ZEC to XMR: Exchange Zcash for Monero Without KYC

Exchange ZEC to XMR: send Zcash (ZEC) and receive Monero (XMR) in your own wallet, with no account and no KYC. Send ZEC from a transparent t-address and receive XMR, which is private by default, at your Monero address.

Updated 23 October 2026

  • 20–60 min
  • No account · No KYC
  • Paid to your wallet
  • Fees included in quote
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ZEC
ZEC
XMR
XMR


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Zcash Logo
ZEC
Zcash
Price:
$1,218.55
24h Change:
-7.09%
Market Cap:
$20.71B
Volume (24h):
$1.11B
Circulating Supply:
17.00M ZEC
Monero Logo
XMR
Monero
Price:
$600.68
24h Change:
-3.48%
Market Cap:
$11.30B
Volume (24h):
$209.91M
Circulating Supply:
18.82M XMR

Data by CoinGecko

ZEC to XMR Exchange Rate

1 ZEC = 2.0286 XMR

The 1 Zcash to Monero reference rate at market prices, before fees.

Live market rate

ZEC to XMR swap at a glance

Send ZEC from Zodl (formerly Zashi), Zkool or Zingo.

Zcash (ZEC)You send · Zcash network
Monero (XMR)You receive · Monero network
Swap time
20–60 minuntil your XMR is sent
Network fee
Paid in ZECby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageZEC on Blockchair
Your XMR address
Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.
Reference rate
1 ZEC ≈ 2.0286 XMR1 XMR ≈ 0.492947 ZEC · market prices, 23 Oct 2026
Minimum
About 0.025 ZEC
  1. Send ZECAbout 10–20 minutes to confirm on Zcash
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
Facts checked 23 Oct 2026Reverse: XMR to ZEC

How much XMR do I get for ZEC?

GhostSwap quotes at 22 Oct 2026, 23:44 UTC, after the service fee and the cost of sending the XMR to your wallet.

After all fees
0.1ZEC
0.199364XMR
0.5ZEC
0.999278XMR
1ZEC
1.9990XMR
2.5ZEC
4.9969XMR

The rate floats with the market until your ZEC deposit confirms.

ZEC to XMR at the market rate, before fees

ZECXMR, market rate, before fees
0.025 ZEC0.050715 XMR
0.05 ZEC0.101431 XMR
0.1 ZEC0.202862 XMR
0.2 ZEC0.405724 XMR
0.5 ZEC1.0143 XMR
1 ZEC2.0286 XMR
5 ZEC10.1431 XMR
10 ZEC20.2862 XMR

Market prices of $1,218.55 per ZEC and $600.6800 per XMR on 23 Oct 2026. The box above shows the amount after all fees.

ZEC to XMR price chart, market rate before fees

ZEC/XMR

Loading chart...

How do I exchange ZEC to XMR?

  1. Pick ZEC and XMR

    Pick ZEC in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get after all fees, and the minimum for this pair.

  2. Paste your Monero address

    Paste the Monero address that should receive the XMR: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets that work: Feather, Cake Wallet or Monero GUI. Then enter the Zcash address you send ZEC from; a refund, if ever needed, goes there.

  3. Send ZEC on Zcash

    Send exactly the amount shown from your own Zcash wallet to the one-time deposit address, on the Zcash network.

  4. Receive XMR

    Your XMR is usually paid out 20–60 minutes after you send your ZEC, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.

Zcash to Monero: from optional privacy to privacy by default

ZEC to XMR moves Zcash into Monero, where every transaction hides the sender, the receiver and the amount without any extra step. Zcash users make this swap when they want privacy that does not depend on choosing shielded addresses, or to pay someone who only takes XMR. GhostSwap sends the XMR to whichever Monero address you give, with no account.

Send the deposit from a transparent t-address. That transfer is public, so the amount you send can be seen on the Zcash chain. Zcash confirmations take most of the time: about 10 to 20 minutes until the deposit is credited, and usually 20 to 60 minutes until the XMR is sent. Your Monero wallet then holds the XMR for 10 confirmations, about 20 minutes, before it can be spent.

Tips for this swap

  • Receive at a new Monero subaddress (starts with 8). Outsiders cannot tell that it belongs to the same wallet as the other addresses you have handed out.
  • Give the t1 or t3 address the deposit comes from as your refund address, so a swap that cannot finish returns the ZEC to a wallet you control.
  • If your ZEC is shielded, unshield it to a fresh t-address rather than one you have used before, so the deposit is not tied to earlier transparent activity.

Can I swap Zcash to Monero without an account or KYC?

Yes. A ZEC to XMR swap involves no account, email or ID. Paste a Monero address for the payout, your t1 or t3 address for refunds, and send the ZEC at the floating rate shown.

What can an outside observer see in a ZEC to XMR swap?

On Zcash, the transparent deposit: the sending t-address, the amount and the time. On Monero, the payout looks like any other XMR transaction, with the sender, receiver and amount hidden.

Common mistakes with ZEC to XMR

  • A Monero address typed by hand (it is 95 characters): copy and paste it.
  • Sending from a shielded balance instead of a transparent t-address.
  • Reusing an old t-address that already links to other activity.

ZEC to XMR: questions and answers

Can you swap Zcash to Monero?
Yes. Pick ZEC and XMR in the box above, paste your Monero address and send the ZEC; the XMR goes straight to your wallet in about 20 to 60 minutes, with no account.
Where can I exchange ZEC for XMR?
On a no-account swap service like GhostSwap, or on the few exchanges that still list Monero in your country. A swap needs no sign-up: you send ZEC and receive XMR at the rate shown before you send.
Can I convert Zcash to Monero anonymously?
GhostSwap asks for no account, email or ID. Your ZEC deposit is still visible on the Zcash blockchain; the XMR you receive is private by default, and no account ties the two together.
Is XMR illegal in the USA?
No. No US law bans owning or swapping Monero. Some exchanges have stopped listing it, which is a business choice, not a ban; you are responsible for the rules where you live.
Why is XMR being delisted?
Some exchanges drop privacy coins because their local rules make listing them hard; Binance delisted XMR in February 2024, for example. Our Monero delistings tracker lists each one with its date and source.
Can I send ZEC from a shielded balance?
Send from a transparent address. If your ZEC is shielded, unshield the amount to a new t-address first, then send.
How can I swap Monero to Zcash?
Pick XMR and ZEC, paste your transparent Zcash address and send the XMR; the ZEC arrives in about 20 to 60 minutes, after 10 Monero confirmations. That direction has its own page: XMR to ZEC.
How long does it take to swap ZEC to XMR on GhostSwap?
Most ZEC to XMR swaps are paid out within 20–60 minutes: the ZEC deposit needs about 10–20 minutes to confirm on Zcash, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations).
How much is 1 ZEC in XMR?
At 22 Oct 2026, 23:44 UTC, 1 ZEC swapped to about 1.9990 XMR on GhostSwap, after the service fee. The minimum for this pair is about 0.025 ZEC. The Zcash network fee for sending the ZEC is paid separately, in ZEC. The rate floats with the market until your ZEC deposit confirms.
Can I send ZEC straight to my XMR address?
No. ZEC moves on Zcash and XMR on Monero, so ZEC can only be sent to a Zcash address. To swap, send the ZEC to the one-time deposit address GhostSwap shows, and the XMR is paid to the Monero address you enter, with no bridge or wrapped token.

What is Zcash? Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Zcash price today

What is Monero? Monero (XMR) is the leading privacy cryptocurrency and hides the sender, receiver and amount of every transaction by default. Monero price today