Exchange Bitcoin to Stellar (BTC to XLM) Instantly Without KYC

Send Bitcoin (BTC) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Bitcoin to Stellar, with no bridge and no wrapped tokens.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
BTC
BTC
XLM
XLM


⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Bitcoin Logo
BTC
Bitcoin
Price:
$84,670.00
24h Change:
1.26%
Market Cap:
$1.70T
Volume (24h):
$33.31B
Circulating Supply:
20.09M BTC
Stellar Logo
XLM
Stellar
Price:
$0.2177
24h Change:
-5.66%
Market Cap:
$7.63B
Volume (24h):
$236.31M
Circulating Supply:
35.04B XLM

Data by CoinGecko

BTC to XLM Exchange Rate

1 BTC = 388,924.36 XLM

The 1 Bitcoin to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

BTC to XLM swap at a glance

Everything that is specific to swapping Bitcoin to Stellar on GhostSwap.

Bitcoin (BTC)You send · Bitcoin network
Stellar (XLM)You receive · Stellar network

It is a cross-chain swap from Bitcoin to Stellar, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your XLM is sent
Network fee
Paid in BTCby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageBTC on mempool.space · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Solar.
Reference rate
1 BTC ≈ 388,924.36 XLM1 XLM ≈ 0.0000025712 BTC · market prices, 2 Oct 2026
Minimum
About 0.00036 BTCThe exact minimum and maximum are shown in the exchange box before you send.
Memo.ID for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send BTC10–30 minutes (1–3 confirmations) to confirm on Bitcoin
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 2 Oct 2026Reverse: XLM to BTC

How much XLM do you get for BTC?

GhostSwap quotes at 2 Oct 2026, 01:22 UTC. What lands in your wallet: service fee and XLM network fee already deducted.

Fees included
0.001BTC
381.8332XLM
0.005BTC
1,919.60XLM
0.02BTC
7,685.89XLM
1BTC
384,162.91XLM

The rate floats with the market until your BTC deposit confirms. The minimum for this pair is about 0.00036 BTC. Enter any amount in the exchange box above for a live quote; no account needed.

Bitcoin to Stellar: what to know before you swap

BTC to XLM swaps Bitcoin into Stellar Lumens, a fast, low-cost payments network. The XLM is paid to your own Stellar address, with no account.

Most of the waiting time is the Bitcoin confirmation; Stellar payouts then settle within seconds.

Tips for this swap

  • Stellar addresses start with G. Receiving to an exchange account? Enter its Memo ID in the memo field.
  • Bitcoin addresses start with bc1, 3 or 1. Enter the address you send from as the sender address.
  • A new Stellar account must hold a small XLM reserve to be activated; normal swap amounts cover this.

Can I swap BTC to XLM without an account?

Yes. Choose BTC and XLM, paste your Stellar address (plus memo if needed) and send the Bitcoin.

Do I need a memo?

Only for exchange or shared addresses that ask for one.

Swap 1,600+ coins on our no-KYC crypto exchange

Going the other way? Swap XLM to BTC

Other ways to get Stellar (XLM)

ETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMTRX to XLM

More BTC swaps

BTC to XMRBTC to ZECBTC to LTCBTC to USDT TRC20BTC to DASHBTC to ETHBTC to OPBTC to SUIBTC to FDUSDBTC to APTBTC to FLIPBTC to BNB

Live prices: Bitcoin price today

BTC to XLM Live Price Chart

BTC/XLM

Loading chart...

Reference market prices, updated live

BTC

What is Bitcoin?

Bitcoin (BTC) is the world's first and largest cryptocurrency, created in 2009 as a decentralized digital currency that operates without banks or intermediaries. Running on a proof-of-work blockchain, Bitcoin enables peer-to-peer value transfer across borders with no central authority. BTC is widely regarded as digital gold — a long-term store of value and hedge against inflation. With the largest market capitalization and deepest liquidity of any cryptocurrency, Bitcoin is the most commonly exchanged digital asset. You can swap BTC for hundreds of other cryptocurrencies on GhostSwap instantly, with no KYC or account required.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies. Exchange XLM on GhostSwap to swap Stellar Lumens for any supported cryptocurrency — fast, private, and without KYC verification.

BTC → XLM

Why Swap BTC for XLM?

Converting Bitcoin to Stellar on GhostSwap lets you diversify your crypto portfolio across different blockchains and use cases — without KYC, account creation, or centralized exchange fees. Bitcoin is built for store of value, peer-to-peer payments, and long-term wealth preservation, while Stellar serves a different purpose: fast, cheap cross-border payments. Holding both gives you exposure to fundamentally different areas of the crypto market.

Diversify across blockchains

Spread your holdings between Bitcoin and Stellar to reduce single-chain risk and access different ecosystems.

Access fast, cheap cross-border payments

Stellar gives you exposure to fast, cheap cross-border payments — a fundamentally different value proposition than Bitcoin.

No KYC or exchange accounts

GhostSwap processes your BTC to XLM swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange BTC for XLM on GhostSwap. Most swaps finish in 20–60 minutes after you send, with no registration and no verification for standard swaps.

BTC

Convert Bitcoin to Stellar

BTCXLM
0.0002BTC77.7849XLM
0.0005BTC194.4622XLM
0.001BTC388.9244XLM
0.002BTC777.8487XLM
0.005BTC1,944.62XLM
0.01BTC3,889.24XLM
0.05BTC19,446.22XLM
0.1BTC38,892.44XLM

At market prices of $84,670.00 per BTC and $0.217703 per XLM (2 Oct 2026), 0.005 BTC is worth about 1,944.62 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to Bitcoin

XLMBTC
100XLM0.000257BTC
250XLM0.000643BTC
500XLM0.001286BTC
1,000XLM0.002571BTC
2,500XLM0.006428BTC
5,000XLM0.012856BTC
25,000XLM0.064280BTC
50,000XLM0.128560BTC

Going the other way, 2,500 XLM is worth about 0.006428 BTC at the same prices.

How to Exchange Bitcoin to Stellar

Line Vector
Select Crypto Currency

Select BTC and XLM

Pick BTC in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum BTC for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo.ID only if that address belongs to an exchange account.

Sent Crypto Currency
Line Vector

Send Bitcoin

Send exactly the amount shown from your own Bitcoin wallet to the one-time deposit address.

Receive Crypto

Receive Stellar

Your XLM arrives on Stellar, usually 20–60 minutes after you send. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

BTC to XLM: questions and answers

Everything you need to know about exchanging BTC to XLM on GhostSwap.

How long does it take to swap BTC to XLM on GhostSwap?
Most BTC to XLM swaps finish in 20–60 minutes. Your BTC deposit needs 10–30 minutes (1–3 confirmations) to confirm on Bitcoin; after that the XLM is sent to your wallet and Stellar confirms it in a few seconds. Busy networks can add a few minutes.
How much XLM do I get for 1 BTC?
At 2 Oct 2026, 01:22 UTC, 1 BTC swapped to about 384,162.91 XLM on GhostSwap, after the service fee and the XLM network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
Do I need KYC or an account to exchange BTC to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send BTC from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Bitcoin to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, the Bitcoin network fee for your deposit is paid in BTC by your wallet.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Solar Wallet. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming — cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo.ID to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo.ID; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my BTC to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your BTC payment on Mempool.space (https://mempool.space) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange BTC for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your BTC deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice — Stellar transfers cannot be reversed.
How does a cross-chain BTC to XLM swap work?
Bitcoin lives on Bitcoin and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your BTC on Bitcoin and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.
What happens if my BTC to XLM exchange fails?
If a swap cannot be completed, the BTC is refunded to the Bitcoin address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap BTC to other coins

Easily swap Bitcoin with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

BTC
to
ETH
BTC
to
SOL
BTC
to
BNB
BTC
to
XRP
BTC
to
ADA
BTC
to
DOGE
BTC
to
TRX
BTC
to
LINK
BTC
to
USDC
BTC
to
USDT
BTC
to
USDT TRC20
BTC
to
USDC BEP20
BTC
to
USDC SOL
BTC
to
USDT BEP20
BTC
to
USDT SOL
BTC
to
USDT AVAX
BTC
to
USDT Polygon
BTC
to
PYUSD
BTC
to
FDUSD
BTC
to
XMR
BTC
to
ZEC
BTC
to
DASH
BTC
to
SHIB
BTC
to
AVAX
BTC
to
SUI
BTC
to
PEPE
BTC
to
BCH
BTC
to
DOT
BTC
to
LTC
BTC
to
UNI
BTC
to
CRO
BTC
to
XLM
BTC
to
ICP
BTC
to
WIF
BTC
to
ETC
BTC
to
POL
BTC
to
ATOM
BTC
to
APT
BTC
to
ARB
BTC
to
OP
BTC
to
FIL
BTC
to
ALGO
BTC
to
BONK
BTC
to
INJ
BTC
to
VET
BTC
to
HBAR
BTC
to
KAS
BTC
to
ZRX
BTC
to
AAVE
BTC
to
APE
BTC
to
BABYDOGE
BTC
to
BEAMX
BTC
to
BOME
BTC
to
BRETT
BTC
to
BTT
BTC
to
DEGEN
BTC
to
DRIFT
BTC
to
ELON
BTC
to
FLOKI
BTC
to
IMX
BTC
to
JUP
BTC
to
MEW
BTC
to
NOT
BTC
to
ORCA
BTC
to
PONKE
BTC
to
POPCAT
BTC
to
RAY
BTC
to
RENDER
BTC
to
SAND
BTC
to
SUNDOG
BTC
to
TAO
BTC
to
THETA
BTC
to
TIA