POL to XLM: Exchange Polygon for Stellar Without KYC

Send Polygon (POL) on Polygon PoS and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Polygon PoS to Stellar, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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POL
POL
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Polygon Logo
POL
Polygon
Price:
$0.1027
24h Change:
-0.48%
Market Cap:
$1.09B
Volume (24h):
$81.59M
Circulating Supply:
10.63B POL
Stellar Logo
XLM
Stellar
Price:
$0.1990
24h Change:
-3.43%
Market Cap:
$6.97B
Volume (24h):
$176.32M
Circulating Supply:
35.04B XLM

Data by CoinGecko

POL to XLM Exchange Rate

1 POL = 0.516097 XLM

The 1 Polygon to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

POL to XLM swap at a glance

Everything that is specific to swapping Polygon to Stellar on GhostSwap.

Polygon (POL)You send · Polygon PoS network
Stellar (XLM)You receive · Stellar network

It is a cross-chain swap from Polygon PoS to Stellar, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XLM is sent
Network fee
Paid in POLby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePOL on PolygonScan · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 POL ≈ 0.516097 XLM1 XLM ≈ 1.9376 POL · market prices, 8 Oct 2026
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send POLAbout a minute to confirm on Polygon PoS
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XLM to POL

Going the other way? Swap XLM to POL

Other ways to get Stellar (XLM)

BTC to XLMETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMPONKE to XLMPOPCAT to XLM

More POL swaps

POL to USDT AVAXPOL to PYUSDPOL to SOLPOL to CROPOL to USDTPOL to USDT TRC20POL to XMRPOL to XRPPOL to ZECPOL to ZRXPOL to AAVEPOL to ADA

POL to XLM Live Price Chart

POL/XLM

Loading chart...

Reference market prices, updated live

POL

What is Polygon?

Polygon (POL), formerly MATIC, is a leading Ethereum scaling solution that provides faster and cheaper transactions while inheriting Ethereum's security. Polygon supports multiple scaling technologies including sidechains, zk-rollups (Polygon zkEVM), and data availability layers (Polygon Avail). POL is used for gas fees, staking, and governance across the Polygon ecosystem. Thousands of dApps have deployed on Polygon, from DeFi protocols like Aave and QuickSwap to gaming and NFT platforms.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

POL → XLM

Why Swap POL for XLM?

Converting Polygon to Stellar on GhostSwap moves your funds from POL into XLM without KYC or account creation. Polygon is the native coin of Polygon PoS. Stellar is used for fast, cheap cross-border payments.

Two different networks

POL runs on Polygon PoS and XLM on Stellar; GhostSwap swaps between them in one step.

About Stellar

Stellar is used for fast, cheap cross-border payments.

No KYC or exchange accounts

GhostSwap processes your POL to XLM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange POL for XLM on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

POL

Convert Polygon to Stellar

POLXLM at market price
250POL129.0244XLM
500POL258.0487XLM
1,000POL516.0974XLM
2,500POL1,290.24XLM
5,000POL2,580.49XLM
10,000POL5,160.97XLM
50,000POL25,804.87XLM
100,000POL51,609.74XLM

At market prices of $0.102707 per POL and $0.199007 per XLM (8 Oct 2026), 5,000 POL is worth about 2,580.49 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to Polygon

XLMPOL at market price
100XLM193.7619POL
250XLM484.4047POL
500XLM968.8093POL
1,000XLM1,937.62POL
2,500XLM4,844.05POL
5,000XLM9,688.09POL
25,000XLM48,440.47POL
50,000XLM96,880.93POL

Going the other way, 2,500 XLM is worth about 4,844.05 POL at the same prices.

How to Exchange Polygon to Stellar

Line Vector
Select Crypto Currency

Select POL and XLM

Pick POL in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum POL for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the Polygon PoS address you send POL from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Polygon

Send exactly the amount shown from your own Polygon PoS wallet to the one-time deposit address.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 5–15 minutes after you send your POL, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

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SHIB
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PEPE
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DOGE
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POL to XLM: questions and answers

Everything you need to know about exchanging POL to XLM on GhostSwap.

How long does it take to swap POL to XLM on GhostSwap?
Most POL to XLM swaps are paid out within 5–15 minutes: the POL deposit needs about a minute to confirm on Polygon PoS, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 POL in XLM?
1 POL is worth about 0.516097 XLM at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your POL deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange POL to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send POL from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Polygon to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, the Polygon PoS network fee for your deposit is paid in POL by your wallet.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my POL to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your POL payment on PolygonScan (https://polygonscan.com) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange POL for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your POL deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.
How does a cross-chain POL to XLM swap work?
Polygon lives on Polygon PoS and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your POL on Polygon PoS and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.
What happens if my POL to XLM exchange fails?
If a swap cannot be completed, the POL is refunded to the Polygon PoS address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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