XRP to FDUSD: Exchange XRP for First Digital USD Without KYC

Send XRP on XRP Ledger and receive First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Swapping into FDUSD locks in a dollar value without selling on a centralized exchange.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XRP
XRP
FDUSD
FDUSD


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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XRP Logo
XRP
XRP
Price:
$1.41
24h Change:
-4.08%
Market Cap:
$88.89B
Volume (24h):
$2.50B
Circulating Supply:
63.09B XRP
First Digital USD Logo
FDUSD
First Digital USD
Price:
$0.9972
24h Change:
-0.15%
Market Cap:
$324.05M
Volume (24h):
$148.45M
Circulating Supply:
324.95M FDUSD

Data by CoinGecko

XRP to FDUSD Exchange Rate

1 XRP = 1.4139 FDUSD

The 1 XRP to First Digital USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XRP to FDUSD swap at a glance

Everything that is specific to swapping XRP to First Digital USD on GhostSwap.

XRPYou send · XRP Ledger network
First Digital USD (FDUSD)You receive · BEP-20 token on BNB Smart Chain

Swapping into FDUSD locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from XRP Ledger to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your FDUSD is sent
Network fee
Paid in XRPby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXRP on XRPSCAN · FDUSD on BscScan
Your FDUSD address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 XRP ≈ 1.4139 FDUSD1 FDUSD ≈ 0.707262 XRP · market prices, 8 Oct 2026
Deposit Destination Tag
Include it if shownCopy the Destination Tag from the deposit screen exactly.
  1. Send XRPA few seconds to confirm on XRP Ledger
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive FDUSDSent to your address; BNB Smart Chain confirms in under a minute
Facts checked 8 Oct 2026Reverse: FDUSD to XRP

Going the other way? Swap FDUSD to XRP

Other ways to get First Digital USD (FDUSD)

BTC to FDUSDETH to FDUSDUSDT to FDUSDUSDT TRC20 to FDUSDUSDC to FDUSDSOL to FDUSDLTC to FDUSDXMR to FDUSDZEC to FDUSDBNB to FDUSDDOGE to FDUSDTRX to FDUSDZRX to FDUSDAAVE to FDUSD

More XRP swaps

XRP to FILXRP to XLMXRP to PYUSDXRP to ZECXRP to LINKXRP to CROXRP to SOLXRP to USDTXRP to BTCXRP to LTCXRP to FLIPXRP to FLOKI

XRP to FDUSD Live Price Chart

XRP/FDUSD

Loading chart...

Reference market prices, updated live

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

FDUSD

What is First Digital USD?

First Digital USD (FDUSD) is a stablecoin pegged 1:1 to the U.S. Dollar, issued by First Digital Trust. It aims to provide a secure and regulated digital asset for transactions and payments. FDUSD operates on multiple blockchain networks, facilitating interoperability.

XRP → FDUSD

Why Swap XRP for FDUSD?

Swapping XRP to First Digital USD on GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

First Digital USD is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of XRP.

Stay in crypto

No need to cash out to a bank account. Your FDUSD is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts XRP to FDUSD directly.

No identity verification needed

Your XRP to First Digital USD conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XRP for FDUSD on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your XRP.

XRP

Convert XRP to First Digital USD

XRPFDUSD at market price
25XRP35.3476FDUSD
50XRP70.6952FDUSD
250XRP353.4759FDUSD
500XRP706.9519FDUSD
5,000XRP7,069.52FDUSD

At market prices of $1.4100 per XRP and $0.997239 per FDUSD (8 Oct 2026), 250 XRP is worth about 353.4759 FDUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

FDUSD

Convert First Digital USD to XRP

FDUSDXRP at market price
25FDUSD17.6815XRP
50FDUSD35.3631XRP
100FDUSD70.7262XRP
250FDUSD176.8154XRP
500FDUSD353.6309XRP
1,000FDUSD707.2617XRP
5,000FDUSD3,536.31XRP
10,000FDUSD7,072.62XRP

Going the other way, 500 FDUSD is worth about 353.6309 XRP at the same prices.

How to Exchange XRP to First Digital USD

Line Vector
Select Crypto Currency

Select XRP and FDUSD

Pick XRP in “You send” and FDUSD in “You get”, then enter the amount. The box shows how much FDUSD you get and the minimum XRP for this pair.

Select Wallet Address
Line Vector

Enter First Digital USD Address

Paste the BNB Smart Chain address that should receive the FDUSD (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)). Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send XRP

Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.

Receive Crypto

Receive First Digital USD

Your FDUSD is usually paid out 5–15 minutes after you send your XRP, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

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XRP to FDUSD: questions and answers

Everything you need to know about exchanging XRP to FDUSD on GhostSwap.

How long does it take to swap XRP to FDUSD on GhostSwap?
Most XRP to FDUSD swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the FDUSD is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 XRP in FDUSD?
1 XRP is worth about 1.4139 FDUSD at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the FDUSD network fee. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XRP to FDUSD?
No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the FDUSD, send XRP from your own wallet, and the FDUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting XRP to First Digital USD?
The GhostSwap fee is already included in the rate in the exchange box, so the FDUSD amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.
What wallet should I use to receive FDUSD?
To receive First Digital USD from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain network before starting the exchange. Double-check your FDUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the FDUSD address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending FDUSD to an address on another network can lose the coins.
Can I track my XRP to FDUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming FDUSD on BscScan (https://bscscan.com).
Is it safe to exchange XRP for FDUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the FDUSD is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.
Why swap XRP to FDUSD?
Converting XRP to First Digital USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my XRP to FDUSD exchange fails?
If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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