin Solana Chain Logo
USDC (Solana)
USD Coin (USDC) on Solana
Price:
$0.9996
24h Change:
-0.02%
Market Cap:
$73.58B
Volume (24h):
$24.07B
Circulating Supply:
73.61B USDC (Solana)
Stellar Logo
XLM
Stellar
Price:
$0.1993
24h Change:
-2.79%
Market Cap:
$6.98B
Volume (24h):
$178.94M
Circulating Supply:
35.04B XLM

Data by CoinGecko

USDC (Solana) to XLM Exchange Rate

1 USDC (Solana) = 5.0165 XLM

The 1 USD Coin (USDC) on Solana to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDC SOL to XLM swap at a glance

Everything that is specific to swapping USD Coin to Stellar on GhostSwap.

USD Coin (USDC SOL)You send · SPL token on Solana
Stellar (XLM)You receive · Stellar network

It turns a dollar balance into Stellar in one step. It is a cross-chain swap from Solana to Stellar, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XLM is sent
Network fee
Paid in SOLkeep a little SOL too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDC SOL on Solscan · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 USDC SOL ≈ 5.0165 XLM1 XLM ≈ 0.199341 USDC SOL · market prices, 8 Oct 2026
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send USDC SOLUnder a minute to confirm on Solana
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XLM to USDC SOL

Going the other way? Swap XLM to USDC SOL

Other ways to get Stellar (XLM)

BTC to XLMETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMUSDT AVAX to XLMUSDT BEP20 to XLM

More USDC SOL swaps

USDC SOL to APEUSDC SOL to ORCAUSDC SOL to DEGENUSDC SOL to LTCUSDC SOL to POLUSDC SOL to XRPUSDC SOL to ZECUSDC SOL to ZRXUSDC SOL to AAVEUSDC SOL to ADAUSDC SOL to ALGOUSDC SOL to APT

USDC SOL to XLM Live Price Chart

USDC (Solana)/XLM

Loading chart...

Reference market prices, updated live

USDCSOL

What is USD Coin (USDC) on Solana?

USD Coin (USDC (Solana)) is a stablecoin pegged to the U.S. Dollar, operating on the Solana blockchain. USDC on Solana offers high-speed transactions with minimal fees, benefiting from Solana's scalable network. It serves as a stable medium of exchange within the Solana ecosystem for various DeFi applications.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

USDCSOL → XLM

Why Swap USDC SOL for XLM?

Converting USD Coin (USDC) on Solana to Stellar on GhostSwap gets you XLM without signing up for a centralized exchange or completing KYC verification. Your USDC (Solana) converts to XLM directly, with no identity requirements.

Get Stellar without an exchange account

Get Stellar without creating exchange accounts or submitting ID documents.

About Stellar

Stellar is used for fast, cheap cross-border payments. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 5–15 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange USDC (Solana) for XLM on GhostSwap. Stellar fees are a tiny fraction of a cent.

USDCSOL

Convert USD Coin (USDC) on Solana to Stellar

USDC (Solana)XLM at market price
25USDC (Solana)125.4133XLM
50USDC (Solana)250.8265XLM
100USDC (Solana)501.6530XLM
250USDC (Solana)1,254.13XLM
500USDC (Solana)2,508.27XLM
1,000USDC (Solana)5,016.53XLM
5,000USDC (Solana)25,082.65XLM
10,000USDC (Solana)50,165.30XLM

At market prices of $0.999639 per USDC (Solana) and $0.199269 per XLM (8 Oct 2026), 500 USDC (Solana) is worth about 2,508.27 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to USD Coin (USDC) on Solana

XLMUSDC (Solana) at market price
100XLM19.9341USDC (Solana)
250XLM49.8352USDC (Solana)
500XLM99.6705USDC (Solana)
1,000XLM199.3410USDC (Solana)
2,500XLM498.3524USDC (Solana)
5,000XLM996.7048USDC (Solana)
25,000XLM4,983.52USDC (Solana)
50,000XLM9,967.05USDC (Solana)

Going the other way, 2,500 XLM is worth about 498.3524 USDC (Solana) at the same prices.

How to Exchange USD Coin (Solana) to Stellar

Line Vector
Select Crypto Currency

Select USDC SOL and XLM

Pick USDC SOL in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum USDC SOL for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the Solana address you send USDC SOL from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send USD Coin (Solana)

Send exactly the amount shown from your own Solana wallet to the one-time deposit address. Keep a little SOL in that wallet for the network fee.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 5–15 minutes after you send your USDC SOL, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

USDC SOL to XLM: questions and answers

Everything you need to know about exchanging USDC (Solana) to XLM on GhostSwap.

How long does it take to swap USDC SOL to XLM on GhostSwap?
Most USDC SOL to XLM swaps are paid out within 5–15 minutes: the USDC SOL deposit needs under a minute to confirm on Solana, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 USDC SOL in XLM?
1 USDC SOL is worth about 5.0165 XLM at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your USDC SOL deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange USDC SOL to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send USDC SOL from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting USD Coin (Solana) to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, your wallet needs a little SOL to pay the Solana network fee for sending USDC SOL.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my USDC SOL to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC SOL payment on Solscan (https://solscan.io) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange USDC SOL for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC SOL deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.
Why swap USDC SOL to XLM?
Converting USD Coin (Solana) to Stellar moves dollar-pegged funds into Stellar. Stellar is used for fast, cheap cross-border payments. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my USDC SOL to XLM exchange fails?
If a swap cannot be completed, the USDC SOL is refunded to the Solana address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap USDC SOL to other coins

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ZEC
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DASH
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SHIB
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AVAX
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SUI
USDC SOL
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PEPE
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BCH
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DOT
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UNI
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ICP
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ETC
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POL
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ATOM
USDC SOL
to
NEAR BEP20
USDC SOL
to
NEAR
USDC SOL
to
APT
USDC SOL
to
ARB
USDC SOL
to
OP
USDC SOL
to
FIL
USDC SOL
to
ALGO
USDC SOL
to
BONK
USDC SOL
to
INJ
USDC SOL
to
VET
USDC SOL
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HBAR
USDC SOL
to
KAS
USDC SOL
to
ZRX
USDC SOL
to
AAVE
USDC SOL
to
APE
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BABYDOGE
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BEAMX
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to
BOME
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to
BRETT
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BTT
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to
DEGEN
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to
DRIFT
USDC SOL
to
ELON
USDC SOL
to
FLOKI
USDC SOL
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IMX
USDC SOL
to
JUP
USDC SOL
to
MEW
USDC SOL
to
NOT
USDC SOL
to
ORCA
USDC SOL
to
PONKE
USDC SOL
to
POPCAT
USDC SOL
to
RAY
USDC SOL
to
RENDER
USDC SOL
to
SAND
USDC SOL
to
SUNDOG
USDC SOL
to
TAO
USDC SOL
to
THETA
USDC SOL
to
TIA