BTC to PYUSD: Exchange Bitcoin for PayPal USD Without KYC

Send Bitcoin (BTC) and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into PYUSD locks in a dollar value without selling on a centralized exchange.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
BTC
BTC
PYUSD
PYUSD


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Bitcoin Logo
BTC
Bitcoin
Price:
$82,959.00
24h Change:
-1.28%
Market Cap:
$1.67T
Volume (24h):
$37.13B
Circulating Supply:
20.10M BTC
PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9992
24h Change:
-0.03%
Market Cap:
$2.88B
Volume (24h):
$103.78M
Circulating Supply:
2.89B PYUSD

Data by CoinGecko

BTC to PYUSD Exchange Rate

1 BTC = 83,027.00 PYUSD

The 1 Bitcoin to PayPal USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

BTC to PYUSD swap at a glance

Everything that is specific to swapping Bitcoin to PayPal USD on GhostSwap.

Bitcoin (BTC)You send · Bitcoin network
PayPal USD (PYUSD)You receive · ERC-20 token on Ethereum

Swapping into PYUSD locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Bitcoin to Ethereum, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your PYUSD is sent
Network fee
Paid in BTCby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageBTC on mempool.space · PYUSD on Etherscan
Your PYUSD address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 BTC ≈ 83,027.00 PYUSD1 PYUSD ≈ 0.0000120443 BTC · market prices, 8 Oct 2026
  1. Send BTC10–30 minutes (1–3 confirmations) to confirm on Bitcoin
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive PYUSDSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 8 Oct 2026Reverse: PYUSD to BTC

BTC to PYUSD Live Price Chart

BTC/PYUSD

Loading chart...

Reference market prices, updated live

BTC

What is Bitcoin?

Bitcoin (BTC) is the world's first and largest cryptocurrency, created in 2009 as a decentralized digital currency that operates without banks or intermediaries. Running on a proof-of-work blockchain, Bitcoin enables peer-to-peer value transfer across borders with no central authority. Many holders keep BTC as a long-term store of value. With the largest market capitalization and deepest liquidity of any cryptocurrency, Bitcoin is the most commonly exchanged digital asset.

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

BTC → PYUSD

Why Swap BTC for PYUSD?

Swapping Bitcoin to PayPal USD on GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

PayPal USD is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Bitcoin.

Stay in crypto

No need to cash out to a bank account. Your PYUSD is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts BTC to PYUSD directly.

No identity verification needed

Your Bitcoin to PayPal USD conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange BTC for PYUSD on GhostSwap. Most swaps are paid out within 20–60 minutes after you send your BTC.

BTC

Convert Bitcoin to PayPal USD

BTCPYUSD at market price
0.0002BTC16.6054PYUSD
0.0005BTC41.5135PYUSD
0.001BTC83.0270PYUSD
0.002BTC166.0540PYUSD
0.005BTC415.1350PYUSD
0.01BTC830.2700PYUSD
0.05BTC4,151.35PYUSD
0.1BTC8,302.70PYUSD

At market prices of $82,959.00 per BTC and $0.999181 per PYUSD (8 Oct 2026), 0.005 BTC is worth about 415.1350 PYUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

PYUSD

Convert PayPal USD to Bitcoin

PYUSDBTC at market price
31PYUSD0.000373BTC
50PYUSD0.000602BTC
100PYUSD0.001204BTC
250PYUSD0.003011BTC
500PYUSD0.006022BTC
1,000PYUSD0.012044BTC
5,000PYUSD0.060221BTC
10,000PYUSD0.120443BTC

Going the other way, 500 PYUSD is worth about 0.006022 BTC at the same prices.

How to Exchange Bitcoin to PayPal USD

Line Vector
Select Crypto Currency

Select BTC and PYUSD

Pick BTC in “You send” and PYUSD in “You get”, then enter the amount. The box shows how much PYUSD you get and the minimum BTC for this pair.

Select Wallet Address
Line Vector

Enter PayPal USD Address

Paste the Ethereum address that should receive the PYUSD (it starts with 0x followed by 40 hexadecimal characters). Then enter the Bitcoin address you send BTC from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Bitcoin

Send exactly the amount shown from your own Bitcoin wallet to the one-time deposit address.

Receive Crypto

Receive PayPal USD

Your PYUSD is usually paid out 20–60 minutes after you send your BTC, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC to PYUSD: questions and answers

Everything you need to know about exchanging BTC to PYUSD on GhostSwap.

How long does it take to swap BTC to PYUSD on GhostSwap?
Most BTC to PYUSD swaps are paid out within 20–60 minutes: the BTC deposit needs 10–30 minutes (1–3 confirmations) to confirm on Bitcoin, then the PYUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 BTC in PYUSD?
1 BTC is worth about 83,027.00 PYUSD at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the PYUSD network fee. The rate floats with the market until your BTC deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange BTC to PYUSD?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PYUSD, send BTC from your own wallet, and the PYUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Bitcoin to PayPal USD?
The GhostSwap fee is already included in the rate in the exchange box, so the PYUSD amount you see is what you receive. On top of that, the Bitcoin network fee for your deposit is paid in BTC by your wallet.
What wallet should I use to receive PYUSD?
To receive PayPal USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your PYUSD address before confirming, cryptocurrency transactions cannot be reversed.
What format is the PYUSD address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PYUSD to an address on another network can lose the coins.
Can I track my BTC to PYUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your BTC payment on mempool.space (https://mempool.space) and your incoming PYUSD on Etherscan (https://etherscan.io).
Is it safe to exchange BTC for PYUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your BTC deposit is converted and the PYUSD is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
Why swap BTC to PYUSD?
Converting Bitcoin to PayPal USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my BTC to PYUSD exchange fails?
If a swap cannot be completed, the BTC is refunded to the Bitcoin address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.