XRP to ALGO: Exchange XRP for Algorand Without KYC

Send XRP on XRP Ledger and receive Algorand (ALGO) in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to Algorand, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XRP
XRP
ALGO
ALGO


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XRP Logo
XRP
XRP
Price:
$1.40
24h Change:
-0.50%
Market Cap:
$88.32B
Volume (24h):
$670.70M
Circulating Supply:
63.13B XRP
Algorand Logo
ALGO
Algorand
Price:
$0.1242
24h Change:
4.93%
Market Cap:
$1.13B
Volume (24h):
$63.15M
Circulating Supply:
9.07B ALGO

Data by CoinGecko

XRP to ALGO Exchange Rate

1 XRP = 11.2759 ALGO

The 1 XRP to Algorand reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XRP to ALGO swap at a glance

Everything that is specific to swapping XRP to Algorand on GhostSwap.

XRPYou send · XRP Ledger network
Algorand (ALGO)You receive · Algorand network

It is a cross-chain swap from XRP Ledger to Algorand, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your ALGO is sent
Network fee
Paid in XRPby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXRP on XRPSCAN · ALGO on Allo
Your ALGO address
Algorand addressIt is 58 characters of capital letters and digits. Wallets: Pera or Defly.
Reference rate
1 XRP ≈ 11.2759 ALGO1 ALGO ≈ 0.088685 XRP · market prices, 11 Oct 2026
Deposit Destination Tag
Include it if shownCopy the Destination Tag from the deposit screen exactly.
  1. Send XRPA few seconds to confirm on XRP Ledger
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive ALGOSent to your address; Algorand confirms in under a minute
Facts checked 11 Oct 2026Reverse: ALGO to XRP

XRP to ALGO Live Price Chart

XRP/ALGO

Loading chart...

Reference market prices, updated live

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

ALGO

What is Algorand?

Algorand (ALGO) is a scalable blockchain platform designed for speed, security, and true decentralization. Founded by MIT professor and Turing Award winner Silvio Micali, Algorand uses a pure proof-of-stake consensus mechanism that achieves instant finality — meaning transactions are confirmed and irreversible in seconds. ALGO is used for transaction fees, staking, and governance. The platform is particularly popular for real-world asset tokenization, central bank digital currencies (CBDCs), and carbon credit markets.

XRP → ALGO

Why Swap XRP for ALGO?

Converting XRP to Algorand on GhostSwap moves your funds from XRP into ALGO without KYC or account creation. XRP is used for fast cross-border payments and remittances. Algorand is used for fast, low-cost payments and smart contracts.

Two different networks

XRP runs on XRP Ledger and ALGO on Algorand; GhostSwap swaps between them in one step.

About Algorand

Algorand is used for fast, low-cost payments and smart contracts.

No KYC or exchange accounts

GhostSwap processes your XRP to ALGO swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XRP for ALGO on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

XRP

Convert XRP to Algorand

XRPALGO at market price
25XRP281.8966ALGO
50XRP563.7932ALGO
250XRP2,818.97ALGO
500XRP5,637.93ALGO
5,000XRP56,379.32ALGO

At market prices of $1.4000 per XRP and $0.124159 per ALGO (11 Oct 2026), 250 XRP is worth about 2,818.97 ALGO. Your exact amount, after network fees, is shown in the exchange box before you send.

ALGO

Convert Algorand to XRP

ALGOXRP at market price
250ALGO22.1713XRP
500ALGO44.3425XRP
1,000ALGO88.6850XRP
2,500ALGO221.7125XRP
5,000ALGO443.4250XRP
10,000ALGO886.8500XRP
50,000ALGO4,434.25XRP
100,000ALGO8,868.50XRP

Going the other way, 5,000 ALGO is worth about 443.4250 XRP at the same prices.

How to Exchange XRP to Algorand

Line Vector
Select Crypto Currency

Select XRP and ALGO

Pick XRP in “You send” and ALGO in “You get”, then enter the amount. The box shows how much ALGO you get and the minimum XRP for this pair.

Select Wallet Address
Line Vector

Enter Algorand Address

Paste the Algorand address that should receive the ALGO (it is 58 characters of capital letters and digits). Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send XRP

Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address.

Receive Crypto

Receive Algorand

Your ALGO is usually paid out 5–15 minutes after you send your XRP, and Algorand then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

XRP to ALGO: questions and answers

Everything you need to know about exchanging XRP to ALGO on GhostSwap.

How long does it take to swap XRP to ALGO on GhostSwap?
Most XRP to ALGO swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the ALGO is sent to your wallet, and Algorand confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 XRP in ALGO?
1 XRP is worth about 11.2759 ALGO at the market rate, before fees (market prices, 11 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the ALGO network fee. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XRP to ALGO?
No. GhostSwap has no accounts: you paste the Algorand address that should receive the ALGO, send XRP from your own wallet, and the ALGO goes straight to that address. No email, phone number or ID upload.
What are the fees for converting XRP to Algorand?
The GhostSwap fee is already included in the rate in the exchange box, so the ALGO amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.
What wallet should I use to receive ALGO?
To receive Algorand from your swap, we recommend using Pera or Defly. Make sure your wallet supports the Algorand network before starting the exchange. Double-check your ALGO address before confirming, cryptocurrency transactions cannot be reversed.
What format is the ALGO address?
Use an Algorand address: it is 58 characters of capital letters and digits. Copy it from your wallet and paste it; never type it by hand.
Can I track my XRP to ALGO swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming ALGO on Allo (https://allo.info).
Is it safe to exchange XRP for ALGO on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the ALGO is sent straight to the Algorand address you enter, so check that address twice, Algorand transfers cannot be reversed.
How does a cross-chain XRP to ALGO swap work?
XRP lives on XRP Ledger and Algorand on Algorand, two separate blockchains. Instead of a bridge, GhostSwap takes your XRP on XRP Ledger and pays native ALGO on Algorand, so you never hold a wrapped token or pay bridge fees.
What happens if my XRP to ALGO exchange fails?
If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.