XRP to USDT TRC20: Exchange XRP for Tether (TRC20) Without KYC

Send XRP on XRP Ledger and receive Tether (USDT TRC20, a TRC-20 token on Tron) in your own wallet, with no account and no KYC. Swapping into USDT TRC20 locks in a dollar value without selling on a centralized exchange.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

XRP

You Get

USDT (TRC20)

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XRP

Price:

$1.41

24h Change:

-4.08%

Market Cap:

$88.89B

Volume (24h):

$2.50B

Circulating Supply:

63.09B XRP

USDT (TRC20)

Tether (USDT) on Tron

Price:

$0.9994

24h Change:

-0.04%

Market Cap:

$183.98B

Volume (24h):

$71.75B

Circulating Supply:

184.09B USDT (TRC20)

Data by CoinGecko

XRP to USDT (TRC20) Exchange Rate

1 XRP = 1.4108 USDT (TRC20)

The 1 XRP to Tether (USDT) on Tron reference rate at market prices, before fees.

Live market rate

XRP to USDT TRC20 swap at a glance

Send XRP from Xaman or a Ledger.

XRPYou send · XRP Ledger network

Tether (USDT TRC20)You receive · TRC-20 token on Tron

It is a cross-chain swap from XRP Ledger to Tron, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your USDT TRC20 is sent

Network fee

Paid in XRPby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageXRP on XRPSCAN · USDT TRC20 on Tronscan

Your USDT TRC20 address

Tron addressIt starts with T and is 34 characters long. Wallets: TronLink or Trust Wallet.

Reference rate

1 XRP ≈ 1.4108 USDT TRC201 USDT TRC20 ≈ 0.708799 XRP · market prices, 8 Oct 2026

Minimum

About 22 XRP

Deposit Destination Tag

Include it if shownCopy the Destination Tag from the deposit screen exactly.

Send XRPA few seconds to confirm on XRP Ledger
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive USDT TRC20Sent to your address; Tron confirms in about a minute

Facts checked 8 Oct 2026Reverse: USDT TRC20 to XRP

How much USDT TRC20 do you get for XRP?

GhostSwap quotes at 8 Oct 2026, 06:37 UTC, after the service fee and the cost of sending the USDT TRC20 to your wallet.

Fees included

50XRP

68.3575USDT TRC20

500XRP

690.0876USDT TRC20

1,000XRP

1,380.90USDT TRC20

The rate floats with the market until your XRP deposit confirms.

XRP to Tether on Tron: destination tags in, energy fees later

XRP to USDT TRC20 converts XRP into Tether on Tron, where TRC-20 USDT is widely used for remittances, exchange deposits and peer-to-peer trades. It suits people who want a stable dollar balance they can send on cheaply to exchanges, merchants or other Tron users. GhostSwap pays the USDT to your T address, with no account.

The XRP Ledger settles the deposit in seconds and Tron produces a block every 3 seconds, so most swaps finish in 5 to 15 minutes. Receiving USDT on Tron costs you nothing, but sending it later uses energy. A wallet with no staked or rented energy burns TRX instead, so plan to keep some TRX on that address.

Tips for this swap

Copy your 34-character T address from TronLink, Trust Wallet or a Ledger; the USDT is paid there as a TRC-20 token.
Want USDT on Ethereum or BNB Smart Chain instead? Those are separate receive coins in the exchange box with 0x addresses; this pair pays only on Tron.
Send the XRP from your own wallet, include the Destination Tag if the deposit details show one, and enter that r-address as the refund address.

Can I swap XRP to USDT TRC20 without KYC?

Yes. A standard swap of XRP for Tron USDT asks for no account, email or ID. Paste your T address, check the floating rate shown and send the XRP, including the Destination Tag if one is given.

What happens if I forget the Destination Tag?

If the deposit account requires a tag, the XRP Ledger rejects the payment, and only the tiny network fee leaves your wallet. Otherwise the XRP may arrive without being matched to your swap; in that case contact [email protected] with the transaction hash.

Swap 1,600+ coins on our no-KYC crypto exchange

XRP to USDT TRC20 Live Price Chart

XRP/USDT (TRC20)

Loading chart...

Reference market prices, updated live

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

What is Tether (USDT) on Tron?

Tether on TRON (USDT TRC-20) is the fastest and cheapest way to transfer USDT stablecoins. While USDT exists on multiple chains, the TRC-20 version on TRON offers near-instant confirmation and virtually zero transaction fees, making it the preferred choice for frequent stablecoin transfers and payments. USDT TRC-20 maintains the same 1:1 US Dollar peg as other USDT variants. It is the most popular stablecoin on the TRON network and one of the highest-volume digital assets globally.

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Why Swap XRP for USDT TRC20?

Swapping XRP to Tether (USDT) on Tron with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

Tether (USDT) on Tron is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of XRP.

Stay in crypto

No need to cash out to a bank account. Your USDT (TRC20) is in your own wallet.

Convert XRP to Tether (USDT) on Tron

XRP	USDT (TRC20) at market price
25XRP	35.2709USDT (TRC20)
50XRP	70.5418USDT (TRC20)
250XRP	352.7092USDT (TRC20)
500XRP	705.4183USDT (TRC20)
5,000XRP	7,054.18USDT (TRC20)

At market prices of $1.4100 per XRP and $0.999407 per USDT (TRC20) (8 Oct 2026), 250 XRP is worth about 352.7092 USDT (TRC20).

Convert Tether (USDT) on Tron to XRP

USDT (TRC20)	XRP at market price
31USDT (TRC20)	21.9728XRP
50USDT (TRC20)	35.4400XRP
100USDT (TRC20)	70.8799XRP
250USDT (TRC20)	177.1998XRP
500USDT (TRC20)	354.3996XRP
1,000USDT (TRC20)	708.7993XRP
5,000USDT (TRC20)	3,544.00XRP
10,000USDT (TRC20)	7,087.99XRP

Going the other way, 500 USDT (TRC20) is worth about 354.3996 XRP at the same prices.

How to Exchange XRP to Tether (TRC20)

Select XRP and USDT TRC20

Pick XRP in “You send” and USDT TRC20 in “You get”, then enter the amount.

Enter Tether (TRC20) Address

Paste the Tron address that should receive the USDT TRC20. Sending USDT TRC20 to an address on another network can lose the coins. Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.

Send XRP

Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.

Receive Tether (TRC20)

Your USDT TRC20 arrives on Tron. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other XRP and USDT TRC20 pairs.

XRP to USDT TRC20: questions and answers

How long does it take to swap XRP to USDT TRC20 on GhostSwap?

Most XRP to USDT TRC20 swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the USDT TRC20 is sent to your wallet, and Tron confirms the payout in about a minute.

How much is 1 XRP in USDT TRC20?

1 XRP is worth about 1.4108 USDT TRC20 at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT TRC20 network fee. The minimum for this pair is about 22 XRP. The XRP Ledger network fee for sending the XRP is paid separately, in XRP. The rate floats with the market until your XRP deposit confirms.

Can I send XRP straight to my USDT TRC20 address?

No. XRP moves on XRP Ledger and USDT TRC20 on Tron, so XRP can only be sent to an XRP Ledger address. To swap, send the XRP to the one-time deposit address GhostSwap shows, and the USDT TRC20 is paid to the Tron address you enter, with no bridge or wrapped token.

What wallet and address do I need to receive USDT TRC20?

Use a Tron address from a wallet you control, such as TronLink or Trust Wallet. The address starts with T and is 34 characters long. Sending USDT TRC20 to an address on another network can lose the coins. GhostSwap never holds your funds: the USDT TRC20 is sent straight to the address you enter.

Which USDT network does this XRP to USDT TRC20 swap use?

The USDT TRC20 you receive is a TRC-20 token on Tron, paid to a Tron address; moving it later costs Tron network fees in TRX. The same swap on other networks: XRP to USDT, XRP to USDT BEP20, XRP to USDT SOL, XRP to USDT Polygon.

What happens if my XRP to USDT TRC20 exchange fails?

If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address.