BNB to XLM: Exchange BNB for Stellar Without KYC

Send BNB on BNB Smart Chain and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from BNB Smart Chain to Stellar, with no bridge and no wrapped tokens.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

BNB (BSC)

You Get

XLM

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

BNB (BSC)

Price:

$778.32

24h Change:

0.39%

Market Cap:

$103.64B

Volume (24h):

$616.35M

Circulating Supply:

133.16M BNB (BSC)

XLM

Stellar

Price:

$0.2155

24h Change:

-2.93%

Market Cap:

$7.55B

Volume (24h):

$149.59M

Circulating Supply:

35.06B XLM

Data by CoinGecko

BNB (BSC) to XLM Exchange Rate

1 BNB (BSC) = 3,612.11 XLM

The 1 BNB (BSC) to Stellar reference rate at market prices, before fees.

Live market rate

BNB to XLM swap at a glance

Send BNB from Trust Wallet, MetaMask or Rabby.

BNBYou send · BNB Smart Chain network

Stellar (XLM)You receive · Stellar network

Swap time

5–15 minuntil your XLM is sent

Network fee

Paid in BNBby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageBNB on BscScan · XLM on StellarExpert

Your XLM address

Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.

Reference rate

1 BNB ≈ 3,612.11 XLM1 XLM ≈ 0.000277 BNB · market prices, 3 Oct 2026

Minimum

About 0.039 BNB

Memo.ID for XLM

Only for exchange accountsPersonal wallets leave it empty.

Send BNBUnder a minute to confirm on BNB Smart Chain
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive XLMSent to your address; Stellar confirms in a few seconds

Facts checked 3 Oct 2026Reverse: XLM to BNB

How much XLM do you get for BNB?

GhostSwap quotes at 3 Oct 2026, 15:05 UTC, after the service fee and the cost of sending the XLM to your wallet.

Fees included

0.1BNB

356.2929XLM

0.5BNB

1,786.89XLM

1BNB

3,575.15XLM

2.5BNB

8,939.91XLM

The rate floats with the market until your BNB deposit confirms.

From BNB to Stellar Lumens: memo and reserve basics

BNB to XLM moves funds from BNB Smart Chain to Stellar, a network built for payments, remittances and stablecoin transfers through anchors. People take this step for cheap, near-instant transfers in wallets like Lobstr or Freighter. The XLM goes to the Stellar address you paste, with no account.

The BNB deposit clears BNB Smart Chain in under a minute, and Stellar closes a ledger every few seconds, so the payout arrives quickly. Two Stellar rules matter here: a new account is created only when it receives at least the network's minimum balance, and exchange accounts need a memo.

Tips for this swap

Paste a 56-character Stellar address starting with G, from Lobstr, Freighter or a hardware wallet. Muxed addresses starting with M are not accepted, so use the G address plus a memo.
Sending to an exchange? Copy its memo into the memo field. Without it, the exchange cannot tell the deposit is yours.
Keep a little BNB beyond the amount you swap, because BNB Smart Chain gas comes from the same balance. Enter the sending wallet as your refund address.

Can I swap BNB for XLM with no account?

Yes. GhostSwap needs no account, email or ID for a standard swap. Paste a G address (and a memo if needed), check the floating rate and send the BNB.

My Stellar wallet is brand new. Will the payout activate it?

Yes, as long as the payout is above Stellar's minimum account balance, which normal swap amounts are. That minimum stays locked in the account while it is open.

Swap 1,600+ coins on our no-KYC crypto exchange

BNB to XLM Live Price Chart

BNB (BSC)/XLM

Loading chart...

Reference market prices, updated live

What is BNB (BSC)?

BNB on Binance Smart Chain (BSC) is the native token of the Binance ecosystem, one of the largest and most active blockchain networks in crypto. BNB is used to pay transaction fees on BSC, participate in DeFi protocols, access token launches, and receive trading fee discounts on the Binance exchange. The BNB Smart Chain supports thousands of decentralized applications including PancakeSwap, Venus Protocol, and many more. With fast block times and low fees, BSC remains a popular alternative to Ethereum for DeFi and token trading.

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

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Why Swap BNB for XLM?

Converting BNB (BSC) to Stellar on GhostSwap moves your funds from BNB (BSC) into XLM without KYC or account creation. BNB (BSC) is used for BNB Chain DeFi, trading fee discounts, and dApp usage.

Two different networks

BNB (BSC) runs on BNB Smart Chain and XLM on Stellar; GhostSwap swaps between them in one step.

About Stellar

Stellar is used for fast, cheap cross-border payments.

Convert BNB (BSC) to Stellar

BNB (BSC)	XLM at market price
0.039BNB (BSC)	140.8724XLM
0.05BNB (BSC)	180.6056XLM
0.1BNB (BSC)	361.2113XLM
0.2BNB (BSC)	722.4226XLM
0.5BNB (BSC)	1,806.06XLM
1BNB (BSC)	3,612.11XLM
5BNB (BSC)	18,060.56XLM
10BNB (BSC)	36,121.13XLM

At market prices of $778.3200 per BNB (BSC) and $0.215475 per XLM (3 Oct 2026), 0.5 BNB (BSC) is worth about 1,806.06 XLM.

Convert Stellar to BNB (BSC)

XLM	BNB (BSC) at market price
150XLM	0.041527BNB (BSC)
250XLM	0.069212BNB (BSC)
500XLM	0.138423BNB (BSC)
1,000XLM	0.276846BNB (BSC)
2,500XLM	0.692116BNB (BSC)
5,000XLM	1.3842BNB (BSC)
25,000XLM	6.9212BNB (BSC)
50,000XLM	13.8423BNB (BSC)

Going the other way, 2,500 XLM is worth about 0.692116 BNB (BSC) at the same prices.

How to Exchange BNB to Stellar

Select BNB and XLM

Pick BNB in “You send” and XLM in “You get”, then enter the amount.

Enter Stellar Address

Paste the Stellar address that should receive the XLM. Add a Memo.ID only if that address belongs to an exchange account. Then enter the BNB Smart Chain address you send BNB from; a refund, if ever needed, goes there.

Send BNB

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address.

Receive Stellar

Your XLM arrives on Stellar. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other BNB and XLM pairs.

BNB to XLM: questions and answers

How long does it take to swap BNB to XLM on GhostSwap?

Most BNB to XLM swaps are paid out within 5–15 minutes: the BNB deposit needs under a minute to confirm on BNB Smart Chain, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds.

How much is 1 BNB in XLM?

At 3 Oct 2026, 15:05 UTC, 1 BNB swapped to about 3,575.15 XLM on GhostSwap, after the service fee. The minimum for this pair is about 0.039 BNB. The BNB Smart Chain network fee for sending the BNB is paid separately, in BNB. The rate floats with the market until your BNB deposit confirms.

Can I send BNB straight to my XLM address?

No. BNB moves on BNB Smart Chain and XLM on Stellar, so BNB can only be sent to a BNB Smart Chain address. To swap, send the BNB to the one-time deposit address GhostSwap shows, and the XLM is paid to the Stellar address you enter, with no bridge or wrapped token.

Do I need KYC or an account to exchange BNB to XLM?

No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send BNB from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.

What wallet and address do I need to receive XLM?

Use a Stellar address from a wallet you control, such as Lobstr or Freighter. The address starts with G and is 56 characters long. A Memo.ID is only needed if the XLM goes to an exchange or custodial account that gave you one; a personal wallet does not need one. GhostSwap never holds your funds: the XLM is sent straight to the address you enter.

What happens if my BNB to XLM exchange fails?

If a swap cannot be completed, the BNB is refunded to the BNB Smart Chain address you entered as the sender address.