PYUSD to XAUT: Exchange PayPal USD for Tether Gold Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Tether Gold (XAUT, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. It turns a dollar balance into Tether Gold in one step.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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PYUSD
PYUSD
XAUT
XAUT


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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PayPal USD Logo
PYUSD
PayPal USD
Price:
$1.00
24h Change:
-0.01%
Market Cap:
$2.92B
Volume (24h):
$52.47M
Circulating Supply:
2.92B PYUSD
Tether Gold Logo
XAUT
Tether Gold
Price:
$4,124.12
24h Change:
0.14%
Market Cap:
$3.34B
Volume (24h):
$179.31M
Circulating Supply:
809.0K XAUT

Data by CoinGecko

PYUSD to XAUT Exchange Rate

1 PYUSD = 0.000242 XAUT

The 1 PayPal USD to Tether Gold reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

PYUSD to XAUT swap at a glance

Everything that is specific to swapping PayPal USD to Tether Gold on GhostSwap.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum
Tether Gold (XAUT)You receive · ERC-20 token on Ethereum

It turns a dollar balance into Tether Gold in one step. Both coins live on Ethereum, so you only need a little ETH to pay the deposit fee.

Swap time
10–25 minuntil your XAUT is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePYUSD on Etherscan
Your XAUT address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 PYUSD ≈ 0.000242 XAUT1 XAUT ≈ 4,124.12 PYUSD · market prices, 21 Oct 2026
Minimum
About 31 PYUSDThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send PYUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XAUTSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 21 Oct 2026Reverse: XAUT to PYUSD

How much XAUT do you get for PYUSD?

GhostSwap quotes at 21 Oct 2026, 23:18 UTC. What lands in your wallet: service fee and XAUT network fee already deducted.

Fees included
100PYUSD
0.023743XAUT
500PYUSD
0.119360XAUT
2,500PYUSD
0.597531XAUT

The rate floats with the market until your PYUSD deposit confirms. The minimum for this pair is about 31 PYUSD. Enter any amount in the exchange box above for a live quote; no account needed.

PYUSD to Tether Gold: a dollar token into a gold token on Ethereum

PYUSD and XAUT are both ERC-20 tokens on Ethereum, but they track different things. PYUSD follows the US dollar. Each XAUT represents one troy ounce of physical gold that Tether says it holds in Switzerland. This pair moves a dollar balance into gold exposure without leaving Ethereum or opening an account.

Both sides confirm on Ethereum, so expect a few minutes for the deposit and a few more for the payout. Because one XAUT stands for a full ounce of gold, the amount you receive is usually a small fraction of a token, which is normal.

Tips for this swap

  • You can receive XAUT at the same 0x address you send PYUSD from. If your wallet does not show it, add XAUT as a custom token.
  • Tether Gold on BNB Smart Chain is listed separately in the exchange box. This pair pays XAUT on Ethereum mainnet.
  • Keep ETH in the wallet. You need it to send the PYUSD now and to move the XAUT later.

Can I swap PYUSD to XAUT without KYC?

Yes. GhostSwap needs no account, email or ID. Paste your Ethereum address and send the PYUSD.

Is XAUT the same as PAXG?

No. Both are gold-backed ERC-20 tokens, but Tether issues XAUT and Paxos, the issuer of PYUSD, issues PAXG. They are separate coins in the exchange box.

Swap 1,600+ coins on our no-KYC crypto exchange

Going the other way? Swap XAUT to PYUSD

Other ways to get Tether Gold (XAUT)

BTC to XAUTETH to XAUTUSDT to XAUTUSDT TRC20 to XAUTUSDC to XAUTSOL to XAUTLTC to XAUTZEC to XAUTBNB to XAUTXRP to XAUTDOGE to XAUTTRX to XAUTQNT to XAUTRAY to XAUT

More PYUSD swaps

PYUSD to USDT AVAXPYUSD to USDT BEP20PYUSD to NOTPYUSD to SOLPYUSD to LTCPYUSD to BTCPYUSD to SUIPYUSD to BNBPYUSD to USDT TRC20PYUSD to ETHPYUSD to XLMPYUSD to XMR

PYUSD to XAUT Live Price Chart

PYUSD/XAUT

Loading chart...

Reference market prices, updated live

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

XAUT

What is Tether Gold?

Tether Gold (XAUT) is a digital asset that represents ownership of physical gold stored in Swiss vaults. Each XAUT token represents one troy fine ounce of gold. It combines the stability of gold with the flexibility of digital assets, allowing users to trade and own gold without physical handling.

PYUSD → XAUT

Why Swap PYUSD for XAUT?

Converting PayPal USD to Tether Gold on GhostSwap gets you XAUT without signing up for a centralized exchange or completing KYC verification. Your PYUSD converts to XAUT directly, with no identity requirements.

Get Tether Gold without an exchange account

Get Tether Gold without creating exchange accounts or submitting ID documents.

About Tether Gold

Tether Gold is a token on Ethereum. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 10–25 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange PYUSD for XAUT on GhostSwap. Ethereum network fees are paid in ETH.

PYUSD

Convert PayPal USD to Tether Gold

PYUSDXAUT at market price
31PYUSD0.007517XAUT
50PYUSD0.012124XAUT
100PYUSD0.024248XAUT
250PYUSD0.060619XAUT
500PYUSD0.121238XAUT
1,000PYUSD0.242476XAUT
5,000PYUSD1.2124XAUT
10,000PYUSD2.4248XAUT

At market prices of $1.0000 per PYUSD and $4,124.12 per XAUT (21 Oct 2026), 500 PYUSD is worth about 0.121238 XAUT. Your exact amount, after network fees, is shown in the exchange box before you send.

XAUT

Convert Tether Gold to PayPal USD

XAUTPYUSD at market price
0.005XAUT20.6206PYUSD
0.01XAUT41.2412PYUSD
0.02XAUT82.4824PYUSD
0.05XAUT206.2060PYUSD
0.1XAUT412.4120PYUSD
0.2XAUT824.8240PYUSD
1XAUT4,124.12PYUSD
2.5XAUT10,310.30PYUSD

Going the other way, 0.1 XAUT is worth about 412.4120 PYUSD at the same prices.

How to Exchange PayPal USD to Tether Gold

Line Vector
Select Crypto Currency

Select PYUSD and XAUT

Pick PYUSD in “You send” and XAUT in “You get”, then enter the amount. The box shows how much XAUT you get and the minimum PYUSD for this pair.

Select Wallet Address
Line Vector

Enter Tether Gold Address

Paste the Ethereum address that should receive the XAUT (it starts with 0x followed by 40 hexadecimal characters). Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive Tether Gold

Your XAUT is usually paid out 10–25 minutes after you send your PYUSD, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

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PYUSD to XAUT: questions and answers

Everything you need to know about exchanging PYUSD to XAUT on GhostSwap.

How long does it take to swap PYUSD to XAUT on GhostSwap?
Most PYUSD to XAUT swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the XAUT is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.
How much is 1 PYUSD in XAUT?
1 PYUSD is worth about 0.000242 XAUT at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XAUT network fee. The minimum for this pair is about 31 PYUSD. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send.
What are the fees for converting PayPal USD to Tether Gold?
The GhostSwap fee is already included in the rate in the exchange box, so the XAUT amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD.
What wallet should I use to receive XAUT?
To receive Tether Gold from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum network before starting the exchange. Double-check your XAUT address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XAUT address?
Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending XAUT to an address on another network can lose the coins.
Can I track my PYUSD to XAUT swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io).
Is it safe to exchange PYUSD for XAUT on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the XAUT is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.
Why swap PYUSD to XAUT?
Converting PayPal USD to Tether Gold moves dollar-pegged funds into Tether Gold. Tether Gold is a token on Ethereum. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my PYUSD to XAUT exchange fails?
If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

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