PYUSD to BTC: Exchange PayPal USD for Bitcoin Without KYC

Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Bitcoin (BTC) in your own wallet, with no account and no KYC. It turns a dollar balance into Bitcoin in one step.

10–25 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

PYUSD

You Get

BTC

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

PYUSD

PayPal USD

Price:

$0.9992

24h Change:

-0.03%

Market Cap:

$2.88B

Volume (24h):

$104.82M

Circulating Supply:

2.89B PYUSD

BTC

Bitcoin

Price:

$82,747.00

24h Change:

-1.47%

Market Cap:

$1.66T

Volume (24h):

$36.26B

Circulating Supply:

20.10M BTC

Data by CoinGecko

PYUSD to BTC Exchange Rate

1 PYUSD = 0.00001208 BTC

The 1 PayPal USD to Bitcoin reference rate at market prices, before fees.

Live market rate

PYUSD to BTC swap at a glance

Send PYUSD from MetaMask, Rabby or a Ledger.

PayPal USD (PYUSD)You send · ERC-20 token on Ethereum

Bitcoin (BTC)You receive · Bitcoin network

It is a cross-chain swap from Ethereum to Bitcoin, with no bridge and no wrapped tokens.

Swap time

10–25 minuntil your BTC is sent

Network fee

Paid in ETHkeep a little ETH too

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pagePYUSD on Etherscan · BTC on mempool.space

Your BTC address

Bitcoin addressIt starts with bc1, 3 or 1. Wallets: Sparrow, Electrum or a hardware wallet.

Reference rate

1 PYUSD ≈ 0.0000120757 BTC1 BTC ≈ 82,810.85 PYUSD · market prices, 8 Oct 2026

Minimum

About 31 PYUSD

Send PYUSDAbout 2–5 minutes to confirm on Ethereum
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive BTCSent to your address; Bitcoin confirms in 10–30 minutes (1–3 confirmations)

Facts checked 8 Oct 2026Reverse: BTC to PYUSD

How much BTC do you get for PYUSD?

GhostSwap quotes at 8 Oct 2026, 08:48 UTC, after the service fee and the cost of sending the BTC to your wallet.

Fees included

100PYUSD

0.001180BTC

500PYUSD

0.005942BTC

2,500PYUSD

0.029754BTC

The rate floats with the market until your PYUSD deposit confirms.

Turning PayPal USD into Bitcoin you hold yourself

This pair turns PayPal USD (PYUSD) on Ethereum into native Bitcoin in your own wallet. It suits people who hold PYUSD from PayPal or Venmo and want BTC on a hardware wallet or in an app such as Sparrow, without opening an exchange account.

Ethereum confirms the PYUSD deposit within a few minutes. The longer part is on Bitcoin: the payout confirms in blocks that arrive about every 10 minutes. Plan for more time than on a swap between two fast chains.

Tips for this swap

Your BTC address will start with bc1, 3 or 1. A 0x address cannot receive Bitcoin.
Gas for the PYUSD transfer is paid in ETH, so leave a little ETH next to the PYUSD.
Enter the Ethereum address you send PYUSD from as the refund address, not a PayPal deposit address.

Can I buy Bitcoin with PYUSD without an account?

Yes. There is no sign-up and no ID. Paste your Bitcoin address, add your Ethereum address for refunds and send the PYUSD.

Can I send PYUSD on Solana to this pair?

No. This pair takes ERC-20 PYUSD on Ethereum. PYUSD on Solana is listed separately in the exchange box and has its own route to BTC.

How to buy Bitcoin anonymously

PYUSD to BTC Live Price Chart

PYUSD/BTC

Loading chart...

Reference market prices, updated live

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability.

What is Bitcoin?

Bitcoin (BTC) is the world's first and largest cryptocurrency, created in 2009 as a decentralized digital currency that operates without banks or intermediaries. Running on a proof-of-work blockchain, Bitcoin enables peer-to-peer value transfer across borders with no central authority. Many holders keep BTC as a long-term store of value. With the largest market capitalization and deepest liquidity of any cryptocurrency, Bitcoin is the most commonly exchanged digital asset.

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Why Swap PYUSD for BTC?

Converting PayPal USD to Bitcoin on GhostSwap gets you BTC without signing up for a centralized exchange or completing KYC verification.

Get Bitcoin without an exchange account

Get Bitcoin without creating exchange accounts or submitting ID documents.

About Bitcoin

Bitcoin is used for peer-to-peer payments and as a long-term store of value. Unlike a dollar-pegged stablecoin, its price moves with the market.

Convert PayPal USD to Bitcoin

PYUSD	BTC at market price
31PYUSD	0.000374BTC
50PYUSD	0.000604BTC
100PYUSD	0.001208BTC
250PYUSD	0.003019BTC
500PYUSD	0.006038BTC
1,000PYUSD	0.012076BTC
5,000PYUSD	0.060379BTC
10,000PYUSD	0.120757BTC

At market prices of $0.999229 per PYUSD and $82,747.00 per BTC (8 Oct 2026), 500 PYUSD is worth about 0.006038 BTC.

Convert Bitcoin to PayPal USD

BTC	PYUSD at market price
0.0002BTC	16.5622PYUSD
0.0005BTC	41.4054PYUSD
0.001BTC	82.8108PYUSD
0.002BTC	165.6217PYUSD
0.005BTC	414.0542PYUSD
0.01BTC	828.1085PYUSD
0.05BTC	4,140.54PYUSD
0.1BTC	8,281.08PYUSD

Going the other way, 0.005 BTC is worth about 414.0542 PYUSD at the same prices.

How to Exchange PayPal USD to Bitcoin

Select PYUSD and BTC

Pick PYUSD in “You send” and BTC in “You get”, then enter the amount.

Enter Bitcoin Address

Paste the Bitcoin address that should receive the BTC. Then enter the Ethereum address you send PYUSD from; a refund, if ever needed, goes there.

Send PayPal USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Bitcoin

Your BTC arrives on Bitcoin. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other PYUSD and BTC pairs.

PYUSD to BTC: questions and answers

How long does it take to swap PYUSD to BTC on GhostSwap?

Most PYUSD to BTC swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the BTC is sent to your wallet, and Bitcoin confirms the payout in 10–30 minutes (1–3 confirmations).

How much is 1 PYUSD in BTC?

1 PYUSD is worth about 0.0000120757 BTC at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the BTC network fee. The minimum for this pair is about 31 PYUSD. The Ethereum network fee for sending the PYUSD is paid separately, in ETH. The rate floats with the market until your PYUSD deposit confirms.

Can I send PYUSD straight to my BTC address?

No. PYUSD moves on Ethereum and BTC on Bitcoin, so PYUSD can only be sent to an Ethereum address. To swap, send the PYUSD to the one-time deposit address GhostSwap shows, and the BTC is paid to the Bitcoin address you enter, with no bridge or wrapped token.

What wallet and address do I need to receive BTC?

Use a Bitcoin address from a wallet you control, such as Sparrow, Electrum or a hardware wallet. The address starts with bc1, 3 or 1. GhostSwap never holds your funds: the BTC is sent straight to the address you enter.

What happens if my PYUSD to BTC exchange fails?

If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address.