XLM to FLOW: Exchange Stellar for Flow Without KYC

Send Stellar (XLM) and receive FLOW in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Flow, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XLM
XLM
FLOW
FLOW


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Stellar Logo
XLM
Stellar
Price:
$0.1840
24h Change:
0.98%
Market Cap:
$6.48B
Volume (24h):
$134.96M
Circulating Supply:
35.22B XLM
Flow Logo
FLOW
Flow
Price:
$0.0306
24h Change:
0.99%
Market Cap:
$51.99M
Volume (24h):
$4.08M
Circulating Supply:
1.70B FLOW

Data by CoinGecko

XLM to FLOW Exchange Rate

1 XLM = 6.0077 FLOW

The 1 Stellar to Flow reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XLM to FLOW swap at a glance

Everything that is specific to swapping Stellar to Flow on GhostSwap.

Stellar (XLM)You send · Stellar network
FLOWYou receive · Flow network

It is a cross-chain swap from Stellar to Flow, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your FLOW is sent
Network fee
Paid in XLMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXLM on StellarExpert · FLOW on Flowscan
Your FLOW address
Flow addressIt starts with 0x followed by 16 hexadecimal characters. Wallets: Flow Wallet.
Reference rate
1 XLM ≈ 6.0077 FLOW1 FLOW ≈ 0.166452 XLM · market prices, 21 Oct 2026
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send XLMA few seconds to confirm on Stellar
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive FLOWSent to your address; Flow confirms in under a minute
Facts checked 21 Oct 2026

Going the other way? Swap FLOW to XLM

Other ways to get Flow (FLOW)

BTC to FLOWETH to FLOWUSDT to FLOWUSDT TRC20 to FLOWUSDC to FLOWSOL to FLOWLTC to FLOWXMR to FLOWZEC to FLOWBNB to FLOWXRP to FLOWDOGE to FLOWXTZ to FLOWAAVE to FLOW

More XLM swaps

XLM to USDTXLM to BTCXLM to USDCXLM to SOLXLM to CROXLM to PONKEXLM to ETHXLM to HBARXLM to USDT TRC20XLM to BNBXLM to GMTXLM to GRT

XLM to FLOW Live Price Chart

XLM/FLOW

Loading chart...

Reference market prices, updated live

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

FLOW

What is Flow?

Flow is a layer 1 blockchain built by Dapper Labs, the team behind CryptoKitties and NBA Top Shot. FLOW pays transaction fees and is staked to secure the network.

XLM → FLOW

Why Swap XLM for FLOW?

Converting Stellar to Flow on GhostSwap moves your funds from XLM into FLOW without KYC or account creation. Stellar is used for fast, cheap cross-border payments. Flow is the native coin of its own blockchain.

Two different networks

XLM runs on Stellar and FLOW on Flow; GhostSwap swaps between them in one step.

About Flow

Flow is the native coin of its own blockchain.

No KYC or exchange accounts

GhostSwap processes your XLM to FLOW swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange XLM for FLOW on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

XLM

Convert Stellar to Flow

XLMFLOW at market price
100XLM600.7746FLOW
250XLM1,501.94FLOW
500XLM3,003.87FLOW
1,000XLM6,007.75FLOW
2,500XLM15,019.36FLOW
5,000XLM30,038.73FLOW
25,000XLM150,193.65FLOW
50,000XLM300,387.29FLOW

At market prices of $0.184005 per XLM and $0.030628 per FLOW (21 Oct 2026), 2,500 XLM is worth about 15,019.36 FLOW. Your exact amount, after network fees, is shown in the exchange box before you send.

FLOW

Convert Flow to Stellar

FLOWXLM at market price
1,000FLOW166.4518XLM
2,500FLOW416.1295XLM
10,000FLOW1,664.52XLM
25,000FLOW4,161.29XLM
250,000FLOW41,612.95XLM

Going the other way, 10,000 FLOW is worth about 1,664.52 XLM at the same prices.

How to Exchange Stellar to Flow

Line Vector
Select Crypto Currency

Select XLM and FLOW

Pick XLM in “You send” and FLOW in “You get”, then enter the amount. The box shows how much FLOW you get and the minimum XLM for this pair.

Select Wallet Address
Line Vector

Enter Flow Address

Paste the Flow address that should receive the FLOW (it starts with 0x followed by 16 hexadecimal characters). Then enter the Stellar address you send XLM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Stellar

Send exactly the amount shown from your own Stellar wallet to the one-time deposit address.

Receive Crypto

Receive Flow

Your FLOW is usually paid out 5–15 minutes after you send your XLM, and Flow then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

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XLM to FLOW: questions and answers

Everything you need to know about exchanging XLM to FLOW on GhostSwap.

How long does it take to swap XLM to FLOW on GhostSwap?
Most XLM to FLOW swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the FLOW is sent to your wallet, and Flow confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 XLM in FLOW?
1 XLM is worth about 6.0077 FLOW at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the FLOW network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange XLM to FLOW?
No. GhostSwap has no accounts: you paste the Flow address that should receive the FLOW, send XLM from your own wallet, and the FLOW goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Stellar to Flow?
The GhostSwap fee is already included in the rate in the exchange box, so the FLOW amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.
What wallet should I use to receive FLOW?
To receive Flow from your swap, we recommend using Flow Wallet. Make sure your wallet supports the Flow network before starting the exchange. Double-check your FLOW address before confirming, cryptocurrency transactions cannot be reversed.
What format is the FLOW address?
Use a Flow address: it starts with 0x followed by 16 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand.
Can I track my XLM to FLOW swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming FLOW on Flowscan (https://www.flowscan.io).
Is it safe to exchange XLM for FLOW on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the FLOW is sent straight to the Flow address you enter, so check that address twice, Flow transfers cannot be reversed.
How does a cross-chain XLM to FLOW swap work?
Stellar lives on Stellar and Flow on Flow, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native FLOW on Flow, so you never hold a wrapped token or pay bridge fees.
What happens if my XLM to FLOW exchange fails?
If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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