PYUSD to RAY: Exchange PayPal USD for Raydium Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Raydium (RAY, an SPL token on Solana) in your own wallet, with no account and no KYC. It turns a dollar balance into Raydium in one step.

  • 10–25 min
  • No account · No KYC
  • Paid to your wallet
  • Fees included in quote
Crypto Exchange
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PYUSD
PYUSD
RAY
RAY


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9999
24h Change:
-0.04%
Market Cap:
$3.03B
Volume (24h):
$8.23M
Circulating Supply:
3.03B PYUSD
Raydium Logo
RAY
Raydium
Price:
$1.82
24h Change:
-2.05%
Market Cap:
$491.75M
Volume (24h):
$20.51M
Circulating Supply:
269.96M RAY

Data by CoinGecko

PYUSD to RAY Exchange Rate

1 PYUSD = 0.549419 RAY

The 1 PayPal USD to Raydium reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

PYUSD to RAY swap at a glance

Everything that is specific to swapping PayPal USD to Raydium on GhostSwap.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum
Raydium (RAY)You receive · SPL token on Solana

It turns a dollar balance into Raydium in one step. It is a cross-chain swap from Ethereum to Solana, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your RAY is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePYUSD on Etherscan · RAY on Solscan
Your RAY address
Solana addressIt is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger.
Reference rate
1 PYUSD ≈ 0.549419 RAY1 RAY ≈ 1.8201 PYUSD · market prices, 26 Oct 2026
  1. Send PYUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive RAYSent to your address; Solana confirms in under a minute
Facts checked 26 Oct 2026Reverse: RAY to PYUSD

PYUSD to RAY Live Price Chart

PYUSD/RAY

Loading chart...

Reference market prices, updated live

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

RAY

What is Raydium?

Raydium (RAY) is an automated market maker (AMM) and liquidity provider built on the Solana blockchain for the Serum decentralized exchange (DEX). It offers fast transactions and low fees. RAY tokens are used for staking, governance, and earning rewards within the platform.

PYUSD → RAY

Why Swap PYUSD for RAY?

Converting PayPal USD to Raydium on GhostSwap gets you RAY without signing up for a centralized exchange or completing KYC verification. Your PYUSD converts to RAY directly, with no identity requirements.

Get Raydium without an exchange account

Get Raydium without creating exchange accounts or submitting ID documents.

About Raydium

Raydium is used for fees and rewards on the Raydium DEX on Solana. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 10–25 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange PYUSD for RAY on GhostSwap. Solana fees are usually a fraction of a cent, paid in SOL.

PYUSD

Convert PayPal USD to Raydium

PYUSDRAY at market price
25PYUSD13.7355RAY
50PYUSD27.4710RAY
100PYUSD54.9419RAY
250PYUSD137.3548RAY
500PYUSD274.7096RAY
1,000PYUSD549.4192RAY
5,000PYUSD2,747.10RAY
10,000PYUSD5,494.19RAY

At market prices of $0.999943 per PYUSD and $1.8200 per RAY (26 Oct 2026), 500 PYUSD is worth about 274.7096 RAY. Your exact amount, after network fees, is shown in the exchange box before you send.

RAY

Convert Raydium to PayPal USD

RAYPYUSD at market price
10RAY18.2010PYUSD
25RAY45.5026PYUSD
50RAY91.0052PYUSD
100RAY182.0104PYUSD
250RAY455.0259PYUSD
500RAY910.0519PYUSD
2,500RAY4,550.26PYUSD
5,000RAY9,100.52PYUSD

Going the other way, 250 RAY is worth about 455.0259 PYUSD at the same prices.

How to Exchange PayPal USD to Raydium

Line Vector
Select Crypto Currency

Select PYUSD and RAY

Pick PYUSD in “You send” and RAY in “You get”, then enter the amount. The box shows how much RAY you get and the minimum PYUSD for this pair.

Select Wallet Address
Line Vector

Enter Raydium Address

Paste the Solana address that should receive the RAY (it is 32–44 letters and numbers with no 0x prefix). Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive Raydium

Your RAY is usually paid out 10–25 minutes after you send your PYUSD, and Solana then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

PYUSD to RAY: questions and answers

Everything you need to know about exchanging PYUSD to RAY on GhostSwap.

How long does it take to swap PYUSD to RAY on GhostSwap?
Most PYUSD to RAY swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the RAY is sent to your wallet, and Solana confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 PYUSD in RAY?
1 PYUSD is worth about 0.549419 RAY at the market rate, before fees (market prices, 26 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the RAY network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange PYUSD to RAY?
No. GhostSwap has no accounts: you paste the Solana address that should receive the RAY, send PYUSD from your own wallet, and the RAY goes straight to that address. No email, phone number or ID upload.
What are the fees for converting PayPal USD to Raydium?
The GhostSwap fee is already included in the rate in the exchange box, so the RAY amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD.
What wallet should I use to receive RAY?
To receive Raydium from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana (SPL token) network before starting the exchange. Double-check your RAY address before confirming, cryptocurrency transactions cannot be reversed.
What format is the RAY address?
Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending RAY to an address on another network can lose the coins.
Can I track my PYUSD to RAY swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io) and your incoming RAY on Solscan (https://solscan.io).
Is it safe to exchange PYUSD for RAY on GhostSwap?
GhostSwap has no accounts and no stored balance: your PYUSD deposit is converted and the RAY is sent straight to the Solana address you enter, so check that address twice, Solana transfers cannot be reversed.
Why swap PYUSD to RAY?
Converting PayPal USD to Raydium moves dollar-pegged funds into Raydium. Raydium is used for fees and rewards on the Raydium DEX on Solana. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my PYUSD to RAY exchange fails?
If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.