XRP to ALGO: Exchange XRP for Algorand Without KYC

Send XRP on XRP Ledger and receive Algorand (ALGO) in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to Algorand, with no bridge and no wrapped tokens.

  • within minutes
  • No account · No KYC
  • Paid to your wallet
  • Fees included in quote
Crypto Exchange
Buy Crypto
XRP
XRP
ALGO
ALGO


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XRP Logo
XRP
XRP
Price:
$1.25
24h Change:
-0.04%
Market Cap:
$79.06B
Volume (24h):
$1.39B
Circulating Supply:
63.35B XRP
Algorand Logo
ALGO
Algorand
Price:
$0.0911
24h Change:
-3.08%
Market Cap:
$827.22M
Volume (24h):
$32.19M
Circulating Supply:
9.08B ALGO

Data by CoinGecko

XRP to ALGO Exchange Rate

1 XRP = 13.7149 ALGO

The 1 XRP to Algorand reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XRP to ALGO swap at a glance

Everything that is specific to swapping XRP to Algorand on GhostSwap.

XRPYou send · XRP Ledger network
Algorand (ALGO)You receive · Algorand network

It is a cross-chain swap from XRP Ledger to Algorand, with no bridge and no wrapped tokens.

Swap time
within minutesdepends on network confirmations
Network fee
Paid in XRPby your wallet
Account / KYC
NoneNo sign-up, email or ID
Tracking
Live status pageXRP on XRPSCAN · ALGO on Allo
Your ALGO address
Algorand addressIt is 58 characters of capital letters and digits. Wallets: Pera or Defly.
Reference rate
1 XRP ≈ 13.7149 ALGO1 ALGO ≈ 0.072914 XRP · market prices, 3 Nov 2026
Deposit Destination Tag
Include it if shownCopy the Destination Tag from the deposit screen exactly.
  1. Send XRPA few seconds to confirm on XRP Ledger
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive ALGOSent to your address; Algorand confirms in under a minute
Facts checked 3 Nov 2026Reverse: ALGO to XRP

XRP to ALGO Live Price Chart

XRP/ALGO

Loading chart...

Reference market prices, updated live

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

ALGO

What is Algorand?

Algorand (ALGO) is a scalable blockchain platform designed for speed, security, and true decentralization. Founded by MIT professor and Turing Award winner Silvio Micali, Algorand uses a pure proof-of-stake consensus mechanism that achieves instant finality, meaning transactions are confirmed and irreversible in seconds. ALGO is used for transaction fees, staking, and governance. The platform is particularly popular for real-world asset tokenization, central bank digital currencies (CBDCs), and carbon credit markets.

XRP → ALGO

Why Swap XRP for ALGO?

Converting XRP to Algorand on GhostSwap moves your funds from XRP into ALGO without KYC or account creation. XRP is used for fast cross-border payments and remittances. Algorand is used for fast, low-cost payments and smart contracts.

Two different networks

XRP runs on XRP Ledger and ALGO on Algorand; GhostSwap swaps between them in one step.

About Algorand

Algorand is used for fast, low-cost payments and smart contracts.

No KYC or exchange accounts

GhostSwap processes your XRP to ALGO swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XRP for ALGO on GhostSwap. Most swaps finish within minutes, with no registration and no verification.

XRP

Convert XRP to Algorand

XRPALGO at market price
25XRP342.8716ALGO
50XRP685.7431ALGO
100XRP1,371.49ALGO
250XRP3,428.72ALGO
500XRP6,857.43ALGO
1,000XRP13,714.86ALGO
5,000XRP68,574.31ALGO
10,000XRP137,148.63ALGO

At market prices of $1.2500 per XRP and $0.091142 per ALGO (3 Nov 2026), 500 XRP is worth about 6,857.43 ALGO. Your exact amount, after network fees, is shown in the exchange box before you send.

ALGO

Convert Algorand to XRP

ALGOXRP at market price
250ALGO18.2284XRP
500ALGO36.4568XRP
1,000ALGO72.9136XRP
2,500ALGO182.2840XRP
5,000ALGO364.5680XRP
10,000ALGO729.1360XRP
50,000ALGO3,645.68XRP
100,000ALGO7,291.36XRP

Going the other way, 5,000 ALGO is worth about 364.5680 XRP at the same prices.

How to Exchange XRP to Algorand

Line Vector
Select Crypto Currency

Select XRP and ALGO

Pick XRP in “You send” and ALGO in “You get”, then enter the amount. The box shows how much ALGO you get and the minimum XRP for this pair.

Select Wallet Address
Line Vector

Enter Algorand Address

Paste the Algorand address that should receive the ALGO (it is 58 characters of capital letters and digits). Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send XRP

Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.

Receive Crypto

Receive Algorand

Your ALGO is paid out once your XRP deposit confirms, and Algorand then confirms it in under a minute. Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

XRP to ALGO: questions and answers

Everything you need to know about exchanging XRP to ALGO on GhostSwap.

How long does it take to swap XRP to ALGO on GhostSwap?
Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. Your XRP deposit needs a few seconds to confirm on XRP Ledger; after that the ALGO is sent to your wallet and Algorand confirms it in under a minute. Busy networks can add a few minutes.
How much is 1 XRP in ALGO?
1 XRP is worth about 13.7149 ALGO at the market rate, before fees (market prices, 3 Nov 2026). GhostSwap's quote in the exchange box already includes the service fee and the ALGO network fee. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XRP to ALGO?
No. GhostSwap has no accounts: you paste the Algorand address that should receive the ALGO, send XRP from your own wallet, and the ALGO goes straight to that address. No email, phone number or ID upload.
What are the fees for converting XRP to Algorand?
The GhostSwap fee is already included in the rate in the exchange box, so the ALGO amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.
What wallet should I use to receive ALGO?
To receive Algorand from your swap, we recommend using Pera or Defly. Make sure your wallet supports the Algorand network before starting the exchange. Double-check your ALGO address before confirming, cryptocurrency transactions cannot be reversed.
What format is the ALGO address?
Use an Algorand address: it is 58 characters of capital letters and digits. Copy it from your wallet and paste it; never type it by hand.
Can I track my XRP to ALGO swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming ALGO on Allo (https://allo.info).
Is it safe to exchange XRP for ALGO on GhostSwap?
GhostSwap has no accounts and no stored balance: your XRP deposit is converted and the ALGO is sent straight to the Algorand address you enter, so check that address twice, Algorand transfers cannot be reversed.
How does a cross-chain XRP to ALGO swap work?
XRP lives on XRP Ledger and Algorand on Algorand, two separate blockchains. Instead of a bridge, GhostSwap takes your XRP on XRP Ledger and pays native ALGO on Algorand, so you never hold a wrapped token or pay bridge fees.
What happens if my XRP to ALGO exchange fails?
If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.