PYUSD to USDT BEP20: Exchange PayPal USD for Tether (BEP20) Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Tether (USDT BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to BNB Smart Chain.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
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PYUSD
PYUSD
USDT (BEP20)
USDT (BEP20)


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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PayPal USD Logo
PYUSD
PayPal USD
Price:
$0.9992
24h Change:
-0.04%
Market Cap:
$2.90B
Volume (24h):
$99.70M
Circulating Supply:
2.90B PYUSD
Tether Binance Smart Chain Logo
USDT (BEP20)
Tether (USDT) on BNB Smart Chain
Price:
$0.9994
24h Change:
-0.05%
Market Cap:
$183.98B
Volume (24h):
$72.72B
Circulating Supply:
184.09B USDT (BEP20)

Data by CoinGecko

PYUSD to USDT (BEP20) Exchange Rate

1 PYUSD = 0.999741 USDT (BEP20)

The 1 PayPal USD to Tether (USDT) on BNB Smart Chain reference rate at market prices, before fees.

Live market rate

PYUSD to USDT BEP20 swap at a glance

Send PYUSD from MetaMask, Rabby or a Ledger.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum
Tether (USDT BEP20)You receive · BEP-20 token on BNB Smart Chain

It is a cross-chain swap from Ethereum to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your USDT BEP20 is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pagePYUSD on Etherscan · USDT BEP20 on BscScan
Your USDT BEP20 address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 PYUSD ≈ 0.999741 USDT BEP201 USDT BEP20 ≈ 1.0003 PYUSD · market prices, 8 Oct 2026
Minimum
About 31 PYUSD
  1. Send PYUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDT BEP20Sent to your address; BNB Smart Chain confirms in under a minute
Facts checked 8 Oct 2026Reverse: USDT BEP20 to PYUSD

How much USDT BEP20 do you get for PYUSD?

GhostSwap quotes at 8 Oct 2026, 07:40 UTC, after the service fee and the cost of sending the USDT BEP20 to your wallet.

Fees included
100PYUSD
98.4291USDT BEP20
500PYUSD
493.9936USDT BEP20
2,500PYUSD
2,471.82USDT BEP20

The rate floats with the market until your PYUSD deposit confirms.

From PayPal USD on Ethereum to USDT on BNB Smart Chain

PYUSD is a US dollar stablecoin issued by Paxos for PayPal, and this pair takes the ERC-20 version on Ethereum. The swap pays USDT on BNB Smart Chain (BEP-20). That helps when a wallet, app or person on BNB Smart Chain accepts only USDT, or when you want cheaper transfers afterwards. The USDT goes to your own 0x address, with no account.

The PYUSD deposit needs ETH for gas and about 2 to 5 minutes to confirm on Ethereum. BNB Smart Chain then confirms the payout in under a minute, and most swaps finish in 10 to 25 minutes. Both coins track the dollar but come from different issuers on different chains, so check the USDT amount in the exchange box before you send.

Tips for this swap

  • BNB Smart Chain uses the same 0x format as Ethereum. Paste an address from Trust Wallet, MetaMask or Rabby, switch the wallet to BNB Smart Chain to see the USDT, and keep a little BNB there to move it later.
  • If your PYUSD sits in a PayPal or Venmo balance, transfer it to your own Ethereum wallet first and send the deposit from there, so the refund address is one you control.
  • Choose PYUSD (Ethereum) as the coin you send. PYUSD on Solana is a separate coin in the list and cannot be sent to this deposit address.

Can I swap PYUSD to USDT BEP20 without KYC?

Yes. A standard swap needs no account, email or ID. Paste your BNB Smart Chain address, add your Ethereum refund address, check the floating rate and send the PYUSD.

Can I receive USDT on Ethereum or Tron instead?

Yes. Pick USDT ERC20 or USDT TRC20 as the receive coin; both pairs are open. A Tron payout needs an address starting with T instead of 0x.

PYUSD to USDT BEP20 Live Price Chart

PYUSD/USDT (BEP20)

Loading chart...

Reference market prices, updated live

PYUSD

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

USDTBSC

What is Tether (USDT) on BNB Smart Chain?

Tether (USDT (BEP20)) is the Tether stablecoin operating on the Binance Smart Chain (BSC). Pegged 1:1 to the U.S. Dollar, USDT on BSC offers faster transaction times and lower fees compared to Ethereum. It provides a stable medium of exchange within the BSC DeFi ecosystem.

PYUSD → USDTBSC

Why Swap PYUSD for USDT BEP20?

Converting PayPal USD to Tether (USDT) on BNB Smart Chain with GhostSwap moves your funds from PYUSD into USDT (BEP20) without KYC or account creation. PayPal USD is used for dollar-pegged payments issued by Paxos for PayPal.

Two different networks

PYUSD runs on Ethereum and USDT (BEP20) on BNB Smart Chain; GhostSwap swaps between them in one step.

About Tether (USDT) on BNB Smart Chain

Tether (USDT) on BNB Smart Chain is used for dollar-pegged transfers on BNB Smart Chain.

PYUSD

Convert PayPal USD to Tether (USDT) on BNB Smart Chain

PYUSDUSDT (BEP20) at market price
31PYUSD30.9920USDT (BEP20)
50PYUSD49.9870USDT (BEP20)
100PYUSD99.9741USDT (BEP20)
250PYUSD249.9352USDT (BEP20)
500PYUSD499.8704USDT (BEP20)
1,000PYUSD999.7408USDT (BEP20)
5,000PYUSD4,998.70USDT (BEP20)
10,000PYUSD9,997.41USDT (BEP20)

At market prices of $0.999155 per PYUSD and $0.999414 per USDT (BEP20) (8 Oct 2026), 500 PYUSD is worth about 499.8704 USDT (BEP20).

USDTBSC

Convert Tether (USDT) on BNB Smart Chain to PayPal USD

USDT (BEP20)PYUSD at market price
25USDT (BEP20)25.0065PYUSD
50USDT (BEP20)50.0130PYUSD
100USDT (BEP20)100.0259PYUSD
250USDT (BEP20)250.0648PYUSD
500USDT (BEP20)500.1296PYUSD
1,000USDT (BEP20)1,000.26PYUSD
5,000USDT (BEP20)5,001.30PYUSD
10,000USDT (BEP20)10,002.59PYUSD

Going the other way, 500 USDT (BEP20) is worth about 500.1296 PYUSD at the same prices.

How to Exchange PayPal USD to Tether (BEP20)

Line Vector
Select Crypto Currency

Select PYUSD and USDT BEP20

Pick PYUSD in “You send” and USDT BEP20 in “You get”, then enter the amount.

Select Wallet Address
Line Vector

Enter Tether (BEP20) Address

Paste the BNB Smart Chain address that should receive the USDT BEP20. Sending USDT BEP20 to an address on another network can lose the coins. Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive Tether (BEP20)

Your USDT BEP20 arrives on BNB Smart Chain. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other PYUSD and USDT BEP20 pairs.

PYUSD to USDT BEP20: questions and answers

How long does it take to swap PYUSD to USDT BEP20 on GhostSwap?
Most PYUSD to USDT BEP20 swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the USDT BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute.
How much is 1 PYUSD in USDT BEP20?
1 PYUSD is worth about 0.999741 USDT BEP20 at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT BEP20 network fee. The minimum for this pair is about 31 PYUSD. The Ethereum network fee for sending the PYUSD is paid separately, in ETH. The rate floats with the market until your PYUSD deposit confirms.
Can I send PYUSD straight to my USDT BEP20 address?
No. BNB Smart Chain addresses look the same as Ethereum addresses, but PYUSD sent to one stays on Ethereum: it lands at that address on Ethereum and never becomes USDT BEP20 on BNB Smart Chain. To swap, send the PYUSD to the one-time deposit address GhostSwap shows, and the USDT BEP20 is paid to the BNB Smart Chain address you enter.
What wallet and address do I need to receive USDT BEP20?
Use a BNB Smart Chain address from a wallet you control, such as Trust Wallet, MetaMask or Rabby. The address starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Sending USDT BEP20 to an address on another network can lose the coins. GhostSwap never holds your funds: the USDT BEP20 is sent straight to the address you enter.
What happens if my PYUSD to USDT BEP20 exchange fails?
If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address.