NEAR BEP20 to XLM: Exchange NEAR (BEP20) for Stellar Without KYC

Send NEAR (NEAR BEP20, a BEP-20 token on BNB Smart Chain) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from BNB Smart Chain to Stellar, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
NEAR
NEAR
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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NEAR Protocol Logo
NEAR
NEAR Protocol
Price:
$5.35
24h Change:
7.57%
Market Cap:
$7.01B
Volume (24h):
$1.32B
Circulating Supply:
1.31B NEAR
Stellar Logo
XLM
Stellar
Price:
$0.1855
24h Change:
2.09%
Market Cap:
$6.53B
Volume (24h):
$140.58M
Circulating Supply:
35.22B XLM

Data by CoinGecko

NEAR to XLM Exchange Rate

1 NEAR = 28.8427 XLM

The 1 NEAR Protocol to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

NEAR BEP20 to XLM swap at a glance

Everything that is specific to swapping NEAR to Stellar on GhostSwap.

NEAR (NEAR BEP20)You send · BEP-20 token on BNB Smart Chain
Stellar (XLM)You receive · Stellar network

It is a cross-chain swap from BNB Smart Chain to Stellar, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XLM is sent
Network fee
Paid in BNBkeep a little BNB too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageNEAR BEP20 on BscScan · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 NEAR BEP20 ≈ 28.8427 XLM1 XLM ≈ 0.034671 NEAR BEP20 · market prices, 21 Oct 2026
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send NEAR BEP20Under a minute to confirm on BNB Smart Chain
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 21 Oct 2026Reverse: XLM to NEAR BEP20

Going the other way? Swap XLM to NEAR BEP20

Other ways to get Stellar (XLM)

BTC to XLMETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMNEAR to XLMNOT to XLM

More NEAR BEP20 swaps

NEAR BEP20 to XMRNEAR BEP20 to XRPNEAR BEP20 to ZECNEAR BEP20 to ZRXNEAR BEP20 to AAVENEAR BEP20 to ADANEAR BEP20 to ALGONEAR BEP20 to APENEAR BEP20 to APTNEAR BEP20 to ARBNEAR BEP20 to ATOMNEAR BEP20 to AVAX

NEAR BEP20 to XLM Live Price Chart

NEAR/XLM

Loading chart...

Reference market prices, updated live

NEAR

What is NEAR Protocol?

NEAR Protocol is a scalable, developer-friendly blockchain platform that uses a unique sharding technology called Nightshade to achieve high throughput without sacrificing decentralization. NEAR offers human-readable account names instead of long wallet addresses, making it more accessible for everyday users. The platform supports smart contracts written in Rust and JavaScript, lowering the barrier for Web2 developers entering Web3. NEAR has also expanded into AI and data availability through its ecosystem projects.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

NEAR → XLM

Why Swap NEAR BEP20 for XLM?

Converting NEAR Protocol to Stellar on GhostSwap moves your funds from NEAR into XLM without KYC or account creation. NEAR Protocol is a token on BNB Smart Chain. Stellar is used for fast, cheap cross-border payments.

Two different networks

NEAR runs on BNB Smart Chain and XLM on Stellar; GhostSwap swaps between them in one step.

About Stellar

Stellar is used for fast, cheap cross-border payments.

No KYC or exchange accounts

GhostSwap processes your NEAR to XLM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange NEAR for XLM on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

NEAR

Convert NEAR Protocol to Stellar

NEARXLM at market price
5NEAR144.2134XLM
10NEAR288.4268XLM
25NEAR721.0670XLM
50NEAR1,442.13XLM
100NEAR2,884.27XLM
250NEAR7,210.67XLM
1,000NEAR28,842.68XLM
2,500NEAR72,106.70XLM

At market prices of $5.3500 per NEAR and $0.185489 per XLM (21 Oct 2026), 100 NEAR is worth about 2,884.27 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to NEAR Protocol

XLMNEAR at market price
100XLM3.4671NEAR
250XLM8.6677NEAR
500XLM17.3354NEAR
1,000XLM34.6708NEAR
2,500XLM86.6771NEAR
5,000XLM173.3542NEAR
25,000XLM866.7710NEAR
50,000XLM1,733.54NEAR

Going the other way, 2,500 XLM is worth about 86.6771 NEAR at the same prices.

How to Exchange NEAR (BEP20) to Stellar

Line Vector
Select Crypto Currency

Select NEAR BEP20 and XLM

Pick NEAR BEP20 in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum NEAR BEP20 for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the BNB Smart Chain address you send NEAR BEP20 from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send NEAR (BEP20)

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 5–15 minutes after you send your NEAR BEP20, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

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SHIB
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WIF
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POPCAT
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DOGE
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SHIB

NEAR BEP20 to XLM: questions and answers

Everything you need to know about exchanging NEAR to XLM on GhostSwap.

How long does it take to swap NEAR BEP20 to XLM on GhostSwap?
Most NEAR BEP20 to XLM swaps are paid out within 5–15 minutes: the NEAR BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 NEAR BEP20 in XLM?
1 NEAR BEP20 is worth about 28.8427 XLM at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your NEAR BEP20 deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange NEAR BEP20 to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send NEAR BEP20 from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting NEAR (BEP20) to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending NEAR BEP20.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my NEAR BEP20 to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your NEAR BEP20 payment on BscScan (https://bscscan.com) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange NEAR BEP20 for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your NEAR BEP20 deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.
How does a cross-chain NEAR BEP20 to XLM swap work?
NEAR (BEP20) lives on BNB Smart Chain and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your NEAR BEP20 on BNB Smart Chain and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.
What happens if my NEAR BEP20 to XLM exchange fails?
If a swap cannot be completed, the NEAR BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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