PYUSD to USDC BEP20: Exchange PayPal USD for USD Coin (BEP20) Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to BNB Smart Chain.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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PYUSD
PYUSD
USDC (BEP20)
USDC (BEP20)


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9992
24h Change:
-0.04%
Market Cap:
$2.88B
Volume (24h):
$104.25M
Circulating Supply:
2.89B PYUSD
USD Coin Binance Smart Chain Logo
USDC (BEP20)
USD Coin (USDC) on BNB Smart Chain
Price:
$0.9996
24h Change:
-0.02%
Market Cap:
$73.58B
Volume (24h):
$24.07B
Circulating Supply:
73.61B USDC (BEP20)

Data by CoinGecko

PYUSD to USDC (BEP20) Exchange Rate

1 PYUSD = 0.999586 USDC (BEP20)

The 1 PayPal USD to USD Coin (USDC) on BNB Smart Chain reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

PYUSD to USDC BEP20 swap at a glance

Everything that is specific to swapping PayPal USD to USD Coin on GhostSwap.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum
USD Coin (USDC BEP20)You receive · BEP-20 token on BNB Smart Chain

Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to BNB Smart Chain. It is a cross-chain swap from Ethereum to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your USDC BEP20 is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePYUSD on Etherscan · USDC BEP20 on BscScan
Your USDC BEP20 address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 PYUSD ≈ 0.999586 USDC BEP201 USDC BEP20 ≈ 1.0004 PYUSD · market prices, 8 Oct 2026
  1. Send PYUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDC BEP20Sent to your address; BNB Smart Chain confirms in under a minute
Facts checked 8 Oct 2026Reverse: USDC BEP20 to PYUSD

PYUSD to USDC BEP20 Live Price Chart

PYUSD/USDC (BEP20)

Loading chart...

Reference market prices, updated live

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

USDCBSC

What is USD Coin (USDC) on BNB Smart Chain?

USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S. Dollar, operating on the Binance Smart Chain (BSC). USDC on BSC offers faster transactions and lower fees compared to Ethereum, facilitating efficient use within the BSC ecosystem for DeFi applications and payments.

PYUSD → USDCBSC

Why Swap PYUSD for USDC BEP20?

Converting PayPal USD to USD Coin (USDC) on BNB Smart Chain with GhostSwap moves your funds from PYUSD into USDC (BEP20) without KYC or account creation. PayPal USD is used for dollar-pegged payments issued by Paxos for PayPal. USD Coin (USDC) on BNB Smart Chain is used for dollar-pegged transfers on BNB Smart Chain.

Two different networks

PYUSD runs on Ethereum and USDC (BEP20) on BNB Smart Chain; GhostSwap swaps between them in one step.

About USD Coin (USDC) on BNB Smart Chain

USD Coin (USDC) on BNB Smart Chain is used for dollar-pegged transfers on BNB Smart Chain.

No KYC or exchange accounts

GhostSwap processes your PYUSD to USDC (BEP20) swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange PYUSD for USDC (BEP20) on GhostSwap. Most swaps are paid out within 10–25 minutes after you send, with no registration and no verification for standard swaps.

PYUSD

Convert PayPal USD to USD Coin (USDC) on BNB Smart Chain

PYUSDUSDC (BEP20) at market price
25PYUSD24.9896USDC (BEP20)
50PYUSD49.9793USDC (BEP20)
100PYUSD99.9586USDC (BEP20)
250PYUSD249.8965USDC (BEP20)
500PYUSD499.7929USDC (BEP20)
1,000PYUSD999.5859USDC (BEP20)
5,000PYUSD4,997.93USDC (BEP20)
10,000PYUSD9,995.86USDC (BEP20)

At market prices of $0.999225 per PYUSD and $0.999639 per USDC (BEP20) (8 Oct 2026), 500 PYUSD is worth about 499.7929 USDC (BEP20). Your exact amount, after network fees, is shown in the exchange box before you send.

USDCBSC

Convert USD Coin (USDC) on BNB Smart Chain to PayPal USD

USDC (BEP20)PYUSD at market price
25USDC (BEP20)25.0104PYUSD
50USDC (BEP20)50.0207PYUSD
100USDC (BEP20)100.0414PYUSD
250USDC (BEP20)250.1036PYUSD
500USDC (BEP20)500.2072PYUSD
1,000USDC (BEP20)1,000.41PYUSD
5,000USDC (BEP20)5,002.07PYUSD
10,000USDC (BEP20)10,004.14PYUSD

Going the other way, 500 USDC (BEP20) is worth about 500.2072 PYUSD at the same prices.

How to Exchange PayPal USD to USD Coin (BEP20)

Line Vector
Select Crypto Currency

Select PYUSD and USDC BEP20

Pick PYUSD in “You send” and USDC BEP20 in “You get”, then enter the amount. The box shows how much USDC BEP20 you get and the minimum PYUSD for this pair.

Select Wallet Address
Line Vector

Enter USD Coin (BEP20) Address

Paste the BNB Smart Chain address that should receive the USDC BEP20 (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)). Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive USD Coin (BEP20)

Your USDC BEP20 is usually paid out 10–25 minutes after you send your PYUSD, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

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PYUSD to USDC BEP20: questions and answers

Everything you need to know about exchanging PYUSD to USDC (BEP20) on GhostSwap.

How long does it take to swap PYUSD to USDC BEP20 on GhostSwap?
Most PYUSD to USDC BEP20 swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the USDC BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 PYUSD in USDC BEP20?
1 PYUSD is worth about 0.999586 USDC BEP20 at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC BEP20 network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange PYUSD to USDC BEP20?
No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the USDC BEP20, send PYUSD from your own wallet, and the USDC BEP20 goes straight to that address. No email, phone number or ID upload.
What are the fees for converting PayPal USD to USD Coin (BEP20)?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC BEP20 amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD.
What wallet should I use to receive USDC BEP20?
To receive USD Coin (BEP20) from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain (BEP-20) network before starting the exchange. Double-check your USDC BEP20 address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDC BEP20 address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending USDC BEP20 to an address on another network can lose the coins.
Can I track my PYUSD to USDC BEP20 swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io) and your incoming USDC BEP20 on BscScan (https://bscscan.com).
Is it safe to exchange PYUSD for USDC BEP20 on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the USDC BEP20 is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.
What happens if my PYUSD to USDC BEP20 exchange fails?
If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.