FLOW to XLM: Exchange Flow for Stellar Without KYC

Send FLOW and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Flow to Stellar, with no bridge and no wrapped tokens.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

FLOW

You Get

XLM

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

FLOW

Flow

Price:

$0.0299

24h Change:

-2.52%

Market Cap:

$50.82M

Volume (24h):

$4.01M

Circulating Supply:

1.70B FLOW

XLM

Stellar

Price:

$0.1803

24h Change:

-1.15%

Market Cap:

$6.35B

Volume (24h):

$136.96M

Circulating Supply:

35.22B XLM

Data by CoinGecko

FLOW to XLM Exchange Rate

1 FLOW = 0.166002 XLM

The 1 Flow to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

FLOW to XLM swap at a glance

Everything that is specific to swapping Flow to Stellar on GhostSwap.

FLOWYou send · Flow network

Stellar (XLM)You receive · Stellar network

It is a cross-chain swap from Flow to Stellar, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your XLM is sent

Network fee

Paid in FLOWby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageFLOW on Flowscan · XLM on StellarExpert

Your XLM address

Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.

Reference rate

1 FLOW ≈ 0.166002 XLM1 XLM ≈ 6.0240 FLOW · market prices, 22 Oct 2026

Memo for XLM

Only for exchange accountsPersonal wallets leave it empty.

Send FLOWUnder a minute to confirm on Flow
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive XLMSent to your address; Stellar confirms in a few seconds

Facts checked 22 Oct 2026Reverse: XLM to FLOW

FLOW to XLM Live Price Chart

FLOW/XLM

Loading chart...

Reference market prices, updated live

What is Flow?

Flow is a layer 1 blockchain built by Dapper Labs, the team behind CryptoKitties and NBA Top Shot. FLOW pays transaction fees and is staked to secure the network.

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

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Why Swap FLOW for XLM?

Converting Flow to Stellar on GhostSwap moves your funds from FLOW into XLM without KYC or account creation. Flow is the native coin of its own blockchain. Stellar is used for fast, cheap cross-border payments.

Two different networks

FLOW runs on Flow and XLM on Stellar; GhostSwap swaps between them in one step.

About Stellar

Stellar is used for fast, cheap cross-border payments.

No KYC or exchange accounts

GhostSwap processes your FLOW to XLM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange FLOW for XLM on GhostSwap. Most swaps are paid out within 5–15 minutes after you send, with no registration and no verification for standard swaps.

Convert Flow to Stellar

FLOW	XLM at market price
1,000FLOW	166.0019XLM
2,500FLOW	415.0047XLM
10,000FLOW	1,660.02XLM
25,000FLOW	4,150.05XLM
250,000FLOW	41,500.47XLM

At market prices of $0.029934 per FLOW and $0.180322 per XLM (22 Oct 2026), 10,000 FLOW is worth about 1,660.02 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert Stellar to Flow

XLM	FLOW at market price
100XLM	602.4028FLOW
250XLM	1,506.01FLOW
500XLM	3,012.01FLOW
1,000XLM	6,024.03FLOW
2,500XLM	15,060.07FLOW
5,000XLM	30,120.14FLOW
25,000XLM	150,600.71FLOW
50,000XLM	301,201.42FLOW

Going the other way, 2,500 XLM is worth about 15,060.07 FLOW at the same prices.

How to Exchange Flow to Stellar

Select FLOW and XLM

Pick FLOW in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum FLOW for this pair.

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the Flow address you send FLOW from; a refund, if ever needed, goes there.

Send Flow

Send exactly the amount shown from your own Flow wallet to the one-time deposit address.

Receive Stellar

Your XLM is usually paid out 5–15 minutes after you send your FLOW, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

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FLOW to XLM: questions and answers

Everything you need to know about exchanging FLOW to XLM on GhostSwap.

How long does it take to swap FLOW to XLM on GhostSwap?

Most FLOW to XLM swaps are paid out within 5–15 minutes: the FLOW deposit needs under a minute to confirm on Flow, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.

How much is 1 FLOW in XLM?

1 FLOW is worth about 0.166002 XLM at the market rate, before fees (market prices, 22 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your FLOW deposit confirms, so the exchange box shows the exact amount before you send.

Do I need KYC or an account to exchange FLOW to XLM?

No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send FLOW from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.

What are the fees for converting Flow to Stellar?

The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, the Flow network fee for your deposit is paid in FLOW by your wallet.

What wallet should I use to receive XLM?

To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.

What format is the XLM address?

Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.

Do I need a Memo to receive XLM?

Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.

Can I track my FLOW to XLM swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your FLOW payment on Flowscan (https://www.flowscan.io) and your incoming XLM on StellarExpert (https://stellar.expert).

Is it safe to exchange FLOW for XLM on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your FLOW deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.

How does a cross-chain FLOW to XLM swap work?

Flow lives on Flow and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your FLOW on Flow and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.

What happens if my FLOW to XLM exchange fails?

If a swap cannot be completed, the FLOW is refunded to the Flow address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.