RAY to XLM: Exchange Raydium for Stellar Without KYC

Send Raydium (RAY, an SPL token on Solana) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Solana to Stellar, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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RAY
RAY
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Raydium Logo
RAY
Raydium
Price:
$2.48
24h Change:
14.05%
Market Cap:
$668.27M
Volume (24h):
$225.32M
Circulating Supply:
269.86M RAY
Stellar Logo
XLM
Stellar
Price:
$0.1993
24h Change:
-2.79%
Market Cap:
$6.98B
Volume (24h):
$178.94M
Circulating Supply:
35.04B XLM

Data by CoinGecko

RAY to XLM Exchange Rate

1 RAY = 12.4455 XLM

The 1 Raydium to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

RAY to XLM swap at a glance

Everything that is specific to swapping Raydium to Stellar on GhostSwap.

Raydium (RAY)You send · SPL token on Solana
Stellar (XLM)You receive · Stellar network

It is a cross-chain swap from Solana to Stellar, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XLM is sent
Network fee
Paid in SOLkeep a little SOL too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageRAY on Solscan · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 RAY ≈ 12.4455 XLM1 XLM ≈ 0.080350 RAY · market prices, 8 Oct 2026
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send RAYUnder a minute to confirm on Solana
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XLM to RAY

Going the other way? Swap XLM to RAY

Other ways to get Stellar (XLM)

BTC to XLMETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMRENDER to XLMRLUSD to XLM

More RAY swaps

RAY to USDT BEP20RAY to CRORAY to TAORAY to XRPRAY to XTZRAY to ZECRAY to ZRXRAY to AAVERAY to ADARAY to ALGORAY to APERAY to APT

RAY to XLM Live Price Chart

RAY/XLM

Loading chart...

Reference market prices, updated live

RAY

What is Raydium?

Raydium (RAY) is an automated market maker (AMM) and liquidity provider built on the Solana blockchain for the Serum decentralized exchange (DEX). It offers fast transactions and low fees. RAY tokens are used for staking, governance, and earning rewards within the platform.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

RAY → XLM

Why Swap RAY for XLM?

Converting Raydium to Stellar on GhostSwap moves your funds from RAY into XLM without KYC or account creation. Raydium is used for fees and rewards on the Raydium DEX on Solana. Stellar is used for fast, cheap cross-border payments.

Two different networks

RAY runs on Solana and XLM on Stellar; GhostSwap swaps between them in one step.

About Stellar

Stellar is used for fast, cheap cross-border payments.

No KYC or exchange accounts

GhostSwap processes your RAY to XLM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange RAY for XLM on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

RAY

Convert Raydium to Stellar

RAYXLM at market price
10RAY124.4549XLM
25RAY311.1372XLM
50RAY622.2744XLM
100RAY1,244.55XLM
250RAY3,111.37XLM
500RAY6,222.74XLM
2,500RAY31,113.72XLM
5,000RAY62,227.44XLM

At market prices of $2.4800 per RAY and $0.199269 per XLM (8 Oct 2026), 250 RAY is worth about 3,111.37 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to Raydium

XLMRAY at market price
100XLM8.0350RAY
250XLM20.0876RAY
500XLM40.1752RAY
1,000XLM80.3504RAY
2,500XLM200.8760RAY
5,000XLM401.7520RAY
25,000XLM2,008.76RAY
50,000XLM4,017.52RAY

Going the other way, 2,500 XLM is worth about 200.8760 RAY at the same prices.

How to Exchange Raydium to Stellar

Line Vector
Select Crypto Currency

Select RAY and XLM

Pick RAY in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum RAY for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the Solana address you send RAY from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Raydium

Send exactly the amount shown from your own Solana wallet to the one-time deposit address. Keep a little SOL in that wallet for the network fee.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 5–15 minutes after you send your RAY, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

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RAY to XLM: questions and answers

Everything you need to know about exchanging RAY to XLM on GhostSwap.

How long does it take to swap RAY to XLM on GhostSwap?
Most RAY to XLM swaps are paid out within 5–15 minutes: the RAY deposit needs under a minute to confirm on Solana, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 RAY in XLM?
1 RAY is worth about 12.4455 XLM at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your RAY deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange RAY to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send RAY from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Raydium to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, your wallet needs a little SOL to pay the Solana network fee for sending RAY.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my RAY to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RAY payment on Solscan (https://solscan.io) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange RAY for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your RAY deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.
How does a cross-chain RAY to XLM swap work?
Raydium lives on Solana and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your RAY on Solana and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.
What happens if my RAY to XLM exchange fails?
If a swap cannot be completed, the RAY is refunded to the Solana address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap RAY to other coins

RAY
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BTC
RAY
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ETH
RAY
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SOL
RAY
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BNB
RAY
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XRP
RAY
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ADA
RAY
to
DOGE
RAY
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TRX
RAY
to
LINK
RAY
to
USDC
RAY
to
USDT
RAY
to
USDT TRC20
RAY
to
USDC BEP20
RAY
to
USDC SOL
RAY
to
USDT BEP20
RAY
to
USDT SOL
RAY
to
USDT AVAX
RAY
to
USDT Polygon
RAY
to
PYUSD
RAY
to
FDUSD
RAY
to
XMR
RAY
to
ZEC
RAY
to
DASH
RAY
to
SHIB
RAY
to
AVAX
RAY
to
SUI
RAY
to
PEPE
RAY
to
BCH
RAY
to
DOT
RAY
to
LTC
RAY
to
UNI
RAY
to
CRO
RAY
to
XLM
RAY
to
ICP
RAY
to
WIF
RAY
to
ETC
RAY
to
POL
RAY
to
ATOM
RAY
to
NEAR BEP20
RAY
to
NEAR
RAY
to
APT
RAY
to
ARB
RAY
to
OP
RAY
to
FIL
RAY
to
ALGO
RAY
to
BONK
RAY
to
INJ
RAY
to
VET
RAY
to
HBAR
RAY
to
KAS
RAY
to
ZRX
RAY
to
AAVE
RAY
to
APE
RAY
to
BABYDOGE
RAY
to
BEAMX
RAY
to
BOME
RAY
to
BRETT
RAY
to
BTT
RAY
to
DEGEN
RAY
to
DRIFT
RAY
to
ELON
RAY
to
FLOKI
RAY
to
IMX
RAY
to
JUP
RAY
to
MEW
RAY
to
NOT
RAY
to
ORCA
RAY
to
PONKE
RAY
to
POPCAT
RAY
to
RENDER
RAY
to
SAND
RAY
to
SUNDOG
RAY
to
TAO
RAY
to
THETA
RAY
to
TIA