XMR to FDUSD: Exchange Monero for First Digital USD Without KYC

Exchange XMR to FDUSD: send Monero (XMR) and receive First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. The FDUSD arrives as an ordinary transfer on BNB Smart Chain, while the XMR you send stays private on its own chain.

Updated 19 October 2026

  • 20–60 min
  • No account · No KYC
  • Paid to your wallet
  • Fees included in quote
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XMR
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FDUSD
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⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Monero Logo
XMR
Monero
Price:
$607.43
24h Change:
-5.79%
Market Cap:
$11.43B
Volume (24h):
$166.51M
Circulating Supply:
18.82M XMR
First Digital USD Logo
FDUSD
First Digital USD
Price:
$0.9972
24h Change:
-0.04%
Market Cap:
$303.78M
Volume (24h):
$70.62M
Circulating Supply:
304.63M FDUSD

Data by CoinGecko

XMR to FDUSD Exchange Rate

1 XMR = 609.1319 FDUSD

The 1 Monero to First Digital USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XMR to FDUSD swap at a glance

Everything that is specific to swapping Monero to First Digital USD on GhostSwap.

Monero (XMR)You send · Monero network
First Digital USD (FDUSD)You receive · BEP-20 token on BNB Smart Chain

The FDUSD arrives as an ordinary transfer on BNB Smart Chain, while the XMR you send stays private on its own chain. It is a cross-chain swap from Monero to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your FDUSD is sent
Network fee
Paid in XMRby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageFDUSD on BscScan
Your FDUSD address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 XMR ≈ 609.1319 FDUSD1 FDUSD ≈ 0.001642 XMR · market prices, 23 Oct 2026
Minimum
About 0.05 XMRThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive FDUSDSent to your address; BNB Smart Chain confirms in under a minute
Facts checked 23 Oct 2026Reverse: FDUSD to XMR

How much FDUSD do I get for XMR?

GhostSwap quotes at 23 Oct 2026, 08:08 UTC. What lands in your wallet: service fee and FDUSD network fee already deducted.

After all fees
0.2XMR
119.8700FDUSD
1XMR
602.0837FDUSD
2.5XMR
1,506.15FDUSD

The rate floats with the market until your XMR deposit confirms. The minimum for this pair is about 0.05 XMR. Enter any amount in the exchange box above for a live quote; no account needed.

XMR to FDUSD at the market rate, before fees

XMRFDUSD, market rate, before fees
0.05 XMR30.4566 FDUSD
0.1 XMR60.9132 FDUSD
0.2 XMR121.8264 FDUSD
0.5 XMR304.5660 FDUSD
1 XMR609.1319 FDUSD
2.5 XMR1,522.83 FDUSD
10 XMR6,091.32 FDUSD
25 XMR15,228.30 FDUSD

Market prices of $607.4300 per XMR and $0.997206 per FDUSD on 23 Oct 2026. The box above shows the amount after all fees.

XMR to FDUSD price chart, market rate before fees

XMR/FDUSD

Loading chart...

How do I exchange XMR to FDUSD?

  1. Pick XMR and FDUSD

    Pick XMR in “You send” and FDUSD in “You get”, then enter the amount. The box shows how much FDUSD you get after all fees, and the minimum for this pair.

  2. Paste your BNB Smart Chain address

    Paste the BNB Smart Chain address that should receive the FDUSD: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets that work: Trust Wallet, MetaMask or Rabby. Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.

  3. Send XMR on Monero

    Send exactly the amount shown from your own Monero wallet to the one-time deposit address, on the Monero network.

  4. Receive FDUSD

    Your FDUSD is usually paid out 20–60 minutes after you send your XMR, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

Common mistakes with XMR to FDUSD

  • Sending XMR from a wallet that is not fully synced.
  • Leaving too little XMR in the wallet for the network fee.
  • Pasting an address from another network: the FDUSD address starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum).

XMR to FDUSD: questions and answers

Everything you need to know about exchanging XMR to FDUSD on GhostSwap.

Can you swap Monero to First Digital USD?
Yes. Pick XMR and FDUSD in the box above, paste your BNB Smart Chain address and send the XMR; the FDUSD goes straight to your wallet in about 20 to 60 minutes, with no account.
Where can I exchange XMR for FDUSD?
On a no-account swap service like GhostSwap, or on the few exchanges that still list Monero in your country. A swap needs no sign-up: you send XMR and receive FDUSD at the rate shown before you send.
Can I convert Monero to First Digital USD anonymously?
GhostSwap asks for no account, email or ID. Your XMR deposit is private on the Monero blockchain; the FDUSD payout is public on BNB Smart Chain, so receive it at a new address that has no history.
Is XMR illegal in the USA?
No. No US law bans owning or swapping Monero. Some exchanges have stopped listing it, which is a business choice, not a ban; you are responsible for the rules where you live.
Why is XMR being delisted?
Some exchanges drop privacy coins because their local rules make listing them hard; Binance delisted XMR in February 2024, for example. Our Monero delistings tracker lists each one with its date and source.
How long does it take to swap XMR to FDUSD on GhostSwap?
Most XMR to FDUSD swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the FDUSD is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 XMR in FDUSD?
At 23 Oct 2026, 08:08 UTC, 1 XMR swapped to about 602.0837 FDUSD on GhostSwap, after the service fee. The minimum for this pair is about 0.05 XMR. The rate floats with the market until your XMR deposit confirms, so the exchange box shows the exact amount before you send.
What are the fees for converting Monero to First Digital USD?
The GhostSwap fee is already included in the rate in the exchange box, so the FDUSD amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.
What wallet should I use to receive FDUSD?
To receive First Digital USD from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain network before starting the exchange. Double-check your FDUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the FDUSD address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending FDUSD to an address on another network can lose the coins.

What is Monero? Monero (XMR) is the leading privacy cryptocurrency and hides the sender, receiver and amount of every transaction by default. Monero price today

What is First Digital USD? First Digital USD (FDUSD) is a stablecoin pegged 1:1 to the U.S.

More XMR and FDUSD pages

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