XLM to PYUSD Exchange | Convert Stellar to PayPal USD – GhostSwap

Exchange Stellar to PayPal USD (XLM to PYUSD) Instantly Without KYC

Looking to exchange Stellar (XLM) to PayPal USD (PYUSD) securely? At GhostSwap, the best Stellar to PayPal USD exchange platform, we make it easy with no KYC required, allowing you to convert XLM to PYUSD quickly and hassle-free

Crypto Exchange
Buy Crypto
Minimum: 0.00001 XLM
Maximum: 2 XLM
XLM
XLM
PYUSD
PYUSD


Coindesk Partner
CryptoNews
CoinGape
CryptoPotato
Bitcoin
Stellar Logo
XLM
Stellar
Price:
$0.1586
24h Change:
-1.83%
Market Cap:
$5,224,684,263
Volume (24h):
$91,341,308
Circulating Supply:
32,951,509,144 XLM
PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9997
24h Change:
-0.03%
Market Cap:
$4,189,413,769
Volume (24h):
$101,482,183
Circulating Supply:
4,188,341,569 PYUSD

Data by CoinGecko

XLM to PYUSD Exchange Rate

The current 1 Stellar to PayPal USD exchange rate is 0.158620 PYUSD. There are no limits for XLM to PYUSD swaps here, so feel free to use GhostSwap no matter how many coins you need to exchange!

XLM to PYUSD Live Price Chart

XLM/PYUSD

Loading chart...

Data provided by TradingView

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies. Exchange XLM on GhostSwap to swap Stellar Lumens for any supported cryptocurrency — fast, private, and without KYC verification.

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability. Swap PYUSD on GhostSwap to move between stablecoins and volatile crypto assets privately — no KYC, no account, no identity verification needed.

XLM → PYUSD

Why Swap XLM for PYUSD?

Converting Stellar to PayPal USD on GhostSwap lets you diversify your crypto portfolio across different blockchains and use cases — without KYC, account creation, or centralized exchange fees. Stellar is built for cryptocurrency transactions, while PayPal USD serves a different purpose: cryptocurrency transactions. Holding both gives you exposure to fundamentally different areas of the crypto market.

Diversify across blockchains

Spread your holdings between Stellar and PayPal USD to reduce single-chain risk and access different ecosystems.

Access cryptocurrency transactions

PayPal USD gives you exposure to cryptocurrency transactions — a fundamentally different value proposition than Stellar.

No KYC or exchange accounts

GhostSwap processes your XLM to PYUSD swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XLM for PYUSD on GhostSwap — your PayPal USD arrives in 5–30 minutes depending on network congestion. No registration, no verification, network fees vary based on blockchain congestion.

XLM

Convert Stellar to PayPal USD

XLMPYUSD
1XLM0.15862PYUSD
5XLM0.79310PYUSD
10XLM1.58620PYUSD
25XLM3.96550PYUSD
50XLM7.93100PYUSD
100XLM15.86200PYUSD
500XLM79.30998PYUSD
1000XLM158.61997PYUSD

In the table provided above, you'll find a comprehensive XLM to PYUSD converter, demonstrating the relationship between the value of Stellar and PayPal USD across various frequently used conversion amounts. The list encompasses conversions from 1 XLM to PYUSD all the way up to 1000 XLM, offering a clear insight into their respective values.

PYUSD

Convert PayPal USD to Stellar

PYUSDXLM
1PYUSD6.30438XLM
5PYUSD31.52188XLM
10PYUSD63.04377XLM
25PYUSD157.60942XLM
50PYUSD315.21883XLM
100PYUSD630.43766XLM
500PYUSD3,152.18831XLM
1000PYUSD6,304.37662XLM

In the table provided above, you'll find a comprehensive PYUSD to XLM converter, demonstrating the relationship between the value of PayPal USD and Stellar across various frequently used conversion amounts. The list encompasses conversions from 1 PYUSD to XLM all the way up to 1000 PYUSD, offering a clear insight into their respective values.

How to Exchange Stellar to PayPal USD

Line Vector
Select Crypto Currency

Select XLM and PYUSD

Choose Stellar in the “You Send” field, enter the amount, and select PayPal USD in the “You Get” field.

Select Wallet Address
Line Vector

Enter PayPal USD Address

Provide your PayPal USD wallet address for receiving PYUSD.

Sent Crypto Currency
Line Vector

Send Stellar

Send your XLM to the address provided to initiate the exchange.

Receive Crypto

Receive PayPal USD

Once the exchange is complete, receive PYUSD in your wallet.

Top Pairs on GhostSwap!

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC BTC
ETH ETH
ETH ETH
BTC BTC
BTC BTC
SOL SOL
ETH ETH
SOL SOL
BTC BTC
XMR XMR
ETH ETH
XMR XMR
SOL SOL
XMR XMR
XMR XMR
USDT20 USDT20
USDT20 USDT20
XMR XMR
XMR XMR
BTC BTC
BTC BTC
ZEC ZEC
ETH ETH
ZEC ZEC
SOL SOL
ZEC ZEC
ZEC ZEC
USDT20 USDT20
USDT20 USDT20
ZEC ZEC
ZEC ZEC
BTC BTC
ETH ETH
XRP XRP
BTC BTC
DOGE DOGE
DOGE DOGE
USDT20 USDT20
BTC BTC
LTC LTC
SHIB SHIB
PEPE PEPE
PEPE PEPE
USDT20 USDT20
SHIB SHIB
USDT20 USDT20
BONK BONK
USDT20 USDT20
WIF WIF
USDT20 USDT20
POPCAT POPCAT
USDT20 USDT20
DOGE DOGE
SHIB SHIB
FAQ

Frequently asked questions

Here are some frequently asked questions to help you navigate our platform with confidence.

Frequently Asked Questions

Everything you need to know about exchanging XLM to PYUSD on GhostSwap.

How long does it take to swap XLM to PYUSD on GhostSwap?
When you exchange Stellar to PayPal USD on GhostSwap, the process typically takes 5–30 minutes depending on network congestion for your XLM to confirm on the Stellar network. Once confirmed, your PayPal USD is sent to your wallet and arrives within 5–30 minutes depending on network congestion. Total swap time is usually under 30 minutes, though network congestion can occasionally cause delays.
Do I need KYC or an account to exchange XLM to PYUSD?
No. GhostSwap is a non-custodial, no-KYC exchange. You can convert Stellar to PayPal USD without creating an account, uploading ID documents, or providing any personal information. Just enter your PayPal USD wallet address, send your XLM, and receive your PYUSD — that's it.
What are the fees for converting Stellar to PayPal USD?
GhostSwap charges a small service fee that's already included in the exchange rate you see — there are no hidden fees. On top of that, network fees vary based on blockchain congestion. The rate shown in the swap preview is the exact amount of PYUSD you'll receive.
What wallet should I use to receive PYUSD?
To receive PayPal USD from your swap, we recommend using Trust Wallet, Exodus, or any wallet that supports PayPal USD. Make sure your wallet supports the PayPal USD network before starting the exchange. Double-check your PYUSD address before confirming — cryptocurrency transactions cannot be reversed.
Can I track my XLM to PYUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on the relevant blockchain explorer.
Is it safe to exchange XLM for PYUSD on GhostSwap?
Yes. GhostSwap is a non-custodial exchange, which means we never hold your funds or private keys. Your Stellar is converted and sent directly to your PayPal USD wallet address. We don't store personal data, and all swaps are processed through secure, encrypted connections.
How does a cross-chain XLM to PYUSD swap work?
Stellar runs on the Stellar network while PayPal USD runs on the PayPal USD network — they can't be sent directly to each other. GhostSwap handles the cross-chain conversion for you: you send XLM to our temporary deposit address, we convert it, and send the equivalent PYUSD to your wallet. No bridge protocols or technical knowledge required.
What happens if my XLM to PYUSD exchange fails?
In the rare case of a failed exchange, GhostSwap will automatically attempt to refund your XLM to the refund address you provided. If you didn't provide a refund address, or if you need assistance, our support team is available to help resolve the issue. Most problems are caused by sending the wrong amount or using an incompatible wallet address.

Exchange XLM to Other Pairs:

Easily swap Stellar with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

XLM XLM
BTC BTC
XLM XLM
ETH ETH
XLM XLM
SOL SOL
XLM XLM
BNBBSC BNBBSC
XLM XLM
XRP XRP
XLM XLM
ADA ADA
XLM XLM
DOGE DOGE
XLM XLM
TRX TRX
XLM XLM
TON TON
XLM XLM
LINK LINK
XLM XLM
USDC USDC
XLM XLM
USDT20 USDT20
XLM XLM
USDTRX USDTRX
XLM XLM
DAI DAI
XLM XLM
XMR XMR
XLM XLM
ZEC ZEC
XLM XLM
DASH DASH
XLM XLM
SHIB SHIB
XLM XLM
AVAX AVAX
XLM XLM
SUI SUI
XLM XLM
PEPE PEPE
XLM XLM
BCH BCH
XLM XLM
DOT DOT
XLM XLM
LTC LTC
XLM XLM
UNI UNI
XLM XLM
CRO CRO
XLM XLM
ICP ICP
XLM XLM
WIF WIF
XLM XLM
ETC ETC
XLM XLM
POL POL
XLM XLM
ATOM ATOM
XLM XLM
NEAR NEAR
XLM XLM
APT APT
XLM XLM
ARB ARB
XLM XLM
OP OP
XLM XLM
FIL FIL
XLM XLM
ALGO ALGO
XLM XLM
FTM FTM
XLM XLM
SEI SEI
XLM XLM
BONK BONK
XLM XLM
INJ INJ
XLM XLM
VET VET
XLM XLM
HBAR HBAR
XLM XLM
KAS KAS
XLM XLM
REN REN
XLM XLM
ZRX ZRX