XMR to USDC BEP20: Exchange Monero for USD Coin (BEP20) Without KYC

Send Monero (XMR) and receive USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. The USDC BEP20 arrives as an ordinary transfer on BNB Smart Chain, while the XMR you send stays private on its own chain.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XMR
XMR
USDC (BEP20)
USDC (BEP20)


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Monero Logo
XMR
Monero
Price:
$557.66
24h Change:
-1.06%
Market Cap:
$10.50B
Volume (24h):
$113.82M
Circulating Supply:
18.81M XMR
USD Coin Binance Smart Chain Logo
USDC (BEP20)
USD Coin (USDC) on BNB Smart Chain
Price:
$0.9996
24h Change:
-0.03%
Market Cap:
$73.59B
Volume (24h):
$24.12B
Circulating Supply:
73.62B USDC (BEP20)

Data by CoinGecko

XMR to USDC (BEP20) Exchange Rate

1 XMR = 557.8692 USDC (BEP20)

The 1 Monero to USD Coin (USDC) on BNB Smart Chain reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XMR to USDC BEP20 swap at a glance

Everything that is specific to swapping Monero to USD Coin on GhostSwap.

Monero (XMR)You send · Monero network
USD Coin (USDC BEP20)You receive · BEP-20 token on BNB Smart Chain

The USDC BEP20 arrives as an ordinary transfer on BNB Smart Chain, while the XMR you send stays private on its own chain. It is a cross-chain swap from Monero to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your USDC BEP20 is sent
Network fee
Paid in XMRby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDC BEP20 on BscScan
Your USDC BEP20 address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 XMR ≈ 557.8692 USDC BEP201 USDC BEP20 ≈ 0.001793 XMR · market prices, 8 Oct 2026
Minimum
About 0.054 XMRThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDC BEP20Sent to your address; BNB Smart Chain confirms in under a minute
Facts checked 8 Oct 2026Reverse: USDC BEP20 to XMR

How much USDC BEP20 do you get for XMR?

GhostSwap quotes at 8 Oct 2026, 08:15 UTC. What lands in your wallet: service fee and USDC BEP20 network fee already deducted.

Fees included
0.2XMR
109.8148USDC BEP20
1XMR
550.8949USDC BEP20
5XMR
2,756.32USDC BEP20

The rate floats with the market until your XMR deposit confirms. The minimum for this pair is about 0.054 XMR. Enter any amount in the exchange box above for a live quote; no account needed.

Turning Monero into USDC on BNB Smart Chain

This pair converts Monero into USD Coin on BNB Smart Chain (BEP20). People use it to turn XMR into a dollar stablecoin they can move for a small fee, or to use apps on BNB Smart Chain such as PancakeSwap. Unlike XMR, a USDC balance is public: anyone who has your 0x address can look it up on BscScan.

Most of the time goes to the Monero deposit, which is usually credited after about 20 minutes, since Monero blocks arrive about every 2 minutes. BNB Smart Chain adds blocks in well under a second, so the USDC lands almost as soon as it is sent. This is USDC on BNB Smart Chain specifically; USDC on Ethereum, Base, Arbitrum and other networks are separate coins in the exchange box.

Tips for this swap

  • Paste a 0x address from a wallet set to BNB Smart Chain, such as Trust Wallet, MetaMask or Rabby. The same 0x address also exists on Ethereum and other EVM networks, but USDC paid here is only visible on BNB Smart Chain.
  • Keep a little BNB on the receiving address. Moving the USDC later normally needs BNB for gas, not USDC.
  • After you send the XMR from your own wallet, save the transaction ID and the transaction key; Monero GUI and Feather show both in the transaction details. Together with the deposit address, they let anyone check that your payment arrived.

Do I need an account to swap XMR to USDC on BNB Smart Chain?

No. A standard swap needs no account, email or ID. Enter your BNB Smart Chain address and a Monero refund address, then send the XMR from a wallet you control.

The swap is finished but my wallet shows no USDC. Why?

Your wallet is probably set to Ethereum or another network. Switch it to BNB Smart Chain; if USDC still does not appear, add USDC (BEP20) from the wallet's token list or look up your address on BscScan to see the payout.

No-KYC Monero exchange

Going the other way? Swap USDC BEP20 to XMR

Other ways to get USD Coin (BEP20) (USDC BEP20)

BTC to USDC BEP20ETH to USDC BEP20USDT to USDC BEP20USDT TRC20 to USDC BEP20USDC to USDC BEP20SOL to USDC BEP20LTC to USDC BEP20ZEC to USDC BEP20BNB to USDC BEP20XRP to USDC BEP20DOGE to USDC BEP20TRX to USDC BEP20

More XMR swaps

XMR to BTCXMR to ETHXMR to USDT TRC20XMR to USDTXMR to USDCXMR to ZECXMR to TRXXMR to XRPXMR to ELONXMR to BNBXMR to ATOMXMR to PYUSD

Live prices: Monero price today

Coin guides: No-KYC Monero exchange

Paying someone? Private Send pays them in BTC, USDT or any coin from your Monero, without showing them your wallet.

XMR to USDC BEP20 Live Price Chart

XMR/USDC (BEP20)

Loading chart...

Reference market prices, updated live

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

USDCBSC

What is USD Coin (USDC) on BNB Smart Chain?

USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S. Dollar, operating on the Binance Smart Chain (BSC). USDC on BSC offers faster transactions and lower fees compared to Ethereum, facilitating efficient use within the BSC ecosystem for DeFi applications and payments.

XMR → USDCBSC

Why Swap XMR for USDC BEP20?

Converting Monero to USD Coin (USDC) on BNB Smart Chain with GhostSwap lets you move from a privacy-focused cryptocurrency into a more widely traded asset without exposing your identity. Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. Swapping XMR to USDC (BEP20) without KYC means there is no account or identity linking your private holdings to your new USD Coin (USDC) on BNB Smart Chain.

Access wider trading pairs and liquidity

USD Coin (USDC) on BNB Smart Chain is widely listed, giving you more options for trading, spending, or converting to fiat.

Maintain your privacy chain

Your USDC (BEP20) arrives as a fresh transaction on the BNB Smart Chain (BEP-20) blockchain with no visible connection to your XMR holdings. No KYC means no identity link.

About USD Coin (USDC) on BNB Smart Chain

USD Coin (USDC) on BNB Smart Chain is used for dollar-pegged transfers on BNB Smart Chain.

No account or identity required

GhostSwap requires no sign-up, no KYC, and no personal information. Your XMR to USDC (BEP20) swap needs no account or ID.

Exchange XMR for USDC (BEP20) on GhostSwap: your USD Coin (USDC) on BNB Smart Chain is usually paid out 20–60 minutes after you send. No registration and no verification for standard swaps.

XMR

Convert Monero to USD Coin (USDC) on BNB Smart Chain

XMRUSDC (BEP20) at market price
0.054XMR30.1249USDC (BEP20)
0.1XMR55.7869USDC (BEP20)
0.2XMR111.5738USDC (BEP20)
0.5XMR278.9346USDC (BEP20)
1XMR557.8692USDC (BEP20)
2.5XMR1,394.67USDC (BEP20)
10XMR5,578.69USDC (BEP20)
25XMR13,946.73USDC (BEP20)

At market prices of $557.6600 per XMR and $0.999625 per USDC (BEP20) (8 Oct 2026), 1 XMR is worth about 557.8692 USDC (BEP20). Your exact amount, after network fees, is shown in the exchange box before you send.

USDCBSC

Convert USD Coin (USDC) on BNB Smart Chain to Monero

USDC (BEP20)XMR at market price
25USDC (BEP20)0.044813XMR
50USDC (BEP20)0.089627XMR
100USDC (BEP20)0.179253XMR
250USDC (BEP20)0.448134XMR
500USDC (BEP20)0.896267XMR
1,000USDC (BEP20)1.7925XMR
5,000USDC (BEP20)8.9627XMR
10,000USDC (BEP20)17.9253XMR

Going the other way, 500 USDC (BEP20) is worth about 0.896267 XMR at the same prices.

How to Exchange Monero to USD Coin (BEP20)

Line Vector
Select Crypto Currency

Select XMR and USDC BEP20

Pick XMR in “You send” and USDC BEP20 in “You get”, then enter the amount. The box shows how much USDC BEP20 you get and the minimum XMR for this pair.

Select Wallet Address
Line Vector

Enter USD Coin (BEP20) Address

Paste the BNB Smart Chain address that should receive the USDC BEP20 (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)). Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Monero

Send exactly the amount shown from your own Monero wallet to the one-time deposit address.

Receive Crypto

Receive USD Coin (BEP20)

Your USDC BEP20 is usually paid out 20–60 minutes after you send your XMR, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

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XMR to USDC BEP20: questions and answers

Everything you need to know about exchanging XMR to USDC (BEP20) on GhostSwap.

How long does it take to swap XMR to USDC BEP20 on GhostSwap?
Most XMR to USDC BEP20 swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the USDC BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.
How much USDC BEP20 do I get for 5 XMR?
At 8 Oct 2026, 08:15 UTC, 5 XMR swapped to about 2,756.32 USDC BEP20 on GhostSwap, after the service fee and the USDC BEP20 network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
Do I need KYC or an account to exchange XMR to USDC BEP20?
No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the USDC BEP20, send XMR from your own wallet, and the USDC BEP20 goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Monero to USD Coin (BEP20)?
The GhostSwap fee is already included in the rate in the exchange box, so the USDC BEP20 amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.
What wallet should I use to receive USDC BEP20?
To receive USD Coin (BEP20) from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain (BEP-20) network before starting the exchange. Double-check your USDC BEP20 address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDC BEP20 address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending USDC BEP20 to an address on another network can lose the coins.
Can I track my XMR to USDC BEP20 swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming USDC BEP20 on BscScan (https://bscscan.com).
Is it safe to exchange XMR for USDC BEP20 on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the USDC BEP20 is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.
Will my USDC BEP20 be linked to my XMR?
Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. The USDC BEP20 you receive will appear as a fresh transaction on the BNB Smart Chain (BEP-20) blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.
Why swap XMR to USDC BEP20?
Converting Monero to USD Coin (BEP20) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my XMR to USDC BEP20 exchange fails?
If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XMR to other coins

Easily swap Monero with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks

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