BTC to XRP: Exchange Bitcoin for XRP (Ripple) With No KYC

On this pair the Bitcoin leg sets the pace. Your deposit has to be included in one to three blocks, and Bitcoin produces a block roughly every 10 minutes, though single gaps can be much shorter or much longer. The XRP Ledger side takes seconds, so once the BTC has confirmed, most swaps finish within minutes.

The Bitcoin network fee is not part of the quote; your wallet pays it separately. What it costs depends on how much block space the transaction takes up, so a payment assembled from many small coins costs more than one made from a single coin, whatever the value sent. Sparrow and Electrum let you pick the rate in sat/vB; first check what the next blocks are clearing on mempool.space. A rate far below the going level can leave the deposit waiting, and both wallets can raise it afterwards with Replace-by-Fee.

The deposit is an ordinary on-chain Bitcoin address, so a Lightning invoice payment cannot reach it. Send the exact quoted amount as one payment.

Every XRP Ledger account address begins with a lowercase r. Copy yours from Xaman or Ledger Live, paste it, and compare the first and last characters with the wallet afterwards. One wrong character points the payout at somebody else's account.

The swap form also has a Destination Tag field. Whether you fill it in depends on who controls the receiving address:

An exchange often uses one XRP address for many customers and tells them apart by that number. Without it the XRP reaches the exchange but not your balance, and getting it credited becomes a support ticket with them. Some accounts are set to refuse untagged payments altogether.

An XRP address that has never received anything does not exist on the ledger yet. It becomes an active account only when a first payment covers the base reserve, a small amount of XRP the network keeps locked in every account. Normal swap amounts are larger than that, so a BTC to XRP payout can open a Xaman account you created minutes earlier.

The reserve stays locked for as long as the account exists. Each trust line, open offer or other object you add to the account locks a little more on top. The balance you see is therefore not all spendable, and Xaman shows the part you can actually send separately.

Nothing needs to be set up before the first payment. Create the wallet, write down its secret, copy the r-address, and let the payout do the activation. On XRPSCAN the account page appears as soon as that first payment is in a closed ledger.

The XRP Ledger closes a new ledger version every few seconds, and a payment included in a closed ledger is final. There are no further confirmations to count. Paste your r-address into XRPSCAN to see the incoming payment with its amount, the sending account and, if you entered one, the Destination Tag.

If the XRP went to an exchange, the exchange may take a short while to credit it. If it has not appeared there, give their support the transaction hash from XRPSCAN and the tag you used; those two details are what they look for.

Moving XRP on later costs a tiny network fee, paid in XRP and destroyed by the ledger rather than paid to anyone. It comes out of the spendable part of the balance, so keep a little XRP above the reserve if you plan to send several payments.

The sender field on this pair takes a Bitcoin address, and that address doubles as the refund destination. If a swap cannot be completed, the coins are refunded to the sender address you entered, as BTC on the Bitcoin network. Enter an address from a wallet you hold the keys to. A withdrawal from an exchange leaves from the exchange's own addresses, and BTC returned to one of those may never reach you.

Keep the swap ID. It opens the status page, where you can follow the deposit, the exchange step and the XRP payout. If the status stays the same long after your Bitcoin transaction shows as confirmed on mempool.space, write to support@ghostswap.io and include both the swap ID and the txid of your Bitcoin payment. Paying the deposit address a second time will not speed anything up.

Bitcoin is a slow and sometimes costly way to make small, frequent transfers: each payment waits for blocks, and the fee follows network demand. The XRP Ledger was designed for payments. It settles in seconds and charges a very small fee, so some people swap part of their BTC into XRP to move value between accounts or pay someone quickly, and swap back later. Others want XRP in their portfolio and prefer to get it from their own Bitcoin wallet instead of opening an exchange account.

A note on names: many people search for "Bitcoin to Ripple". Ripple is the company closely tied to the XRP Ledger; the coin is XRP, and native XRP on the XRP Ledger is what this page pays out. For a side-by-side look at the two networks, read XRP vs Bitcoin.