NEAR BEP20 to XLM: Exchange NEAR (BEP20) for Stellar Without KYC

Send NEAR (NEAR BEP20, a BEP-20 token on BNB Smart Chain) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from BNB Smart Chain to Stellar, with no bridge and no wrapped tokens.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

NEAR

You Get

XLM

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

NEAR

NEAR Protocol

Price:

$4.96

24h Change:

-8.63%

Market Cap:

$6.49B

Volume (24h):

$1.36B

Circulating Supply:

1.31B NEAR

XLM

Stellar

Price:

$0.2222

24h Change:

-1.84%

Market Cap:

$7.78B

Volume (24h):

$253.01M

Circulating Supply:

35.04B XLM

Data by CoinGecko

NEAR to XLM Exchange Rate

1 NEAR = 22.3266 XLM

The 1 NEAR Protocol to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

NEAR BEP20 to XLM swap at a glance

Everything that is specific to swapping NEAR to Stellar on GhostSwap.

NEAR (NEAR BEP20)You send · BEP-20 token on BNB Smart Chain

Stellar (XLM)You receive · Stellar network

It is a cross-chain swap from BNB Smart Chain to Stellar, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your XLM is sent

Network fee

Paid in BNBkeep a little BNB too

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageNEAR BEP20 on BscScan · XLM on StellarExpert

Your XLM address

Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.

Reference rate

1 NEAR BEP20 ≈ 22.3266 XLM1 XLM ≈ 0.044790 NEAR BEP20 · market prices, 2 Oct 2026

Memo.ID for XLM

Only for exchange accountsPersonal wallets leave it empty.

Send NEAR BEP20Under a minute to confirm on BNB Smart Chain
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive XLMSent to your address; Stellar confirms in a few seconds

Facts checked 2 Oct 2026

NEAR BEP20 to XLM Live Price Chart

NEAR/XLM

Loading chart...

Reference market prices, updated live

What is NEAR Protocol?

NEAR Protocol is a scalable, developer-friendly blockchain platform that uses a unique sharding technology called Nightshade to achieve high throughput without sacrificing decentralization. NEAR offers human-readable account names instead of long wallet addresses, making it more accessible for everyday users. The platform supports smart contracts written in Rust and JavaScript, lowering the barrier for Web2 developers entering Web3. NEAR has also expanded into AI and data availability through its ecosystem projects. Exchange NEAR on GhostSwap to swap between NEAR Protocol tokens and hundreds of other cryptocurrencies — no KYC, no sign-up, instant processing.

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies. Exchange XLM on GhostSwap to swap Stellar Lumens for any supported cryptocurrency — fast, private, and without KYC verification.

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Why Swap NEAR BEP20 for XLM?

Converting NEAR Protocol to Stellar on GhostSwap lets you diversify your crypto portfolio across different blockchains and use cases — without KYC, account creation, or centralized exchange fees. NEAR Protocol is built for the NEAR Protocol token on BNB Smart Chain, while Stellar serves a different purpose: fast, cheap cross-border payments. Holding both gives you exposure to fundamentally different areas of the crypto market.

Diversify across blockchains

Spread your holdings between BNB Smart Chain and Stellar to reduce single-chain risk and access different ecosystems.

Access fast, cheap cross-border payments

Stellar gives you exposure to fast, cheap cross-border payments — a fundamentally different value proposition than NEAR Protocol.

No KYC or exchange accounts

GhostSwap processes your NEAR to XLM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange NEAR for XLM on GhostSwap. Most swaps finish in 5–15 minutes after you send, with no registration and no verification for standard swaps.

Convert NEAR Protocol to Stellar

NEAR	XLM
5NEAR	111.6328XLM
10NEAR	223.2655XLM
25NEAR	558.1638XLM
50NEAR	1,116.33XLM
100NEAR	2,232.66XLM
250NEAR	5,581.64XLM
1,000NEAR	22,326.55XLM
2,500NEAR	55,816.38XLM

At market prices of $4.9600 per NEAR and $0.222157 per XLM (2 Oct 2026), 100 NEAR is worth about 2,232.66 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert Stellar to NEAR Protocol

XLM	NEAR
100XLM	4.4790NEAR
250XLM	11.1974NEAR
500XLM	22.3949NEAR
1,000XLM	44.7897NEAR
2,500XLM	111.9743NEAR
5,000XLM	223.9486NEAR
25,000XLM	1,119.74NEAR
50,000XLM	2,239.49NEAR

Going the other way, 2,500 XLM is worth about 111.9743 NEAR at the same prices.

How to Exchange NEAR (BEP20) to Stellar

Select NEAR BEP20 and XLM

Pick NEAR BEP20 in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum NEAR BEP20 for this pair.

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo.ID only if that address belongs to an exchange account.

Send NEAR (BEP20)

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive Stellar

Your XLM arrives on Stellar, usually 5–15 minutes after you send. Follow each step on the status page with your swap ID.

Popular swap pairs

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NEAR BEP20 to XLM: questions and answers

Everything you need to know about exchanging NEAR to XLM on GhostSwap.

How long does it take to swap NEAR BEP20 to XLM on GhostSwap?

Most NEAR BEP20 to XLM swaps finish in 5–15 minutes. Your NEAR BEP20 deposit needs under a minute to confirm on BNB Smart Chain; after that the XLM is sent to your wallet and Stellar confirms it in a few seconds. Busy networks can add a few minutes.

Do I need KYC or an account to exchange NEAR BEP20 to XLM?

No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send NEAR BEP20 from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.

What are the fees for converting NEAR (BEP20) to Stellar?

The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending NEAR BEP20.

What wallet should I use to receive XLM?

To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming — cryptocurrency transactions cannot be reversed.

What format is the XLM address?

Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.

Do I need a Memo.ID to receive XLM?

Only if the XLM goes to an exchange or custodial account that gave you a Memo.ID; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.

Can I track my NEAR BEP20 to XLM swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your NEAR BEP20 payment on BscScan (https://bscscan.com) and your incoming XLM on StellarExpert (https://stellar.expert).

Is it safe to exchange NEAR BEP20 for XLM on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your NEAR BEP20 deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice — Stellar transfers cannot be reversed.

How does a cross-chain NEAR BEP20 to XLM swap work?

NEAR (BEP20) lives on BNB Smart Chain and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your NEAR BEP20 on BNB Smart Chain and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.

What happens if my NEAR BEP20 to XLM exchange fails?

If a swap cannot be completed, the NEAR BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap NEAR BEP20 to other coins

Easily swap NEAR (BEP20) with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks