PYUSD to RAY: Exchange PayPal USD for Raydium Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Raydium (RAY, an SPL token on Solana) in your own wallet, with no account and no KYC. It turns a dollar balance into Raydium in one step.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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PYUSD
PYUSD
RAY
RAY


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9992
24h Change:
-0.04%
Market Cap:
$2.88B
Volume (24h):
$104.25M
Circulating Supply:
2.89B PYUSD
Raydium Logo
RAY
Raydium
Price:
$2.48
24h Change:
14.05%
Market Cap:
$668.27M
Volume (24h):
$225.32M
Circulating Supply:
269.86M RAY

Data by CoinGecko

PYUSD to RAY Exchange Rate

1 PYUSD = 0.402913 RAY

The 1 PayPal USD to Raydium reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

PYUSD to RAY swap at a glance

Everything that is specific to swapping PayPal USD to Raydium on GhostSwap.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum
Raydium (RAY)You receive · SPL token on Solana

It turns a dollar balance into Raydium in one step. It is a cross-chain swap from Ethereum to Solana, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your RAY is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePYUSD on Etherscan · RAY on Solscan
Your RAY address
Solana addressIt is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger.
Reference rate
1 PYUSD ≈ 0.402913 RAY1 RAY ≈ 2.4819 PYUSD · market prices, 8 Oct 2026
  1. Send PYUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive RAYSent to your address; Solana confirms in under a minute
Facts checked 8 Oct 2026Reverse: RAY to PYUSD

Going the other way? Swap RAY to PYUSD

Other ways to get Raydium (RAY)

BTC to RAYETH to RAYUSDT to RAYUSDT TRC20 to RAYUSDC to RAYSOL to RAYLTC to RAYXMR to RAYZEC to RAYBNB to RAYXRP to RAYDOGE to RAYQNT to RAYRENDER to RAY

More PYUSD swaps

PYUSD to BNBPYUSD to USDT AVAXPYUSD to SUIPYUSD to USDT TRC20PYUSD to ETHPYUSD to USDT BEP20PYUSD to XAUTPYUSD to LTCPYUSD to BTCPYUSD to SOLPYUSD to RENDERPYUSD to RLUSD

PYUSD to RAY Live Price Chart

PYUSD/RAY

Loading chart...

Reference market prices, updated live

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

RAY

What is Raydium?

Raydium (RAY) is an automated market maker (AMM) and liquidity provider built on the Solana blockchain for the Serum decentralized exchange (DEX). It offers fast transactions and low fees. RAY tokens are used for staking, governance, and earning rewards within the platform.

PYUSD → RAY

Why Swap PYUSD for RAY?

Converting PayPal USD to Raydium on GhostSwap gets you RAY without signing up for a centralized exchange or completing KYC verification. Your PYUSD converts to RAY directly, with no identity requirements.

Get Raydium without an exchange account

Get Raydium without creating exchange accounts or submitting ID documents.

About Raydium

Raydium is used for fees and rewards on the Raydium DEX on Solana. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 10–25 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange PYUSD for RAY on GhostSwap. Solana fees are usually a fraction of a cent, paid in SOL.

PYUSD

Convert PayPal USD to Raydium

PYUSDRAY at market price
25PYUSD10.0728RAY
50PYUSD20.1457RAY
100PYUSD40.2913RAY
250PYUSD100.7283RAY
500PYUSD201.4567RAY
1,000PYUSD402.9133RAY
5,000PYUSD2,014.57RAY
10,000PYUSD4,029.13RAY

At market prices of $0.999225 per PYUSD and $2.4800 per RAY (8 Oct 2026), 500 PYUSD is worth about 201.4567 RAY. Your exact amount, after network fees, is shown in the exchange box before you send.

RAY

Convert Raydium to PayPal USD

RAYPYUSD at market price
10RAY24.8192PYUSD
25RAY62.0481PYUSD
50RAY124.0962PYUSD
100RAY248.1923PYUSD
250RAY620.4809PYUSD
500RAY1,240.96PYUSD
2,500RAY6,204.81PYUSD
5,000RAY12,409.62PYUSD

Going the other way, 250 RAY is worth about 620.4809 PYUSD at the same prices.

How to Exchange PayPal USD to Raydium

Line Vector
Select Crypto Currency

Select PYUSD and RAY

Pick PYUSD in “You send” and RAY in “You get”, then enter the amount. The box shows how much RAY you get and the minimum PYUSD for this pair.

Select Wallet Address
Line Vector

Enter Raydium Address

Paste the Solana address that should receive the RAY (it is 32–44 letters and numbers with no 0x prefix). Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive Raydium

Your RAY is usually paid out 10–25 minutes after you send your PYUSD, and Solana then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

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XMR
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XMR
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BTC
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SHIB
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PEPE
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SHIB
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BONK
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WIF
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POPCAT
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DOGE
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SHIB

PYUSD to RAY: questions and answers

Everything you need to know about exchanging PYUSD to RAY on GhostSwap.

How long does it take to swap PYUSD to RAY on GhostSwap?
Most PYUSD to RAY swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the RAY is sent to your wallet, and Solana confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 PYUSD in RAY?
1 PYUSD is worth about 0.402913 RAY at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the RAY network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange PYUSD to RAY?
No. GhostSwap has no accounts: you paste the Solana address that should receive the RAY, send PYUSD from your own wallet, and the RAY goes straight to that address. No email, phone number or ID upload.
What are the fees for converting PayPal USD to Raydium?
The GhostSwap fee is already included in the rate in the exchange box, so the RAY amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD.
What wallet should I use to receive RAY?
To receive Raydium from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana (SPL token) network before starting the exchange. Double-check your RAY address before confirming, cryptocurrency transactions cannot be reversed.
What format is the RAY address?
Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending RAY to an address on another network can lose the coins.
Can I track my PYUSD to RAY swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io) and your incoming RAY on Solscan (https://solscan.io).
Is it safe to exchange PYUSD for RAY on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the RAY is sent straight to the Solana address you enter, so check that address twice, Solana transfers cannot be reversed.
Why swap PYUSD to RAY?
Converting PayPal USD to Raydium moves dollar-pegged funds into Raydium. Raydium is used for fees and rewards on the Raydium DEX on Solana. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my PYUSD to RAY exchange fails?
If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap PYUSD to other coins

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NEAR
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OP
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FIL
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ALGO
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BONK
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INJ
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HBAR
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KAS
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ZRX
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AAVE
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BABYDOGE
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BEAMX
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BOME
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BRETT
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JUP
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MEW
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ORCA
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to
PONKE
PYUSD
to
POPCAT
PYUSD
to
RAY
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to
RENDER
PYUSD
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SAND
PYUSD
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SUNDOG
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TAO
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THETA
PYUSD
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TIA