SOL to XLM: Exchange Solana for Stellar Without KYC
Send Solana (SOL) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Solana to Stellar, with no bridge and no wrapped tokens.
- 5–15 min
- No account · No KYC
- Non-custodial
- Fees included in quote
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Data by CoinGecko
SOL to XLM Exchange Rate
The 1 Solana to Stellar reference rate at market prices, before fees.
SOL to XLM swap at a glance
Send SOL from Phantom, Solflare or a Ledger.
- Send SOLUnder a minute to confirm on Solana
- GhostSwap swaps itAt the floating rate, fees already in the quote
- Receive XLMSent to your address; Stellar confirms in a few seconds
How much XLM do you get for SOL?
GhostSwap quotes at 7 Oct 2026, 19:22 UTC, after the service fee and the cost of sending the XLM to your wallet.
The rate floats with the market until your SOL deposit confirms.
From Solana to Stellar: XLM reserves and memos explained
SOL to XLM moves funds from Solana into Stellar Lumens, the native coin of a network built for low-cost payments, remittances and stablecoin transfers. Solana users make this swap to fund a Lobstr or Freighter wallet, to cover the reserve needed to hold USDC and other assets on Stellar, or to send XLM on to an exchange. The XLM is paid to the G address you enter, with no account.
The SOL deposit confirms in under a minute and Stellar settles the payout within seconds. A Stellar account only exists once it holds the minimum balance, so the first payout to a new address creates the account and part of it stays locked as reserve. Each trustline you add later, for example to hold USDC on Stellar, raises that reserve a little.
Tips for this swap
- Use a 56-character G address from Lobstr, Freighter or a Ledger. Muxed addresses starting with M (69 characters, used by some exchanges) are not accepted; ask the exchange for its G address and memo instead.
- Sending the XLM to an exchange? Copy its memo into the Memo ID field. A personal wallet needs no memo.
- Send native SOL from Phantom, Solflare or Trust Wallet, leave a little SOL for the network fee, and enter that address as the refund address.
Can I buy XLM with SOL without KYC?
Yes. No account, email or ID is needed for a standard swap. Paste your Stellar address, add a Memo ID only for an exchange account, check the floating rate and send the SOL.
Why can I not spend all the XLM I received?
Stellar locks a minimum balance in every account: two base reserves, plus one more base reserve for each trustline, offer or other entry the account holds. The base reserve is a small XLM amount set by the network, and everything above the minimum is free to spend.
Going the other way? ![]()
Swap XLM to SOL
Other ways to get Stellar (XLM)
More SOL swaps
SOL to XLM Live Price Chart
SOL/XLM
Reference market prices, updated live
What is Solana?
Solana (SOL) is a high-performance Layer 1 blockchain known for sub-second transaction finality and fees that cost fractions of a cent. Processing thousands of transactions per second, Solana has become a major hub for DeFi trading, meme coin launches, NFT marketplaces, and high-frequency applications that need speed and low costs. SOL is the native token used for transaction fees, staking, and participating in network governance. The Solana ecosystem has grown rapidly, attracting developers and users from Ethereum seeking faster and cheaper alternatives.
What is Stellar?
Stellar (XLM) is an open-source blockchain network designed for fast, low-cost cross-border payments and asset tokenization. Founded by Jed McCaleb (co-founder of Ripple), Stellar focuses on connecting financial institutions and making money transfers accessible to the unbanked. Transactions on Stellar settle in 3-5 seconds with fees under $0.01, making it one of the most efficient payment networks available. XLM is the native currency used for transaction fees and as a bridge between different currencies.
Why Swap SOL for XLM?
Converting Solana to Stellar on GhostSwap moves your funds from SOL into XLM without KYC or account creation. Solana is used for high-speed DeFi trading, meme coins, NFTs, and fast transfers.
SOL runs on Solana and XLM on Stellar; GhostSwap swaps between them in one step.
Stellar is used for fast, cheap cross-border payments.
Convert Solana to Stellar
| SOL | XLM at market price |
|---|---|
| 0.26SOL | 151.1834XLM |
| 0.5SOL | 290.7373XLM |
| 1SOL | 581.4746XLM |
| 2.5SOL | 1,453.69XLM |
| 5SOL | 2,907.37XLM |
| 10SOL | 5,814.75XLM |
| 50SOL | 29,073.73XLM |
| 100SOL | 58,147.46XLM |
At market prices of $116.0600 per SOL and $0.199596 per XLM (7 Oct 2026), 5 SOL is worth about 2,907.37 XLM.
Convert Stellar to Solana
| XLM | SOL at market price |
|---|---|
| 160XLM | 0.275163SOL |
| 250XLM | 0.429941SOL |
| 500XLM | 0.859883SOL |
| 1,000XLM | 1.7198SOL |
| 2,500XLM | 4.2994SOL |
| 5,000XLM | 8.5988SOL |
| 25,000XLM | 42.9941SOL |
| 50,000XLM | 85.9883SOL |
Going the other way, 2,500 XLM is worth about 4.2994 SOL at the same prices.
How to Exchange Solana to Stellar
Select SOL and XLM
Pick SOL in “You send” and XLM in “You get”, then enter the amount.
Enter Stellar Address
Paste the Stellar address that should receive the XLM. Add a Memo only if that address belongs to an exchange account. Then enter the Solana address you send SOL from; a refund, if ever needed, goes there.
Send Solana
Send exactly the amount shown from your own Solana wallet to the one-time deposit address.
Receive Stellar
Your XLM arrives on Stellar. Follow each step on the status page with your swap ID.
Popular swap pairs
Step-by-step guides for the main Monero and Zcash swaps and for other SOL and XLM pairs.