USDT TRC20 to XLM: Exchange Tether (TRC20) for Stellar Without KYC

Send Tether (USDT TRC20, a TRC-20 token on Tron) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It turns a dollar balance into Stellar in one step.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
USDT (TRC20)
USDT (TRC20)
XLM
XLM


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Tether Tron Chain Logo
USDT (TRC20)
Tether (USDT) on Tron
Price:
$0.9992
24h Change:
-0.01%
Market Cap:
$184.10B
Volume (24h):
$29.33B
Circulating Supply:
184.25B USDT (TRC20)
Stellar Logo
XLM
Stellar
Price:
$0.1947
24h Change:
-0.52%
Market Cap:
$6.83B
Volume (24h):
$77.56M
Circulating Supply:
35.06B XLM

Data by CoinGecko

USDT (TRC20) to XLM Exchange Rate

1 USDT (TRC20) = 5.1311 XLM

The 1 Tether (USDT) on Tron to Stellar reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDT TRC20 to XLM swap at a glance

Everything that is specific to swapping Tether to Stellar on GhostSwap.

Tether (USDT TRC20)You send · TRC-20 token on Tron
Stellar (XLM)You receive · Stellar network

It turns a dollar balance into Stellar in one step. It is a cross-chain swap from Tron to Stellar, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XLM is sent
Network fee
Paid in TRXkeep a little TRX too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDT TRC20 on Tronscan · XLM on StellarExpert
Your XLM address
Stellar addressIt starts with G and is 56 characters long. Wallets: Lobstr or Freighter.
Reference rate
1 USDT TRC20 ≈ 5.1311 XLM1 XLM ≈ 0.194890 USDT TRC20 · market prices, 11 Oct 2026
Memo for XLM
Only for exchange accountsPersonal wallets leave it empty.
  1. Send USDT TRC20About a minute to confirm on Tron
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XLMSent to your address; Stellar confirms in a few seconds
Facts checked 11 Oct 2026Reverse: XLM to USDT TRC20

Going the other way? Swap XLM to USDT TRC20

Other ways to get Stellar (XLM)

BTC to XLMETH to XLMUSDT to XLMUSDC to XLMSOL to XLMLTC to XLMXMR to XLMZEC to XLMBNB to XLMXRP to XLMDOGE to XLMTRX to XLMUSDT SOL to XLMVET to XLM

More USDT TRC20 swaps

USDT TRC20 to XMRUSDT TRC20 to BTCUSDT TRC20 to ZECUSDT TRC20 to DOGEUSDT TRC20 to AVAXUSDT TRC20 to TAOUSDT TRC20 to SOLUSDT TRC20 to ARBUSDT TRC20 to USDTUSDT TRC20 to LTCUSDT TRC20 to ZRXUSDT TRC20 to AAVE

USDT TRC20 to XLM Live Price Chart

USDT (TRC20)/XLM

Loading chart...

Reference market prices, updated live

USDTRX

What is Tether (USDT) on Tron?

Tether on TRON (USDT TRC-20) is the fastest and cheapest way to transfer USDT stablecoins. While USDT exists on multiple chains, the TRC-20 version on TRON offers near-instant confirmation and virtually zero transaction fees, making it the preferred choice for frequent stablecoin transfers and payments. USDT TRC-20 maintains the same 1:1 US Dollar peg as other USDT variants. It is the most popular stablecoin on the TRON network and one of the highest-volume digital assets globally.

XLM

What is Stellar?

Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.

USDTRX → XLM

Why Swap USDT TRC20 for XLM?

Converting Tether (USDT) on Tron to Stellar on GhostSwap gets you XLM without signing up for a centralized exchange or completing KYC verification. Your USDT (TRC20) converts to XLM directly, with no identity requirements.

Get Stellar without an exchange account

Get Stellar without creating exchange accounts or submitting ID documents.

About Stellar

Stellar is used for fast, cheap cross-border payments. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 5–15 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange USDT (TRC20) for XLM on GhostSwap. Stellar fees are a tiny fraction of a cent.

USDTRX

Convert Tether (USDT) on Tron to Stellar

USDT (TRC20)XLM at market price
25USDT (TRC20)128.2773XLM
50USDT (TRC20)256.5546XLM
100USDT (TRC20)513.1092XLM
250USDT (TRC20)1,282.77XLM
500USDT (TRC20)2,565.55XLM
1,000USDT (TRC20)5,131.09XLM
5,000USDT (TRC20)25,655.46XLM
10,000USDT (TRC20)51,310.92XLM

At market prices of $0.999157 per USDT (TRC20) and $0.194726 per XLM (11 Oct 2026), 500 USDT (TRC20) is worth about 2,565.55 XLM. Your exact amount, after network fees, is shown in the exchange box before you send.

XLM

Convert Stellar to Tether (USDT) on Tron

XLMUSDT (TRC20) at market price
160XLM31.1824USDT (TRC20)
250XLM48.7226USDT (TRC20)
500XLM97.4451USDT (TRC20)
1,000XLM194.8903USDT (TRC20)
2,500XLM487.2257USDT (TRC20)
5,000XLM974.4515USDT (TRC20)
25,000XLM4,872.26USDT (TRC20)
50,000XLM9,744.51USDT (TRC20)

Going the other way, 2,500 XLM is worth about 487.2257 USDT (TRC20) at the same prices.

How to Exchange Tether (TRC20) to Stellar

Line Vector
Select Crypto Currency

Select USDT TRC20 and XLM

Pick USDT TRC20 in “You send” and XLM in “You get”, then enter the amount. The box shows how much XLM you get and the minimum USDT TRC20 for this pair.

Select Wallet Address
Line Vector

Enter Stellar Address

Paste the Stellar address that should receive the XLM (it starts with G and is 56 characters long). Add a Memo only if that address belongs to an exchange account. Then enter the Tron address you send USDT TRC20 from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Tether (TRC20)

Send exactly the amount shown from your own Tron wallet to the one-time deposit address. Keep a little TRX in that wallet for the network fee.

Receive Crypto

Receive Stellar

Your XLM is usually paid out 5–15 minutes after you send your USDT TRC20, and Stellar then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
to
SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

USDT TRC20 to XLM: questions and answers

Everything you need to know about exchanging USDT (TRC20) to XLM on GhostSwap.

How long does it take to swap USDT TRC20 to XLM on GhostSwap?
Most USDT TRC20 to XLM swaps are paid out within 5–15 minutes: the USDT TRC20 deposit needs about a minute to confirm on Tron, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 USDT TRC20 in XLM?
1 USDT TRC20 is worth about 5.1311 XLM at the market rate, before fees (market prices, 11 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your USDT TRC20 deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange USDT TRC20 to XLM?
No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send USDT TRC20 from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Tether (TRC20) to Stellar?
The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, your wallet needs a little TRX to pay the Tron network fee for sending USDT TRC20.
What wallet should I use to receive XLM?
To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XLM address?
Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.
Do I need a Memo to receive XLM?
Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.
Can I track my USDT TRC20 to XLM swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDT TRC20 payment on Tronscan (https://tronscan.org) and your incoming XLM on StellarExpert (https://stellar.expert).
Is it safe to exchange USDT TRC20 for XLM on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDT TRC20 deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed.
Why swap USDT TRC20 to XLM?
Converting Tether (TRC20) to Stellar moves dollar-pegged funds into Stellar. Stellar is used for fast, cheap cross-border payments. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my USDT TRC20 to XLM exchange fails?
If a swap cannot be completed, the USDT TRC20 is refunded to the Tron address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap USDT TRC20 to other coins

USDT TRC20
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BTC
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SOL
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BNB
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XRP
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ADA
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DOGE
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TRX
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LINK
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USDT
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USDT SOL
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USDT AVAX
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PYUSD
USDT TRC20
to
FDUSD
USDT TRC20
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XMR
USDT TRC20
to
ZEC
USDT TRC20
to
DASH
USDT TRC20
to
SHIB
USDT TRC20
to
AVAX
USDT TRC20
to
SUI
USDT TRC20
to
PEPE
USDT TRC20
to
BCH
USDT TRC20
to
DOT
USDT TRC20
to
LTC
USDT TRC20
to
UNI
USDT TRC20
to
CRO
USDT TRC20
to
XLM
USDT TRC20
to
ICP
USDT TRC20
to
WIF
USDT TRC20
to
ETC
USDT TRC20
to
POL
USDT TRC20
to
ATOM
USDT TRC20
to
NEAR BEP20
USDT TRC20
to
NEAR
USDT TRC20
to
APT
USDT TRC20
to
ARB
USDT TRC20
to
OP
USDT TRC20
to
FIL
USDT TRC20
to
ALGO
USDT TRC20
to
BONK
USDT TRC20
to
INJ
USDT TRC20
to
VET
USDT TRC20
to
HBAR
USDT TRC20
to
KAS
USDT TRC20
to
ZRX
USDT TRC20
to
AAVE
USDT TRC20
to
APE
USDT TRC20
to
BABYDOGE
USDT TRC20
to
BEAMX
USDT TRC20
to
BOME
USDT TRC20
to
BRETT
USDT TRC20
to
BTT
USDT TRC20
to
DEGEN
USDT TRC20
to
DRIFT
USDT TRC20
to
ELON
USDT TRC20
to
FLOKI
USDT TRC20
to
IMX
USDT TRC20
to
JUP
USDT TRC20
to
MEW
USDT TRC20
to
NOT
USDT TRC20
to
ORCA
USDT TRC20
to
PONKE
USDT TRC20
to
POPCAT
USDT TRC20
to
RAY
USDT TRC20
to
RENDER
USDT TRC20
to
SAND
USDT TRC20
to
SUNDOG
USDT TRC20
to
TAO
USDT TRC20
to
THETA
USDT TRC20
to
TIA