XMR to XLM: Exchange Monero for Stellar Without KYC

Send Monero (XMR) and receive Stellar (XLM) in your own wallet, with no account and no KYC. The XLM arrives as an ordinary transfer on Stellar, while the XMR you send stays private on its own chain.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XMR
XMR
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Monero Logo
XMR
Monero
Price:
$557.66
24h Change:
-1.06%
Market Cap:
$10.50B
Volume (24h):
$113.82M
Circulating Supply:
18.81M XMR
Stellar Logo
XLM
Stellar
Price:
$0.1990
24h Change:
-3.43%
Market Cap:
$6.97B
Volume (24h):
$176.32M
Circulating Supply:
35.04B XLM

Data by CoinGecko

XMR to XLM Exchange Rate

1 XMR = 2,802.21 XLM

The 1 Monero to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XMR to XLM swap at a glance

Everything that is specific to swapping Monero to Stellar on GhostSwap.

Monero (XMR)You send · Monero network
Stellar (XLM)You receive · Stellar network

The XLM arrives as an ordinary transfer on Stellar, while the XMR you send stays private on its own chain. It is a cross-chain swap from Monero to Stellar, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your XLM is sent
Network fee
Paid in XMRby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageXLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 XMR ≈ 2,802.21 XLM1 XLM ≈ 0.000357 XMR · market prices, 8 Oct 2026
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XLM to XMR

Going the other way? Swap XLM to XMR

Other ways to get Stellar (XLM)

BTC to XLMETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMTRX to XLM

More XMR swaps

XMR to BTCXMR to ETHXMR to USDT TRC20XMR to USDTXMR to USDCXMR to ZECXMR to TRXXMR to XRPXMR to THETAXMR to DASHXMR to ZRXXMR to VET

Live prices: Monero price today

Coin guides: No-KYC Monero exchange

Paying someone? Private Send pays them in BTC, USDT or any coin from your Monero, without showing them your wallet.

XMR to XLM Live Price Chart

XMR/XLM

Loading chart...

Reference market prices, updated live

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

XMR → XLM

Why Swap XMR for XLM?

Converting Monero to Stellar on GhostSwap lets you move from a privacy-focused cryptocurrency into a more widely traded asset without exposing your identity. Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. Swapping XMR to XLM without KYC means there is no account or identity linking your private holdings to your new Stellar.

Access wider trading pairs and liquidity

Stellar is widely listed, giving you more options for trading, spending, or converting to fiat.

Maintain your privacy chain

Your XLM arrives as a fresh transaction on the Stellar blockchain with no visible connection to your XMR holdings. No KYC means no identity link.

About Stellar

Stellar is used for fast, cheap cross-border payments.

No account or identity required

GhostSwap requires no sign-up, no KYC, and no personal information. Your XMR to XLM swap needs no account or ID.

Exchange XMR for XLM on GhostSwap: your Stellar is usually paid out 20–60 minutes after you send. No registration and no verification for standard swaps.

XMR

Convert Monero to Stellar

XMRXLM at market price
0.05XMR140.1106XLM
0.1XMR280.2213XLM
0.2XMR560.4426XLM
0.5XMR1,401.11XLM
1XMR2,802.21XLM
2.5XMR7,005.53XLM
10XMR28,022.13XLM
25XMR70,055.32XLM

At market prices of $557.6600 per XMR and $0.199007 per XLM (8 Oct 2026), 1 XMR is worth about 2,802.21 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to Monero

XLMXMR at market price
100XLM0.035686XMR
250XLM0.089215XMR
500XLM0.178430XMR
1,000XLM0.356861XMR
2,500XLM0.892152XMR
5,000XLM1.7843XMR
25,000XLM8.9215XMR
50,000XLM17.8430XMR

Going the other way, 2,500 XLM is worth about 0.892152 XMR at the same prices.

How to Exchange Monero to Stellar

Line Vector
Select Crypto Currency

Select XMR and XLM

Pick XMR in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum XMR for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Monero

Send exactly the amount shown from your own Monero wallet to the one-time deposit address.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 20–60 minutes after you send your XMR, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

XMR to XLM: questions and answers

Everything you need to know about exchanging XMR to XLM on GhostSwap.

How long does it take to swap XMR to XLM on GhostSwap?
Most XMR to XLM swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
Do I need KYC or an account to exchange XMR to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send XMR from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Monero to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my XMR to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange XMR for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.
Will my XLM be linked to my XMR?
Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. The XLM you receive will appear as a fresh transaction on the Stellar blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.
How does a cross-chain XMR to XLM swap work?
Monero lives on Monero and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your XMR on Monero and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.
What happens if my XMR to XLM exchange fails?
If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XMR to other coins

Easily swap Monero with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

XMR
to
BTC
XMR
to
ETH
XMR
to
SOL
XMR
to
BNB
XMR
to
XRP
XMR
to
ADA
XMR
to
DOGE
XMR
to
TRX
XMR
to
LINK
XMR
to
USDC
XMR
to
USDT
XMR
to
USDT TRC20
XMR
to
USDC BEP20
XMR
to
USDC SOL
XMR
to
USDT BEP20
XMR
to
USDT SOL
XMR
to
USDT AVAX
XMR
to
USDT Polygon
XMR
to
PYUSD
XMR
to
FDUSD
XMR
to
ZEC
XMR
to
DASH
XMR
to
SHIB
XMR
to
AVAX
XMR
to
SUI
XMR
to
PEPE
XMR
to
BCH
XMR
to
DOT
XMR
to
LTC
XMR
to
UNI
XMR
to
CRO
XMR
to
XLM
XMR
to
ICP
XMR
to
WIF
XMR
to
ETC
XMR
to
POL
XMR
to
ATOM
XMR
to
NEAR BEP20
XMR
to
NEAR
XMR
to
APT
XMR
to
ARB
XMR
to
OP
XMR
to
FIL
XMR
to
ALGO
XMR
to
BONK
XMR
to
INJ
XMR
to
VET
XMR
to
HBAR
XMR
to
KAS
XMR
to
ZRX
XMR
to
AAVE
XMR
to
APE
XMR
to
BABYDOGE
XMR
to
BEAMX
XMR
to
BOME
XMR
to
BRETT
XMR
to
BTT
XMR
to
DEGEN
XMR
to
DRIFT
XMR
to
ELON
XMR
to
FLOKI
XMR
to
IMX
XMR
to
JUP
XMR
to
MEW
XMR
to
NOT
XMR
to
ORCA
XMR
to
PONKE
XMR
to
POPCAT
XMR
to
RAY
XMR
to
RENDER
XMR
to
SAND
XMR
to
SUNDOG
XMR
to
TAO
XMR
to
THETA
XMR
to
TIA