BTC to USDC: Exchange Bitcoin for USD Coin Without KYC

Send Bitcoin (BTC) and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into USDC locks in a dollar value without selling on a centralized exchange.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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BTC
BTC
USDC
USDC


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Bitcoin Logo
BTC
Bitcoin
Price:
$82,959.00
24h Change:
-1.28%
Market Cap:
$1.67T
Volume (24h):
$37.13B
Circulating Supply:
20.10M BTC
USD Coin Ethereum Chain Logo
USDC
USD Coin (USDC) on Ethereum
Price:
$0.9996
24h Change:
-0.03%
Market Cap:
$73.59B
Volume (24h):
$24.12B
Circulating Supply:
73.62B USDC

Data by CoinGecko

BTC to USDC Exchange Rate

1 BTC = 82,990.12 USDC

The 1 Bitcoin to USD Coin (USDC) on Ethereum reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

BTC to USDC swap at a glance

Everything that is specific to swapping Bitcoin to USD Coin on GhostSwap.

Bitcoin (BTC)You send · Bitcoin network
USD Coin (USDC)You receive · ERC-20 token on Ethereum

Swapping into USDC locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Bitcoin to Ethereum, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your USDC is sent
Network fee
Paid in BTCby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageBTC on mempool.space · USDC on Etherscan
Your USDC address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Max per swap
About 160 BTCReverse rate at market prices: 1 USDC ≈ 0.0000120496 BTC · 8 Oct 2026
Minimum
About 0.00037 BTCThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send BTC10–30 minutes (1–3 confirmations) to confirm on Bitcoin
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDCSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 8 Oct 2026Reverse: USDC to BTC

How much USDC do you get for BTC?

GhostSwap quotes at 8 Oct 2026, 07:01 UTC. What lands in your wallet: service fee and USDC network fee already deducted.

Fees included
0.001BTC
81.1401USDC
0.005BTC
407.8741USDC
0.02BTC
1,633.13USDC
1BTC
81,682.96USDC

The rate floats with the market until your BTC deposit confirms. The minimum for this pair is about 0.00037 BTC. Enter any amount in the exchange box above for a live quote; no account needed.

Selling bitcoin for USDC on Ethereum without an exchange account

BTC to USDC turns bitcoin into USD Coin, Circle's dollar stablecoin, delivered as an ERC-20 token on Ethereum mainnet. People use it to move part of their bitcoin into dollars, to fund Ethereum DeFi or to settle an invoice priced in USDC without selling on a centralized exchange. The USDC goes to the 0x address you enter; there is no account and no wrapped bitcoin involved.

Most of the time goes on the bitcoin side, where one to three confirmations usually take 10 to 30 minutes; most swaps take 20 to 60 minutes in all. Pick a fee that targets the next few blocks: an underpaid deposit can stay unconfirmed until fees fall, and the swap cannot start before it confirms. Once the USDC is sent, Ethereum confirms it within a few minutes.

Tips for this swap

  • The USDC needs an Ethereum address, 0x plus 40 hex characters, from MetaMask, Rabby or a Ledger; a Bitcoin address cannot receive it.
  • Pay from Sparrow, Electrum or a hardware wallet you control, and use that wallet's Bitcoin address for refunds rather than an exchange's.
  • Want USDC on Solana or Base instead? Pick that USDC as the receive coin; each network is listed separately and charges its own gas for later transfers.

Can I sell bitcoin for USDC without KYC?

Yes. You do not need an account, email or ID for a standard swap. Paste your Ethereum address, check the floating rate shown before you send and transfer the BTC; if the swap cannot complete, the BTC is refunded to your Bitcoin sender address.

Will I receive exactly the USDC amount shown?

Not always. The rate is floating, so the final amount follows the market until your swap is processed, and with Bitcoin's confirmation time it can end up slightly higher or lower than the estimate. Network fees are already allowed for in the estimate.

Swap 1,600+ coins on our no-KYC crypto exchange

Going the other way? Swap USDC to BTC

Other ways to get USD Coin (USDC)

ETH to USDCUSDT to USDCUSDT TRC20 to USDCSOL to USDCLTC to USDCXMR to USDCZEC to USDCBNB to USDCXRP to USDCDOGE to USDCTRX to USDCADA to USDCBTT to USDCCRO to USDC

More BTC swaps

BTC to XMRBTC to ZECBTC to LTCBTC to USDT TRC20BTC to DASHBTC to ETHBTC to BCHBTC to THETABTC to BNBBTC to USDT BEP20BTC to USDEBTC to USDT AVAX

Live prices: Bitcoin price today

BTC to USDC Live Price Chart

BTC/USDC

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Reference market prices, updated live

BTC

What is Bitcoin?

Bitcoin (BTC) is the world's first and largest cryptocurrency, created in 2009 as a decentralized digital currency that operates without banks or intermediaries. Running on a proof-of-work blockchain, Bitcoin enables peer-to-peer value transfer across borders with no central authority. Many holders keep BTC as a long-term store of value. With the largest market capitalization and deepest liquidity of any cryptocurrency, Bitcoin is the most commonly exchanged digital asset.

USDC

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

BTC → USDC

Why Swap BTC for USDC?

Swapping Bitcoin to USD Coin (USDC) on Ethereum with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

USD Coin (USDC) on Ethereum is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Bitcoin.

Stay in crypto

No need to cash out to a bank account. Your USDC is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts BTC to USDC directly.

No identity verification needed

Your Bitcoin to USD Coin (USDC) on Ethereum conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange BTC for USDC on GhostSwap. Most swaps are paid out within 20–60 minutes after you send your BTC.

BTC

Convert Bitcoin to USD Coin (USDC) on Ethereum

BTCUSDC at market price
0.00037BTC30.7063USDC
0.0005BTC41.4951USDC
0.001BTC82.9901USDC
0.002BTC165.9802USDC
0.005BTC414.9506USDC
0.01BTC829.9012USDC
0.05BTC4,149.51USDC
0.1BTC8,299.01USDC

At market prices of $82,959.00 per BTC and $0.999625 per USDC (8 Oct 2026), 0.005 BTC is worth about 414.9506 USDC. Your exact amount, after network fees, is shown in the exchange box before you send.

USDC

Convert USD Coin (USDC) on Ethereum to Bitcoin

USDCBTC at market price
31USDC0.000374BTC
50USDC0.000602BTC
100USDC0.001205BTC
250USDC0.003012BTC
500USDC0.006025BTC
1,000USDC0.012050BTC
5,000USDC0.060248BTC
10,000USDC0.120496BTC

Going the other way, 500 USDC is worth about 0.006025 BTC at the same prices.

How to Exchange Bitcoin to USD Coin

Line Vector
Select Crypto Currency

Select BTC and USDC

Pick BTC in “You send” and USDC in “You get”, then enter the amount. The box shows how much USDC you get and the minimum BTC for this pair.

Select Wallet Address
Line Vector

Enter USD Coin Address

Paste the Ethereum address that should receive the USDC (it starts with 0x followed by 40 hexadecimal characters). Then enter the Bitcoin address you send BTC from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Bitcoin

Send exactly the amount shown from your own Bitcoin wallet to the one-time deposit address.

Receive Crypto

Receive USD Coin

Your USDC is usually paid out 20–60 minutes after you send your BTC, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

BTC to USDC: questions and answers

Everything you need to know about exchanging BTC to USDC on GhostSwap.

How long does it take to swap BTC to USDC on GhostSwap?
Most BTC to USDC swaps are paid out within 20–60 minutes: the BTC deposit needs 10–30 minutes (1–3 confirmations) to confirm on Bitcoin, then the USDC is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 BTC in USDC?
At 8 Oct 2026, 07:01 UTC, 1 BTC swapped to about 81,682.96 USDC on GhostSwap, after the service fee; the cost of sending the USDC to your wallet (about 0.543367 USDC) is already deducted. The minimum for this pair is about 0.00037 BTC. The rate floats with the market until your BTC deposit confirms, so the exchange box shows the exact amount before you send.
What are the fees for converting Bitcoin to USD Coin?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, the Bitcoin network fee for your deposit is paid in BTC by your wallet.
What wallet should I use to receive USDC?
To receive USD Coin from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDC address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins.
Can I track my BTC to USDC swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your BTC payment on mempool.space (https://mempool.space) and your incoming USDC on Etherscan (https://etherscan.io).
Is it safe to exchange BTC for USDC on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your BTC deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
Why swap BTC to USDC?
Converting Bitcoin to USD Coin moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my BTC to USDC exchange fails?
If a swap cannot be completed, the BTC is refunded to the Bitcoin address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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