ALGO to XLM: Exchange Algorand for Stellar Without KYC

Send Algorand (ALGO) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Algorand to Stellar, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
ALGO
ALGO
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Algorand Logo
ALGO
Algorand
Price:
$0.1255
24h Change:
4.94%
Market Cap:
$1.14B
Volume (24h):
$63.51M
Circulating Supply:
9.06B ALGO
Stellar Logo
XLM
Stellar
Price:
$0.1990
24h Change:
-3.43%
Market Cap:
$6.97B
Volume (24h):
$176.32M
Circulating Supply:
35.04B XLM

Data by CoinGecko

ALGO to XLM Exchange Rate

1 ALGO = 0.630817 XLM

The 1 Algorand to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

ALGO to XLM swap at a glance

Everything that is specific to swapping Algorand to Stellar on GhostSwap.

Algorand (ALGO)You send · Algorand network
Stellar (XLM)You receive · Stellar network

It is a cross-chain swap from Algorand to Stellar, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XLM is sent
Network fee
Paid in ALGOby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageALGO on Allo · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 ALGO ≈ 0.630817 XLM1 XLM ≈ 1.5852 ALGO · market prices, 8 Oct 2026
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send ALGOUnder a minute to confirm on Algorand
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XLM to ALGO

Going the other way? Swap XLM to ALGO

Other ways to get Stellar (XLM)

BTC to XLMETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMAPE to XLMAPT to XLM

More ALGO swaps

ALGO to USDCALGO to XMRALGO to ETHALGO to USDT SOLALGO to LEOALGO to HBARALGO to BNBALGO to TAOALGO to USDT TRC20ALGO to SOLALGO to XRPALGO to XTZ

ALGO to XLM Live Price Chart

ALGO/XLM

Loading chart...

Reference market prices, updated live

ALGO

What is Algorand?

Algorand (ALGO) is a scalable blockchain platform designed for speed, security, and true decentralization. Founded by MIT professor and Turing Award winner Silvio Micali, Algorand uses a pure proof-of-stake consensus mechanism that achieves instant finality — meaning transactions are confirmed and irreversible in seconds. ALGO is used for transaction fees, staking, and governance. The platform is particularly popular for real-world asset tokenization, central bank digital currencies (CBDCs), and carbon credit markets.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

ALGO → XLM

Why Swap ALGO for XLM?

Converting Algorand to Stellar on GhostSwap moves your funds from ALGO into XLM without KYC or account creation. Algorand is used for fast, low-cost payments and smart contracts. Stellar is used for fast, cheap cross-border payments.

Two different networks

ALGO runs on Algorand and XLM on Stellar; GhostSwap swaps between them in one step.

About Stellar

Stellar is used for fast, cheap cross-border payments.

No KYC or exchange accounts

GhostSwap processes your ALGO to XLM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange ALGO for XLM on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

ALGO

Convert Algorand to Stellar

ALGOXLM at market price
250ALGO157.7043XLM
500ALGO315.4085XLM
1,000ALGO630.8170XLM
2,500ALGO1,577.04XLM
5,000ALGO3,154.09XLM
10,000ALGO6,308.17XLM
50,000ALGO31,540.85XLM
100,000ALGO63,081.70XLM

At market prices of $0.125537 per ALGO and $0.199007 per XLM (8 Oct 2026), 5,000 ALGO is worth about 3,154.09 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to Algorand

XLMALGO at market price
100XLM158.5246ALGO
250XLM396.3114ALGO
500XLM792.6229ALGO
1,000XLM1,585.25ALGO
2,500XLM3,963.11ALGO
5,000XLM7,926.23ALGO
25,000XLM39,631.14ALGO
50,000XLM79,262.29ALGO

Going the other way, 2,500 XLM is worth about 3,963.11 ALGO at the same prices.

How to Exchange Algorand to Stellar

Line Vector
Select Crypto Currency

Select ALGO and XLM

Pick ALGO in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum ALGO for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the Algorand address you send ALGO from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Algorand

Send exactly the amount shown from your own Algorand wallet to the one-time deposit address.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 5–15 minutes after you send your ALGO, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

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WIF
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POPCAT
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DOGE
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ALGO to XLM: questions and answers

Everything you need to know about exchanging ALGO to XLM on GhostSwap.

How long does it take to swap ALGO to XLM on GhostSwap?
Most ALGO to XLM swaps are paid out within 5–15 minutes: the ALGO deposit needs under a minute to confirm on Algorand, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 ALGO in XLM?
1 ALGO is worth about 0.630817 XLM at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your ALGO deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange ALGO to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send ALGO from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Algorand to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, the Algorand network fee for your deposit is paid in ALGO by your wallet.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my ALGO to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ALGO payment on Allo (https://allo.info) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange ALGO for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your ALGO deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.
How does a cross-chain ALGO to XLM swap work?
Algorand lives on Algorand and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your ALGO on Algorand and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.
What happens if my ALGO to XLM exchange fails?
If a swap cannot be completed, the ALGO is refunded to the Algorand address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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