XMR to USDC BEP20: Exchange Monero for USD Coin (BEP20) Without KYC
Exchange XMR to USDC BEP20: send Monero (XMR) and receive USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. The USDC BEP20 arrives as an ordinary transfer on BNB Smart Chain, while the XMR you send stays private on its own chain.
Updated 2 November 2026
- within minutes
- No account · No KYC
- Paid to your wallet
- Fees included in quote
By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.
Data by CoinGecko
XMR to USDC BEP20 Exchange Rate
The 1 Monero to USD Coin (BEP20) reference rate at market prices, before fees.
XMR to USDC BEP20 swap at a glance
Send XMR from Feather, Cake Wallet or Monero GUI.
It is a cross-chain swap from Monero to BNB Smart Chain, with no bridge and no wrapped tokens.
- Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
- GhostSwap swaps itAt the floating rate, fees already in the quote
- Receive USDC BEP20Sent to your address; BNB Smart Chain confirms in under a minute
How much USDC BEP20 do I get for XMR?
GhostSwap quotes at 2 Nov 2026, 23:48 UTC, after the service fee and the cost of sending the USDC BEP20 to your wallet.
0.2XMR1XMR2.5XMRThe rate floats with the market until your XMR deposit confirms.
XMR to USDC BEP20 at the market rate, before fees
| XMR | USDC BEP20, market rate, before fees |
|---|---|
| 0.05 XMR | 30.2955 USDC BEP20 |
| 0.1 XMR | 60.5909 USDC BEP20 |
| 0.2 XMR | 121.1819 USDC BEP20 |
| 0.5 XMR | 302.9546 USDC BEP20 |
| 1 XMR | 605.9093 USDC BEP20 |
| 2.5 XMR | 1,514.77 USDC BEP20 |
| 10 XMR | 6,059.09 USDC BEP20 |
| 25 XMR | 15,147.73 USDC BEP20 |
Market prices of $605.4900 per XMR and $0.999308 per USDC BEP20 on 2 Nov 2026. The box above shows the amount after all fees.
XMR to USDC BEP20 price chart, market rate before fees
XMR/USDC (BEP20)
How do I exchange XMR to USDC BEP20?
Pick XMR and USDC BEP20
Pick XMR in “You send” and USDC BEP20 in “You get”, then enter the amount. The box shows how much USDC BEP20 you get after all fees, and the minimum for this pair.
Paste your BNB Smart Chain address
Paste the BNB Smart Chain address that should receive the USDC BEP20: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets that work: Trust Wallet, MetaMask or Rabby. Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.
Send XMR on Monero
Send exactly the amount shown from your own Monero wallet to the one-time deposit address, on the Monero network.
Receive USDC BEP20
Your USDC BEP20 is paid out once your XMR deposit confirms, and BNB Smart Chain then confirms it in under a minute. Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. Follow each step on the status page with your swap ID.
Turning Monero into USDC on BNB Smart Chain
This pair converts Monero into USD Coin on BNB Smart Chain (BEP20). People use it to turn XMR into a dollar stablecoin they can move for a small fee, or to use apps on BNB Smart Chain such as PancakeSwap. Unlike XMR, a USDC balance is public: anyone who has your 0x address can look it up on BscScan.
Most of the time goes to the Monero deposit, which is usually credited after about 20 minutes, since Monero blocks arrive about every 2 minutes. BNB Smart Chain adds blocks in well under a second, so the USDC lands almost as soon as it is sent. This is USDC on BNB Smart Chain specifically; USDC on Ethereum, Base, Arbitrum and other networks are separate coins in the exchange box.
Tips for this swap
- Paste a 0x address from a wallet set to BNB Smart Chain, such as Trust Wallet, MetaMask or Rabby. The same 0x address also exists on Ethereum and other EVM networks, but USDC paid here is only visible on BNB Smart Chain.
- Keep a little BNB on the receiving address. Moving the USDC later normally needs BNB for gas, not USDC.
- After you send the XMR from your own wallet, save the transaction ID and the transaction key; Monero GUI and Feather show both in the transaction details. Together with the deposit address, they let anyone check that your payment arrived.
Do I need an account to swap XMR to USDC on BNB Smart Chain?
No. A standard swap needs no account, email or ID. Enter your BNB Smart Chain address and a Monero refund address, then send the XMR from a wallet you control.
The swap is finished but my wallet shows no USDC. Why?
Your wallet is probably set to Ethereum or another network. Switch it to BNB Smart Chain; if USDC still does not appear, add USDC (BEP20) from the wallet's token list or look up your address on BscScan to see the payout.
Common mistakes with XMR to USDC BEP20
- Sending XMR from a wallet that is not fully synced.
- Leaving too little XMR in the wallet for the network fee.
- Pasting an address from another network: the USDC BEP20 address starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum).
XMR to USDC BEP20: questions and answers
What is Monero? Monero (XMR) is the leading privacy cryptocurrency and hides the sender, receiver and amount of every transaction by default. Monero price today
What is USD Coin? USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S.