BTC to USDC BEP20: Exchange Bitcoin for USD Coin (BEP20) Without KYC

Send Bitcoin (BTC) and receive USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Swapping into USDC BEP20 locks in a dollar value without selling on a centralized exchange.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
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USDC (BEP20)
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Bitcoin Logo
BTC
Bitcoin
Price:
$82,959.00
24h Change:
-1.28%
Market Cap:
$1.67T
Volume (24h):
$37.13B
Circulating Supply:
20.10M BTC
USD Coin Binance Smart Chain Logo
USDC (BEP20)
USD Coin (USDC) on BNB Smart Chain
Price:
$0.9996
24h Change:
-0.03%
Market Cap:
$73.59B
Volume (24h):
$24.12B
Circulating Supply:
73.62B USDC (BEP20)

Data by CoinGecko

BTC to USDC (BEP20) Exchange Rate

1 BTC = 82,990.12 USDC (BEP20)

The 1 Bitcoin to USD Coin (USDC) on BNB Smart Chain reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

BTC to USDC BEP20 swap at a glance

Everything that is specific to swapping Bitcoin to USD Coin on GhostSwap.

Bitcoin (BTC)You send · Bitcoin network
USD Coin (USDC BEP20)You receive · BEP-20 token on BNB Smart Chain

Swapping into USDC BEP20 locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Bitcoin to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your USDC BEP20 is sent
Network fee
Paid in BTCby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageBTC on mempool.space · USDC BEP20 on BscScan
Your USDC BEP20 address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 BTC ≈ 82,990.12 USDC BEP201 USDC BEP20 ≈ 0.0000120496 BTC · market prices, 8 Oct 2026
Minimum
About 0.00036 BTCThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send BTC10–30 minutes (1–3 confirmations) to confirm on Bitcoin
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDC BEP20Sent to your address; BNB Smart Chain confirms in under a minute
Facts checked 8 Oct 2026Reverse: USDC BEP20 to BTC

How much USDC BEP20 do you get for BTC?

GhostSwap quotes at 7 Oct 2026, 16:35 UTC. What lands in your wallet: service fee and USDC BEP20 network fee already deducted.

Fees included
0.001BTC
82.0864USDC BEP20
0.005BTC
411.8006USDC BEP20
0.02BTC
1,648.23USDC BEP20
1BTC
82,426.31USDC BEP20

The rate floats with the market until your BTC deposit confirms. The minimum for this pair is about 0.00036 BTC. Enter any amount in the exchange box above for a live quote; no account needed.

Bitcoin to BEP-20 USDC: what Binance-Peg USDC means for you

This pair swaps native bitcoin for USD Coin on BNB Smart Chain. Circle does not issue USDC on BNB Smart Chain itself. The token there is Binance-Peg USDC, issued by Binance and shown on BscScan as Binance-Peg USD Coin. It suits Bitcoin holders who want a dollar balance on a low-fee EVM network for BSC apps or transfers, without an exchange account.

Most of the wait is the Bitcoin deposit. Blocks arrive about every 10 minutes, and 1 to 3 confirmations usually take 10 to 30 minutes. After that, the USDC lands on BNB Smart Chain within a minute, so most swaps finish in 20 to 60 minutes. A deposit sent with a low network fee can wait in the mempool and delay everything.

Tips for this swap

  • Paste a BNB Smart Chain address (0x plus 40 hexadecimal characters) from Trust Wallet, MetaMask or Rabby. Keep some BNB there to move the USDC later.
  • If you add the token by hand, use the contract 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d with 18 decimals. USDC on Ethereum uses 6 decimals, so do not copy those settings.
  • Send BTC from your own wallet, not an exchange, and enter a Bitcoin address you control (bc1, 3 or 1) as the refund address.

Can I swap BTC to USDC on BSC without KYC?

Yes. There is no sign-up, email or ID for a standard swap. Enter your BNB Smart Chain address and a Bitcoin refund address, check the floating rate and send the BTC.

Is BEP-20 USDC the same as USDC on Ethereum?

Both track the US dollar, but they are different tokens on different chains. BEP-20 USDC is Binance-Peg, while USDC on Ethereum is issued by Circle. Choose USDC on Ethereum or Solana as the receive coin if you need USDC issued by Circle.

BTC to USDC BEP20 Live Price Chart

BTC/USDC (BEP20)

Loading chart...

Reference market prices, updated live

BTC

What is Bitcoin?

Bitcoin (BTC) is the world's first and largest cryptocurrency, created in 2009 as a decentralized digital currency that operates without banks or intermediaries. Running on a proof-of-work blockchain, Bitcoin enables peer-to-peer value transfer across borders with no central authority. Many holders keep BTC as a long-term store of value. With the largest market capitalization and deepest liquidity of any cryptocurrency, Bitcoin is the most commonly exchanged digital asset.

USDCBSC

What is USD Coin (USDC) on BNB Smart Chain?

USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S. Dollar, operating on the Binance Smart Chain (BSC). USDC on BSC offers faster transactions and lower fees compared to Ethereum, facilitating efficient use within the BSC ecosystem for DeFi applications and payments.

BTC → USDCBSC

Why Swap BTC for USDC BEP20?

Swapping Bitcoin to USD Coin (USDC) on BNB Smart Chain with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

USD Coin (USDC) on BNB Smart Chain is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Bitcoin.

Stay in crypto

No need to cash out to a bank account. Your USDC (BEP20) is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts BTC to USDC (BEP20) directly.

No identity verification needed

Your Bitcoin to USD Coin (USDC) on BNB Smart Chain conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange BTC for USDC (BEP20) on GhostSwap. Most swaps are paid out within 20–60 minutes after you send your BTC.

BTC

Convert Bitcoin to USD Coin (USDC) on BNB Smart Chain

BTCUSDC (BEP20) at market price
0.00036BTC29.8764USDC (BEP20)
0.0005BTC41.4951USDC (BEP20)
0.001BTC82.9901USDC (BEP20)
0.002BTC165.9802USDC (BEP20)
0.005BTC414.9506USDC (BEP20)
0.01BTC829.9012USDC (BEP20)
0.05BTC4,149.51USDC (BEP20)
0.1BTC8,299.01USDC (BEP20)

At market prices of $82,959.00 per BTC and $0.999625 per USDC (BEP20) (8 Oct 2026), 0.005 BTC is worth about 414.9506 USDC (BEP20). Your exact amount, after network fees, is shown in the exchange box before you send.

USDCBSC

Convert USD Coin (USDC) on BNB Smart Chain to Bitcoin

USDC (BEP20)BTC at market price
31USDC (BEP20)0.000374BTC
50USDC (BEP20)0.000602BTC
100USDC (BEP20)0.001205BTC
250USDC (BEP20)0.003012BTC
500USDC (BEP20)0.006025BTC
1,000USDC (BEP20)0.012050BTC
5,000USDC (BEP20)0.060248BTC
10,000USDC (BEP20)0.120496BTC

Going the other way, 500 USDC (BEP20) is worth about 0.006025 BTC at the same prices.

How to Exchange Bitcoin to USD Coin (BEP20)

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Select Crypto Currency

Select BTC and USDC BEP20

Pick BTC in “You send” and USDC BEP20 in “You get”, then enter the amount. The box shows how much USDC BEP20 you get and the minimum BTC for this pair.

Select Wallet Address
Line Vector

Enter USD Coin (BEP20) Address

Paste the BNB Smart Chain address that should receive the USDC BEP20 (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)). Then enter the Bitcoin address you send BTC from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Bitcoin

Send exactly the amount shown from your own Bitcoin wallet to the one-time deposit address.

Receive Crypto

Receive USD Coin (BEP20)

Your USDC BEP20 is usually paid out 20–60 minutes after you send your BTC, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

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BTC to USDC BEP20: questions and answers

Everything you need to know about exchanging BTC to USDC (BEP20) on GhostSwap.

How long does it take to swap BTC to USDC BEP20 on GhostSwap?
Most BTC to USDC BEP20 swaps are paid out within 20–60 minutes: the BTC deposit needs 10–30 minutes (1–3 confirmations) to confirm on Bitcoin, then the USDC BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 BTC in USDC BEP20?
At 7 Oct 2026, 16:35 UTC, 1 BTC swapped to about 82,426.31 USDC BEP20 on GhostSwap, after the service fee. The minimum for this pair is about 0.00036 BTC. The rate floats with the market until your BTC deposit confirms, so the exchange box shows the exact amount before you send.
What are the fees for converting Bitcoin to USD Coin (BEP20)?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC BEP20 amount you see is what you receive. On top of that, the Bitcoin network fee for your deposit is paid in BTC by your wallet.
What wallet should I use to receive USDC BEP20?
To receive USD Coin (BEP20) from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain (BEP-20) network before starting the exchange. Double-check your USDC BEP20 address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDC BEP20 address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending USDC BEP20 to an address on another network can lose the coins.
Can I track my BTC to USDC BEP20 swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your BTC payment on mempool.space (https://mempool.space) and your incoming USDC BEP20 on BscScan (https://bscscan.com).
Is it safe to exchange BTC for USDC BEP20 on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your BTC deposit is converted and the USDC BEP20 is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.
Why swap BTC to USDC BEP20?
Converting Bitcoin to USD Coin (BEP20) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my BTC to USDC BEP20 exchange fails?
If a swap cannot be completed, the BTC is refunded to the Bitcoin address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.