XMR to FDUSD: Exchange Monero for First Digital USD Without KYC

Send Monero (XMR) and receive First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. The FDUSD arrives as an ordinary transfer on BNB Smart Chain, while the XMR you send stays private on its own chain.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XMR
XMR
FDUSD
FDUSD


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Monero Logo
XMR
Monero
Price:
$557.75
24h Change:
-1.25%
Market Cap:
$10.50B
Volume (24h):
$115.04M
Circulating Supply:
18.81M XMR
First Digital USD Logo
FDUSD
First Digital USD
Price:
$0.9972
24h Change:
-0.15%
Market Cap:
$324.03M
Volume (24h):
$148.50M
Circulating Supply:
324.95M FDUSD

Data by CoinGecko

XMR to FDUSD Exchange Rate

1 XMR = 559.3380 FDUSD

The 1 Monero to First Digital USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XMR to FDUSD swap at a glance

Everything that is specific to swapping Monero to First Digital USD on GhostSwap.

Monero (XMR)You send · Monero network
First Digital USD (FDUSD)You receive · BEP-20 token on BNB Smart Chain

The FDUSD arrives as an ordinary transfer on BNB Smart Chain, while the XMR you send stays private on its own chain. It is a cross-chain swap from Monero to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your FDUSD is sent
Network fee
Paid in XMRby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageFDUSD on BscScan
Your FDUSD address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 XMR ≈ 559.3380 FDUSD1 FDUSD ≈ 0.001788 XMR · market prices, 8 Oct 2026
Minimum
About 0.054 XMRThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive FDUSDSent to your address; BNB Smart Chain confirms in under a minute
Facts checked 8 Oct 2026Reverse: FDUSD to XMR

How much FDUSD do you get for XMR?

GhostSwap quotes at 8 Oct 2026, 07:59 UTC. What lands in your wallet: service fee and FDUSD network fee already deducted.

Fees included
0.2XMR
109.5868FDUSD
1XMR
550.5715FDUSD
5XMR
2,755.37FDUSD

The rate floats with the market until your XMR deposit confirms. The minimum for this pair is about 0.054 XMR. Enter any amount in the exchange box above for a live quote; no account needed.

XMR to FDUSD Live Price Chart

XMR/FDUSD

Loading chart...

Reference market prices, updated live

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

FDUSD

What is First Digital USD?

First Digital USD (FDUSD) is a stablecoin pegged 1:1 to the U.S. Dollar, issued by First Digital Trust. It aims to provide a secure and regulated digital asset for transactions and payments. FDUSD operates on multiple blockchain networks, facilitating interoperability.

XMR → FDUSD

Why Swap XMR for FDUSD?

Converting Monero to First Digital USD on GhostSwap lets you move from a privacy-focused cryptocurrency into a more widely traded asset without exposing your identity. Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. Swapping XMR to FDUSD without KYC means there is no account or identity linking your private holdings to your new First Digital USD.

Access wider trading pairs and liquidity

First Digital USD is widely listed, giving you more options for trading, spending, or converting to fiat.

Maintain your privacy chain

Your FDUSD arrives as a fresh transaction on the BNB Smart Chain blockchain with no visible connection to your XMR holdings. No KYC means no identity link.

About First Digital USD

First Digital USD is a stablecoin on BNB Smart Chain.

No account or identity required

GhostSwap requires no sign-up, no KYC, and no personal information. Your XMR to FDUSD swap needs no account or ID.

Exchange XMR for FDUSD on GhostSwap: your First Digital USD is usually paid out 20–60 minutes after you send. No registration and no verification for standard swaps.

XMR

Convert Monero to First Digital USD

XMRFDUSD at market price
0.054XMR30.2042FDUSD
0.1XMR55.9338FDUSD
0.2XMR111.8676FDUSD
0.5XMR279.6690FDUSD
1XMR559.3380FDUSD
2.5XMR1,398.34FDUSD
10XMR5,593.38FDUSD
25XMR13,983.45FDUSD

At market prices of $557.7500 per XMR and $0.997161 per FDUSD (8 Oct 2026), 1 XMR is worth about 559.3380 FDUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

FDUSD

Convert First Digital USD to Monero

FDUSDXMR at market price
25FDUSD0.044696XMR
50FDUSD0.089391XMR
100FDUSD0.178783XMR
250FDUSD0.446957XMR
500FDUSD0.893914XMR
1,000FDUSD1.7878XMR
5,000FDUSD8.9391XMR
10,000FDUSD17.8783XMR

Going the other way, 500 FDUSD is worth about 0.893914 XMR at the same prices.

How to Exchange Monero to First Digital USD

Line Vector
Select Crypto Currency

Select XMR and FDUSD

Pick XMR in “You send” and FDUSD in “You get”, then enter the amount. The box shows how much FDUSD you get and the minimum XMR for this pair.

Select Wallet Address
Line Vector

Enter First Digital USD Address

Paste the BNB Smart Chain address that should receive the FDUSD (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)). Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Monero

Send exactly the amount shown from your own Monero wallet to the one-time deposit address.

Receive Crypto

Receive First Digital USD

Your FDUSD is usually paid out 20–60 minutes after you send your XMR, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

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XMR to FDUSD: questions and answers

Everything you need to know about exchanging XMR to FDUSD on GhostSwap.

How long does it take to swap XMR to FDUSD on GhostSwap?
Most XMR to FDUSD swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the FDUSD is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.
How much FDUSD do I get for 5 XMR?
At 8 Oct 2026, 07:59 UTC, 5 XMR swapped to about 2,755.37 FDUSD on GhostSwap, after the service fee and the FDUSD network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
Do I need KYC or an account to exchange XMR to FDUSD?
No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the FDUSD, send XMR from your own wallet, and the FDUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Monero to First Digital USD?
The GhostSwap fee is already included in the rate in the exchange box, so the FDUSD amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.
What wallet should I use to receive FDUSD?
To receive First Digital USD from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain network before starting the exchange. Double-check your FDUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the FDUSD address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending FDUSD to an address on another network can lose the coins.
Can I track my XMR to FDUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming FDUSD on BscScan (https://bscscan.com).
Is it safe to exchange XMR for FDUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the FDUSD is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.
Will my FDUSD be linked to my XMR?
Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. The FDUSD you receive will appear as a fresh transaction on the BNB Smart Chain blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.
Why swap XMR to FDUSD?
Converting Monero to First Digital USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my XMR to FDUSD exchange fails?
If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.