ZEC to XLM: Exchange Zcash for Stellar Without KYC

Send Zcash (ZEC) and receive Stellar (XLM) in your own wallet, with no account and no KYC. The XLM arrives as an ordinary transfer on Stellar, while the ZEC you send stays private on its own chain.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
ZEC
ZEC
XLM
XLM


⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Zcash Logo
ZEC
Zcash
Price:
$1,305.10
24h Change:
-4.88%
Market Cap:
$22.14B
Volume (24h):
$645.91M
Circulating Supply:
16.97M ZEC
Stellar Logo
XLM
Stellar
Price:
$0.2155
24h Change:
-2.93%
Market Cap:
$7.55B
Volume (24h):
$149.59M
Circulating Supply:
35.06B XLM

Data by CoinGecko

ZEC to XLM Exchange Rate

1 ZEC = 6,056.85 XLM

The 1 Zcash to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

ZEC to XLM swap at a glance

Everything that is specific to swapping Zcash to Stellar on GhostSwap.

Zcash (ZEC)You send · Zcash network
Stellar (XLM)You receive · Stellar network

The XLM arrives as an ordinary transfer on Stellar, while the ZEC you send stays private on its own chain. It is a cross-chain swap from Zcash to Stellar, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your XLM is sent
Network fee
Paid in ZECby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageZEC on Blockchair · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 ZEC ≈ 6,056.85 XLM1 XLM ≈ 0.000165 ZEC · market prices, 3 Oct 2026
Minimum
About 0.024 ZECThe exact minimum and maximum are shown in the exchange box before you send.
Memo.ID for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send ZECAbout 10–20 minutes to confirm on Zcash
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 3 Oct 2026Reverse: XLM to ZEC

How much XLM do you get for ZEC?

GhostSwap quotes at 3 Oct 2026, 15:13 UTC. What lands in your wallet: service fee and XLM network fee already deducted.

Fees included
0.1ZEC
596.5729XLM
0.5ZEC
2,988.38XLM
1ZEC
5,977.73XLM
2.5ZEC
14,944.66XLM

The rate floats with the market until your ZEC deposit confirms. The minimum for this pair is about 0.024 ZEC. Enter any amount in the exchange box above for a live quote; no account needed.

Going the other way? Swap XLM to ZEC

Other ways to get Stellar (XLM)

BTC to XLMETH to XLMUSDT to XLMUSDT TRC20 to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMBNB to XLMXRP to XLMDOGE to XLMTRX to XLMZRX to XLMAAVE to XLM

More ZEC swaps

ZEC to BTCZEC to XMRZEC to USDT TRC20ZEC to ETHZEC to LTCZEC to ETCZEC to AAVEZEC to BNBZEC to SOLZEC to DOGEZEC to XTZZEC to ZRX

Live prices: Zcash price today

Coin guides: No-KYC Zcash exchange

ZEC to XLM Live Price Chart

ZEC/XLM

Loading chart...

Reference market prices, updated live

ZEC

What is Zcash?

Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Unlike Monero where privacy is mandatory, Zcash gives users the choice between transparent transactions (publicly visible, like Bitcoin) and shielded transactions (fully private — hiding sender, receiver, and amount). This flexibility lets Zcash users choose a shielded transfer when they want privacy and a transparent one when they do not. ZEC has been instrumental in advancing cryptographic research that now underpins many Layer 2 scaling solutions.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

ZEC → XLM

Why Swap ZEC for XLM?

Converting Zcash to Stellar on GhostSwap lets you move from a privacy-focused cryptocurrency into a more widely traded asset without exposing your identity. Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. Coins sent from a private balance keep their history out of public view. Swapping ZEC to XLM without KYC means there is no account or identity linking your private holdings to your new Stellar.

Access wider trading pairs and liquidity

Stellar is widely listed, giving you more options for trading, spending, or converting to fiat.

Maintain your privacy chain

Your XLM arrives as a fresh transaction on the Stellar blockchain with no visible connection to your ZEC holdings. No KYC means no identity link.

About Stellar

Stellar is used for fast, cheap cross-border payments.

No account or identity required

GhostSwap requires no sign-up, no KYC, and no personal information. Your ZEC to XLM swap needs no account or ID.

Exchange ZEC for XLM on GhostSwap: your Stellar is usually paid out 20–60 minutes after you send. No registration and no verification for standard swaps.

ZEC

Convert Zcash to Stellar

ZECXLM at market price
0.024ZEC145.3644XLM
0.05ZEC302.8426XLM
0.1ZEC605.6851XLM
0.2ZEC1,211.37XLM
0.5ZEC3,028.43XLM
1ZEC6,056.85XLM
5ZEC30,284.26XLM
10ZEC60,568.51XLM

At market prices of $1,305.10 per ZEC and $0.215475 per XLM (3 Oct 2026), 0.5 ZEC is worth about 3,028.43 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to Zcash

XLMZEC at market price
140XLM0.023114ZEC
250XLM0.041276ZEC
500XLM0.082551ZEC
1,000XLM0.165102ZEC
2,500XLM0.412756ZEC
5,000XLM0.825511ZEC
25,000XLM4.1276ZEC
50,000XLM8.2551ZEC

Going the other way, 2,500 XLM is worth about 0.412756 ZEC at the same prices.

How to Exchange Zcash to Stellar

Line Vector
Select Crypto Currency

Select ZEC and XLM

Pick ZEC in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum ZEC for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo.ID only if that address belongs to an exchange account. Then enter the Zcash address you send ZEC from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Zcash

Send exactly the amount shown from your own Zcash wallet to the one-time deposit address.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 20–60 minutes after you send your ZEC, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

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ZEC to XLM: questions and answers

Everything you need to know about exchanging ZEC to XLM on GhostSwap.

How long does it take to swap ZEC to XLM on GhostSwap?
Most ZEC to XLM swaps are paid out within 20–60 minutes: the ZEC deposit needs about 10–20 minutes to confirm on Zcash, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 ZEC in XLM?
At 3 Oct 2026, 15:13 UTC, 1 ZEC swapped to about 5,977.73 XLM on GhostSwap, after the service fee. The minimum for this pair is about 0.024 ZEC. The rate floats with the market until your ZEC deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange ZEC to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send ZEC from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Zcash to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, the Zcash network fee for your deposit is paid in ZEC by your wallet.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming — cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo.ID to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo.ID; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my ZEC to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ZEC payment on Blockchair (https://blockchair.com/zcash) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange ZEC for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your ZEC deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice — Stellar transfers cannot be reversed.
Will my XLM be linked to my ZEC?
Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. Coins sent from a private balance keep their history out of public view. The XLM you receive will appear as a fresh transaction on the Stellar blockchain with no visible connection to your ZEC holdings. GhostSwap requires no KYC, so there's no account linking the two.
How does a cross-chain ZEC to XLM swap work?
Zcash lives on Zcash and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your ZEC on Zcash and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.
Is it legal to own and swap Zcash?
In most countries, yes: owning and swapping Zcash is not banned, although some centralized exchanges have stopped listing privacy coins in certain regions. Privacy is a legitimate need, and using privacy-enhancing tools is not illegal in itself. You are responsible for following the cryptocurrency rules where you live.
What happens if my ZEC to XLM exchange fails?
If a swap cannot be completed, the ZEC is refunded to the Zcash address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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