ZEC to XLM: Exchange Zcash for Stellar Without KYC

Exchange ZEC to XLM: send Zcash (ZEC) and receive Stellar (XLM) in your own wallet, with no account and no KYC. Send the ZEC from a transparent t-address; the XLM arrives as an ordinary transfer on Stellar.

Updated 19 October 2026

  • 20–60 min
  • No account · No KYC
  • Paid to your wallet
  • Fees included in quote
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ZEC
ZEC
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Zcash Logo
ZEC
Zcash
Price:
$1,211.03
24h Change:
-9.35%
Market Cap:
$20.58B
Volume (24h):
$1.14B
Circulating Supply:
17.00M ZEC
Stellar Logo
XLM
Stellar
Price:
$0.1749
24h Change:
-5.09%
Market Cap:
$6.16B
Volume (24h):
$111.38M
Circulating Supply:
35.21B XLM

Data by CoinGecko

ZEC to XLM Exchange Rate

1 ZEC = 6,924.72 XLM

The 1 Zcash to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

ZEC to XLM swap at a glance

Everything that is specific to swapping Zcash to Stellar on GhostSwap.

Zcash (ZEC)You send · Zcash network
Stellar (XLM)You receive · Stellar network

The XLM arrives as an ordinary transfer on Stellar, while the ZEC you send stays private on its own chain. It is a cross-chain swap from Zcash to Stellar, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your XLM is sent
Network fee
Paid in ZECby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageZEC on Blockchair · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 ZEC ≈ 6,924.72 XLM1 XLM ≈ 0.000144 ZEC · market prices, 22 Oct 2026
Minimum
About 0.025 ZECThe exact minimum and maximum are shown in the exchange box before you send.
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send ZECAbout 10–20 minutes to confirm on Zcash
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 22 Oct 2026Reverse: XLM to ZEC

How much XLM do I get for ZEC?

GhostSwap quotes at 22 Oct 2026, 23:39 UTC. What lands in your wallet: service fee and XLM network fee already deducted.

After all fees
0.1ZEC
684.8457XLM
0.5ZEC
3,430.65XLM
1ZEC
6,862.25XLM
2.5ZEC
17,156.56XLM

The rate floats with the market until your ZEC deposit confirms. The minimum for this pair is about 0.025 ZEC. Enter any amount in the exchange box above for a live quote; no account needed.

ZEC to XLM at the market rate, before fees

ZECXLM, market rate, before fees
0.025 ZEC173.1180 XLM
0.05 ZEC346.2361 XLM
0.1 ZEC692.4722 XLM
0.2 ZEC1,384.94 XLM
0.5 ZEC3,462.36 XLM
1 ZEC6,924.72 XLM
5 ZEC34,623.61 XLM
10 ZEC69,247.22 XLM

Market prices of $1,211.03 per ZEC and $0.174885 per XLM on 22 Oct 2026. The box above shows the amount after all fees.

ZEC to XLM price chart, market rate before fees

ZEC/XLM

Loading chart...

How do I exchange ZEC to XLM?

  1. Pick ZEC and XLM

    Pick ZEC in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get after all fees, and the minimum for this pair.

  2. Paste your Stellar address

    Paste the Stellar address that should receive the XLM: it starts with G and is 56 characters long. Wallets that work: Lobstr or Freighter. Add a Memo only if that address belongs to an exchange account. Then enter the Zcash address you send ZEC from; a refund, if ever needed, goes there.

  3. Send ZEC on Zcash

    Send exactly the amount shown from your own Zcash wallet to the one-time deposit address, on the Zcash network.

  4. Receive XLM

    Your XLM is usually paid out 20–60 minutes after you send your ZEC, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Common mistakes with ZEC to XLM

  • Sending from a shielded balance instead of a transparent t-address.
  • Reusing an old t-address that already links to other activity.
  • Sending from an exchange account, so the sender address isn't yours and a refund can't reach you.
  • Pasting an address from another network: the XLM address starts with G and is 56 characters long.
  • Forgetting the Memo when the XLM goes to an exchange account.

ZEC to XLM: questions and answers

Everything you need to know about exchanging ZEC to XLM on GhostSwap.

Can I send ZEC from a shielded balance?
Send from a transparent address. If your ZEC is shielded, unshield the amount to a new t-address first, then send.
How long does it take to swap ZEC to XLM on GhostSwap?
Most ZEC to XLM swaps are paid out within 20–60 minutes: the ZEC deposit needs about 10–20 minutes to confirm on Zcash, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 ZEC in XLM?
At 22 Oct 2026, 23:39 UTC, 1 ZEC swapped to about 6,862.25 XLM on GhostSwap, after the service fee. The minimum for this pair is about 0.025 ZEC. The rate floats with the market until your ZEC deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange ZEC to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send ZEC from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Zcash to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, the Zcash network fee for your deposit is paid in ZEC by your wallet.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my ZEC to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ZEC payment on Blockchair (https://blockchair.com/zcash) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange ZEC for XLM on GhostSwap?
GhostSwap has no accounts and no stored balance: your ZEC deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.

What is Zcash? Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Zcash price today

What is Stellar? Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization.

More ZEC and XLM pages

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