FDUSD to XLM: Exchange First Digital USD for Stellar Without KYC

Send First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It turns a dollar balance into Stellar in one step.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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FDUSD
FDUSD
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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First Digital USD Logo
FDUSD
First Digital USD
Price:
$0.9972
24h Change:
-0.15%
Market Cap:
$324.05M
Volume (24h):
$147.98M
Circulating Supply:
324.95M FDUSD
Stellar Logo
XLM
Stellar
Price:
$0.1990
24h Change:
-3.22%
Market Cap:
$6.97B
Volume (24h):
$178.74M
Circulating Supply:
35.04B XLM

Data by CoinGecko

FDUSD to XLM Exchange Rate

1 FDUSD = 5.0110 XLM

The 1 First Digital USD to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

FDUSD to XLM swap at a glance

Everything that is specific to swapping First Digital USD to Stellar on GhostSwap.

First Digital USD (FDUSD)You send · BEP-20 token on BNB Smart Chain
Stellar (XLM)You receive · Stellar network

It turns a dollar balance into Stellar in one step. It is a cross-chain swap from BNB Smart Chain to Stellar, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XLM is sent
Network fee
Paid in BNBkeep a little BNB too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageFDUSD on BscScan · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 FDUSD ≈ 5.0110 XLM1 XLM ≈ 0.199559 FDUSD · market prices, 8 Oct 2026
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send FDUSDUnder a minute to confirm on BNB Smart Chain
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XLM to FDUSD

Going the other way? Swap XLM to FDUSD

Other ways to get Stellar (XLM)

BTC to XLMETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMFIL to XLMFLIP to XLM

More FDUSD swaps

FDUSD to USDT AVAXFDUSD to XRPFDUSD to ZECFDUSD to ZRXFDUSD to AAVEFDUSD to ADAFDUSD to ALGOFDUSD to APEFDUSD to APTFDUSD to ARBFDUSD to ATOMFDUSD to AVAX

FDUSD to XLM Live Price Chart

FDUSD/XLM

Loading chart...

Reference market prices, updated live

FDUSD

What is First Digital USD?

First Digital USD (FDUSD) is a stablecoin pegged 1:1 to the U.S. Dollar, issued by First Digital Trust. It aims to provide a secure and regulated digital asset for transactions and payments. FDUSD operates on multiple blockchain networks, facilitating interoperability.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

FDUSD → XLM

Why Swap FDUSD for XLM?

Converting First Digital USD to Stellar on GhostSwap gets you XLM without signing up for a centralized exchange or completing KYC verification. Your FDUSD converts to XLM directly, with no identity requirements.

Get Stellar without an exchange account

Get Stellar without creating exchange accounts or submitting ID documents.

About Stellar

Stellar is used for fast, cheap cross-border payments. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 5–15 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange FDUSD for XLM on GhostSwap. Stellar fees are a tiny fraction of a cent.

FDUSD

Convert First Digital USD to Stellar

FDUSDXLM at market price
25FDUSD125.2760XLM
50FDUSD250.5520XLM
100FDUSD501.1041XLM
250FDUSD1,252.76XLM
500FDUSD2,505.52XLM
1,000FDUSD5,011.04XLM
5,000FDUSD25,055.20XLM
10,000FDUSD50,110.41XLM

At market prices of $0.997152 per FDUSD and $0.198991 per XLM (8 Oct 2026), 500 FDUSD is worth about 2,505.52 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to First Digital USD

XLMFDUSD at market price
100XLM19.9559FDUSD
250XLM49.8898FDUSD
500XLM99.7797FDUSD
1,000XLM199.5593FDUSD
2,500XLM498.8984FDUSD
5,000XLM997.7967FDUSD
25,000XLM4,988.98FDUSD
50,000XLM9,977.97FDUSD

Going the other way, 2,500 XLM is worth about 498.8984 FDUSD at the same prices.

How to Exchange First Digital USD to Stellar

Line Vector
Select Crypto Currency

Select FDUSD and XLM

Pick FDUSD in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum FDUSD for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the BNB Smart Chain address you send FDUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send First Digital USD

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 5–15 minutes after you send your FDUSD, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

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FDUSD to XLM: questions and answers

Everything you need to know about exchanging FDUSD to XLM on GhostSwap.

How long does it take to swap FDUSD to XLM on GhostSwap?
Most FDUSD to XLM swaps are paid out within 5–15 minutes: the FDUSD deposit needs under a minute to confirm on BNB Smart Chain, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 FDUSD in XLM?
1 FDUSD is worth about 5.0110 XLM at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your FDUSD deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange FDUSD to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send FDUSD from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting First Digital USD to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending FDUSD.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my FDUSD to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your FDUSD payment on BscScan (https://bscscan.com) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange FDUSD for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your FDUSD deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.
Why swap FDUSD to XLM?
Converting First Digital USD to Stellar moves dollar-pegged funds into Stellar. Stellar is used for fast, cheap cross-border payments. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my FDUSD to XLM exchange fails?
If a swap cannot be completed, the FDUSD is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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